Rizal Commercial Banking (PHS:RCB) Growth Rank: 7 (As of Jul. 12, 2026) — 133% Above Median


PHS:RCB Rizal Commercial Banking Corp PHS:RCB
78 GF Score
Price ₱23.10
GF Value ₱29.73
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Rizal Commercial Banking Growth Rank?

Rizal Commercial Banking PHS:RCB +0.22% 78 Growth Rank is 7 as of Jul. 12, 2026, which is 133% above its 10-year median of 3.00. GuruFocus rates PHS:RCB with a GF Score™ of 78/100 and a GF Value™ of ₱29.73 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Rizal Commercial Banking has the Growth Rank of 7.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Rizal Commercial Banking Growth Rank Related Terms

Rizal Commercial Banking Growth Rank Competitor Comparison

For the Banks - Regional subindustry, Rizal Commercial Banking's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Rizal Commercial Banking Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Rizal Commercial Banking's Growth Rank distribution charts can be found below:

* The bar in red indicates where Rizal Commercial Banking's Growth Rank falls into.


PHS:RCB
78GF Score
Rizal Commercial Banking Corp PHS:RCB
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 7 mean?
Rizal Commercial Banking (PHS:RCB) has a Growth Rank of 7 as of Jul. 12, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Rizal Commercial Banking and its competitors. This is 133% above median its historical median of 3.00. Over the past decade, Rizal Commercial Banking's Growth Rank has ranged from 1.00 to 7.00.
Is Rizal Commercial Banking's Growth Rank too high?
Rizal Commercial Banking's current Growth Rank of 7 is 133% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 7.00. Overall, Rizal Commercial Banking has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Rizal Commercial Banking's Growth Rank compare to competitors?
Rizal Commercial Banking's Growth Rank of 7 can be compared against companies in the Banks industry. Historically, Rizal Commercial Banking's own Growth Rank has ranged from 1.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Rizal Commercial Banking and its competitors. Rizal Commercial Banking's current Growth Rank is 7, which is 133% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rizal Commercial Banking stock overvalued right now?
Based on GuruFocus' analysis, Rizal Commercial Banking (PHS:RCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱29.73, compared to a current price of ₱23.10 — trading 22.3% below its estimated fair value. The current Growth Rank is 7, which is 133% above median its 10-year median of 3.00. Rizal Commercial Banking's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Rizal Commercial Banking (PHS:RCB), the current Growth Rank is 7 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rizal Commercial Banking (PHS:RCB) Overvalued in 2026?

Based on GuruFocus' analysis, Rizal Commercial Banking stock appears to be undervalued. The current stock price of ₱23.10 is trading 22.3% below its estimated GF Value™ of ₱29.73. GuruFocus considers Rizal Commercial Banking to be Modestly Undervalued.

Key valuation signals for PHS:RCB:

  • Growth Rank: 7 (133% above median its 10-year median of 3.00)
  • GF Value™: ₱29.73 vs. price of ₱23.10 (22.3% below fair value)
  • GF Score™: 78/100 with 3 warning signs

No single metric tells the full story. See the PHS:RCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Rizal Commercial Banking Business Description

Address 6819 Ayala Avenue, Yuchengco Tower, RCBC Plaza, Makati, PHL, 1200
Rizal Commercial Banking Corporation is a bank. The company provides banking and financial products and services to its customers in the Philippines but also in Asia, Europe, and the United States. The bank operates in the below segments: Retail, Corporate, Small and Medium enterprises, Treasury, and Others. Of these segments, the contributor to revenue is the retail banking function, followed by corporate banking. Services provided to clients include checking and savings accounts, deposits, credit cards, consumer and commercial loans, money market and trading services, investment banking, foreign exchange, wealth management, economic and investment research, syndicated loans, and wholesale lending.
78GF Score

Get the complete analysis for PHS:RCB

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱23.10
Price
₱29.73
GF Value