Rizal Commercial Banking (PHS:RCB) Selling, General, & Admin. Expense: ₱1,610 Mil (TTM As of Mar. 2026)


PHS:RCB Rizal Commercial Banking Corp PHS:RCB
81 GF Score
Price ₱23.50
GF Value ₱29.70
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Rizal Commercial Banking Selling, General, & Admin. Expense?

Rizal Commercial Banking PHS:RCB -0.42% 81 Selling, General, & Admin. Expense is ₱1,610 Mil as of Mar. 2026. GuruFocus rates PHS:RCB with a GF Score™ of 81/100 and a GF Value™ of ₱29.70 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Rizal Commercial Banking's selling, general, & admin. expense for the three months ended in Mar. 2026 was ₱349 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₱1,610 Mil.


Rizal Commercial Banking  (PHS:RCB) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Rizal Commercial Banking Selling, General, & Admin. Expense Related Terms


Rizal Commercial Banking Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Rizal Commercial Banking's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rizal Commercial Banking Selling, General, & Admin. Expense Chart

Rizal Commercial Banking Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 838.00 827.00 1,040.00 1,182.00 1,546.00

Rizal Commercial Banking Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 285.00 452.00 904.00 -95.00 349.00

Rizal Commercial Banking Selling, General, & Admin. Expense Competitor Comparison

For the Banks - Regional subindustry, Rizal Commercial Banking's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rizal Commercial Banking Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Rizal Commercial Banking's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Rizal Commercial Banking's Selling, General, & Admin. Expense falls into.


PHS:RCB
81GF Score
Rizal Commercial Banking Corp PHS:RCB
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Rizal Commercial Banking Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱1,610 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of ₱1,610 Mil mean?
Rizal Commercial Banking (PHS:RCB) has a Selling, General, & Admin. Expense of ₱1,610 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Rizal Commercial Banking and its competitors.
Is Rizal Commercial Banking's Selling, General, & Admin. Expense too high?
Rizal Commercial Banking's current Selling, General, & Admin. Expense is ₱1,610 Mil. Overall, Rizal Commercial Banking has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Rizal Commercial Banking's Selling, General, & Admin. Expense compare to competitors?
Rizal Commercial Banking's Selling, General, & Admin. Expense of ₱1,610 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Rizal Commercial Banking and its competitors. Rizal Commercial Banking's current Selling, General, & Admin. Expense is ₱1,610 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rizal Commercial Banking stock overvalued right now?
Based on GuruFocus' analysis, Rizal Commercial Banking (PHS:RCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱29.70, compared to a current price of ₱23.50 — trading 20.9% below its estimated fair value. The current Selling, General, & Admin. Expense is ₱1,610 Mil. Rizal Commercial Banking's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Rizal Commercial Banking (PHS:RCB), the current Selling, General, & Admin. Expense is ₱1,610 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rizal Commercial Banking (PHS:RCB) Overvalued in 2026?

Based on GuruFocus' analysis, Rizal Commercial Banking stock appears to be undervalued. The current stock price of ₱23.50 is trading 20.9% below its estimated GF Value™ of ₱29.70. GuruFocus considers Rizal Commercial Banking to be Modestly Undervalued.

Key valuation signals for PHS:RCB:

  • Selling, General, & Admin. Expense: ₱1,610 Mil
  • GF Value™: ₱29.70 vs. price of ₱23.50 (20.9% below fair value)
  • GF Score™: 81/100 with 3 warning signs

No single metric tells the full story. See the PHS:RCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Rizal Commercial Banking Business Description

Address 6819 Ayala Avenue, Yuchengco Tower, RCBC Plaza, Makati, PHL, 1200
Rizal Commercial Banking Corporation is a bank. The company provides banking and financial products and services to its customers in the Philippines but also in Asia, Europe, and the United States. The bank operates in the below segments: Retail, Corporate, Small and Medium enterprises, Treasury, and Others. Of these segments, the contributor to revenue is the retail banking function, followed by corporate banking. Services provided to clients include checking and savings accounts, deposits, credit cards, consumer and commercial loans, money market and trading services, investment banking, foreign exchange, wealth management, economic and investment research, syndicated loans, and wholesale lending.
81GF Score

Get the complete analysis for PHS:RCB

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱23.50
Price
₱29.70
GF Value