Rizal Commercial Banking (PHS:RCB) YoY EPS Growth: 11.67% (As of Mar. 2026)

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PHS:RCB Rizal Commercial Banking Corp PHS:RCB
80 GF Score
Price ₱22.90
GF Value ₱29.83
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Rizal Commercial Banking YoY EPS Growth?

Rizal Commercial Banking PHS:RCB -0.43% 80 YoY EPS Growth is 11.67% as of Mar. 2026. GuruFocus rates PHS:RCB with a GF Score™ of 80/100 and a GF Value™ of ₱29.83 (Modestly Undervalued). The stock has 3 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Rizal Commercial Banking's YoY EPS Growth for the quarter that ended in Mar. 2026 was 11.67%.

Rizal Commercial Banking's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was ₱1.12.

Rizal Commercial Banking YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for Rizal Commercial Banking's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rizal Commercial Banking YoY EPS Growth Chart

Rizal Commercial Banking Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.16 75.40 -6.46 -31.36 16.67

Rizal Commercial Banking Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.22 29.92 321.12 -129.41 11.67
PHS:RCB
80GF Score
Rizal Commercial Banking Corp PHS:RCB
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Rizal Commercial Banking YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Rizal Commercial Banking's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(4.06-3.48)/ | 3.48 |
=16.67 %

Rizal Commercial Banking's YoY EPS Growth for the quarter that ended in Mar. 2026 is calculated as:

YoY EPS Growth (Q: Mar. 2026 )
=(Earnings per Share (Diluted) (Q: Mar. 2026 )-Earnings per Share (Diluted) (Q: Mar. 2025 )) / | Earnings per Share (Diluted) (Q: Mar. 2025 )) |
=(1.12-1.003)/ | 1.003 |
=11.67 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 11.67% mean?
Rizal Commercial Banking (PHS:RCB) has a YoY EPS Growth of 11.67% as of Mar. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Rizal Commercial Banking and its competitors.
Is Rizal Commercial Banking's YoY EPS Growth too high?
Rizal Commercial Banking's current YoY EPS Growth is 11.67%. Overall, Rizal Commercial Banking has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Rizal Commercial Banking's YoY EPS Growth compare to competitors?
Rizal Commercial Banking's YoY EPS Growth of 11.67% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Rizal Commercial Banking and its competitors. Rizal Commercial Banking's current YoY EPS Growth is 11.67%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rizal Commercial Banking stock overvalued right now?
Based on GuruFocus' analysis, Rizal Commercial Banking (PHS:RCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱29.83, compared to a current price of ₱22.90 — trading 23.2% below its estimated fair value. The current YoY EPS Growth is 11.67%. Rizal Commercial Banking's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Rizal Commercial Banking (PHS:RCB), the current YoY EPS Growth is 11.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rizal Commercial Banking (PHS:RCB) Overvalued in 2026?

Based on GuruFocus' analysis, Rizal Commercial Banking stock appears to be undervalued. The current stock price of ₱22.90 is trading 23.2% below its estimated GF Value™ of ₱29.83. GuruFocus considers Rizal Commercial Banking to be Modestly Undervalued.

Key valuation signals for PHS:RCB:

  • YoY EPS Growth: 11.67%
  • GF Value™: ₱29.83 vs. price of ₱22.90 (23.2% below fair value)
  • GF Score™: 80/100 with 3 warning signs

No single metric tells the full story. See the PHS:RCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Rizal Commercial Banking Business Description

Address 6819 Ayala Avenue, Yuchengco Tower, RCBC Plaza, Makati, PHL, 1200
Rizal Commercial Banking Corporation is a bank. The company provides banking and financial products and services to its customers in the Philippines but also in Asia, Europe, and the United States. The bank operates in the below segments: Retail, Corporate, Small and Medium enterprises, Treasury, and Others. Of these segments, the contributor to revenue is the retail banking function, followed by corporate banking. Services provided to clients include checking and savings accounts, deposits, credit cards, consumer and commercial loans, money market and trading services, investment banking, foreign exchange, wealth management, economic and investment research, syndicated loans, and wholesale lending.
80GF Score

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YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱22.90
Price
₱29.83
GF Value