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During the past 12 months, Rizal Commercial Banking's average EPS without NRI Growth Rate was 63.10% per year.
During the past 3 years, the average EPS without NRI Growth Rate was -6.10% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 8.00% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 5.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Rizal Commercial Banking was 43.40% per year. The lowest was -14.60% per year. And the median was 2.70% per year.
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Rizal Commercial Banking 3-Year EPS without NRI Growth Rate Related Terms
For the Banks - Regional subindustry, Rizal Commercial Banking's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rizal Commercial Banking 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Rizal Commercial Banking's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Rizal Commercial Banking's 3-Year EPS without NRI Growth Rate falls into.
Rizal Commercial Banking 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of -6.10% mean?
Rizal Commercial Banking (PHS:RCB) has a 3-Year EPS without NRI Growth Rate of -6.10% as of Mar. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Rizal Commercial Banking and its competitors. According to the industry distribution chart, Rizal Commercial Banking ranks #1161 out of 1412 companies in the Banks industry, placing it in the top 82.2%.
Is Rizal Commercial Banking's 3-Year EPS without NRI Growth Rate too high?
Rizal Commercial Banking's current 3-Year EPS without NRI Growth Rate is -6.10%. Based on the distribution chart, Rizal Commercial Banking ranks #1161 out of 1412 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Rizal Commercial Banking has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Rizal Commercial Banking's 3-Year EPS without NRI Growth Rate compare to competitors?
According to the Banks industry distribution chart, Rizal Commercial Banking ranks #1161 out of 1412 companies for 3-Year EPS without NRI Growth Rate. This places Rizal Commercial Banking in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.30, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Rizal Commercial Banking and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rizal Commercial Banking's current 3-Year EPS without NRI Growth Rate is -6.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rizal Commercial Banking stock overvalued right now?
Based on GuruFocus' analysis, Rizal Commercial Banking (PHS:RCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱29.85, compared to a current price of ₱23.35 — trading 21.8% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is -6.10%. Rizal Commercial Banking's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Rizal Commercial Banking (PHS:RCB), the current 3-Year EPS without NRI Growth Rate is -6.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rizal Commercial Banking (PHS:RCB) Overvalued in 2026?
Based on GuruFocus' analysis, Rizal Commercial Banking stock appears to be undervalued.
The current stock price of ₱23.35 is trading 21.8% below its estimated GF Value™ of ₱29.85.
GuruFocus considers Rizal Commercial Banking to be Modestly Undervalued.
Key valuation signals for PHS:RCB:
3-Year EPS without NRI Growth Rate: -6.10%
GF Value™: ₱29.85 vs. price of ₱23.35 (21.8% below fair value)
No single metric tells the full story. See the PHS:RCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rizal Commercial Banking Corporation is a bank. The company provides banking and financial products and services to its customers in the Philippines but also in Asia, Europe, and the United States. The bank operates in the below segments: Retail, Corporate, Small and Medium enterprises, Treasury, and Others. Of these segments, the contributor to revenue is the retail banking function, followed by corporate banking. Services provided to clients include checking and savings accounts, deposits, credit cards, consumer and commercial loans, money market and trading services, investment banking, foreign exchange, wealth management, economic and investment research, syndicated loans, and wholesale lending.
80GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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