Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
During the past 12 months, Rizal Commercial Banking's average Dividends Per Share Growth Rate was 15.70% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 4.20% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 11.90% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 4.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Rizal Commercial Banking was 43.30% per year. The lowest was -18.00% per year. And the median was 4.20% per year.
During the past 13 years, the highest Dividend Payout Ratio of Rizal Commercial Banking was 0.28. The lowest was 0.12. And the median was 0.19.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Rizal Commercial Banking Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
PHP 0.810000
2026-04-15
2026-04-16
2026-04-28
Cash Dividend
annually
PHP:PHP 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Rizal Commercial Banking's Dividend Yield (%) for Today is calculated as
Current Share Price is ₱23.00.
Rizal Commercial Banking's Dividends per Share for the trailing twelve months (TTM) ended in Today is ₱0.81.
During the past 13 years, the highest Dividend Yield of Rizal Commercial Banking was 5.63%. The lowest was 0.92%. And the median was 2.68%.
Good Sign:
Rizal Commercial Banking Corp stock Dividend Yield % is close to 1-year high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Rizal Commercial Banking 5-Year Dividend Growth Rate Related Terms
For the Banks - Regional subindustry, Rizal Commercial Banking's 5-Year Dividend Growth Rate, along with its competitors' market caps and 5-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rizal Commercial Banking 5-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Rizal Commercial Banking's 5-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Rizal Commercial Banking's 5-Year Dividend Growth Rate falls into.
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with least square regression.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 5-Year Dividend Growth Rate of 11.90% mean?
Rizal Commercial Banking (PHS:RCB) has a 5-Year Dividend Growth Rate of 11.90% as of Jun. 2026. 5-Year Dividend Growth Rate is the company's five-year average growth of dividend payout. View historical data on Rizal Commercial Banking and its competitors. According to the industry distribution chart, Rizal Commercial Banking ranks #284 out of 730 companies in the Banks industry, placing it in the top 38.9%.
Is Rizal Commercial Banking's 5-Year Dividend Growth Rate too high?
Rizal Commercial Banking's current 5-Year Dividend Growth Rate is 11.90%. The Banks industry median 5-Year Dividend Growth Rate is 8.60. Rizal Commercial Banking's value of 11.90% is 38.4% above this industry median. Based on the distribution chart, Rizal Commercial Banking ranks #284 out of 730 companies in the Banks industry, which is above the industry midpoint. Overall, Rizal Commercial Banking has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Rizal Commercial Banking's 5-Year Dividend Growth Rate compare to competitors?
According to the Banks industry distribution chart, Rizal Commercial Banking ranks #284 out of 730 companies for 5-Year Dividend Growth Rate. This puts Rizal Commercial Banking in the upper half of its industry. The industry median 5-Year Dividend Growth Rate is 8.60. Rizal Commercial Banking's value of 11.90% is 38.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Dividend Growth Rate for a Banks company?
The median 5-Year Dividend Growth Rate among Banks companies is 8.60, based on 730 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rizal Commercial Banking's current 5-Year Dividend Growth Rate of 11.90% is 38.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Dividend Growth Rate mean?
A high 5-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 5-Year Dividend Growth Rate is the company's five-year average growth of dividend payout. View historical data on Rizal Commercial Banking and its competitors. For the Banks industry, the median 5-Year Dividend Growth Rate is 8.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rizal Commercial Banking's current 5-Year Dividend Growth Rate is 11.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rizal Commercial Banking stock overvalued right now?
Based on GuruFocus' analysis, Rizal Commercial Banking (PHS:RCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱30.01, compared to a current price of ₱23.00 — trading 23.4% below its estimated fair value. The current 5-Year Dividend Growth Rate is 11.90% and 38.4% above the Banks industry median of 8.60. Rizal Commercial Banking's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Dividend Growth Rate calculated?
5-Year Dividend Growth Rate is calculated from a company's financial statements. For Rizal Commercial Banking (PHS:RCB), the current 5-Year Dividend Growth Rate is 11.90% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rizal Commercial Banking (PHS:RCB) Overvalued in 2026?
Based on GuruFocus' analysis, Rizal Commercial Banking stock appears to be undervalued.
The current stock price of ₱23.00 is trading 23.4% below its estimated GF Value™ of ₱30.01.
GuruFocus considers Rizal Commercial Banking to be Modestly Undervalued.
Key valuation signals for PHS:RCB:
5-Year Dividend Growth Rate: 11.90%
GF Value™: ₱30.01 vs. price of ₱23.00 (23.4% below fair value)
Industry Position: 38.4% above the Banks median (#284 of 730)
No single metric tells the full story. See the PHS:RCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rizal Commercial Banking Corporation is a bank. The company provides banking and financial products and services to its customers in the Philippines but also in Asia, Europe, and the United States. The bank operates in the below segments: Retail, Corporate, Small and Medium enterprises, Treasury, and Others. Of these segments, the contributor to revenue is the retail banking function, followed by corporate banking. Services provided to clients include checking and savings accounts, deposits, credit cards, consumer and commercial loans, money market and trading services, investment banking, foreign exchange, wealth management, economic and investment research, syndicated loans, and wholesale lending.
72GF Score
Get the complete analysis for PHS:RCB
5-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PHS:RCB has been successfully added to your 
