Rizal Commercial Banking (PHS:RCB) Beginning Cash Position: ₱181,837 Mil (As of Mar. 2026)


PHS:RCB Rizal Commercial Banking Corp PHS:RCB
81 GF Score
Price ₱23.50
GF Value ₱29.69
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Rizal Commercial Banking Beginning Cash Position?

Rizal Commercial Banking PHS:RCB -0.42% 81 Beginning Cash Position is ₱181,837 Mil as of Mar. 2026. GuruFocus rates PHS:RCB with a GF Score™ of 81/100 and a GF Value™ of ₱29.69 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Rizal Commercial Banking's Beginning Cash Position for the quarter that ended in Mar. 2026 was ₱181,837 Mil.

Rizal Commercial Banking's quarterly Beginning Cash Position declined from Sep. 2025 (₱138,947 Mil) to Dec. 2025 (₱123,832 Mil) but then increased from Dec. 2025 (₱123,832 Mil) to Mar. 2026 (₱181,837 Mil).

Rizal Commercial Banking's annual Beginning Cash Position increased from Dec. 2023 (₱208,323 Mil) to Dec. 2024 (₱250,108 Mil) but then declined from Dec. 2024 (₱250,108 Mil) to Dec. 2025 (₱185,369 Mil).

Rizal Commercial Banking Beginning Cash Position Related Terms

Rizal Commercial Banking Beginning Cash Position Historical Data

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The historical data trend for Rizal Commercial Banking's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rizal Commercial Banking Beginning Cash Position Chart

Rizal Commercial Banking Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 203,731.00 199,277.00 208,323.00 250,108.00 185,369.00

Rizal Commercial Banking Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 185,369.00 154,494.00 138,947.00 123,832.00 181,837.00
PHS:RCB
81GF Score
Rizal Commercial Banking Corp PHS:RCB
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Rizal Commercial Banking Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of ₱181,837 Mil mean?
Rizal Commercial Banking (PHS:RCB) has a Beginning Cash Position of ₱181,837 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Rizal Commercial Banking and its competitors.
Is Rizal Commercial Banking's Beginning Cash Position too high?
Rizal Commercial Banking's current Beginning Cash Position is ₱181,837 Mil. Overall, Rizal Commercial Banking has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Rizal Commercial Banking's Beginning Cash Position compare to competitors?
Rizal Commercial Banking's Beginning Cash Position of ₱181,837 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Rizal Commercial Banking and its competitors. Rizal Commercial Banking's current Beginning Cash Position is ₱181,837 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rizal Commercial Banking stock overvalued right now?
Based on GuruFocus' analysis, Rizal Commercial Banking (PHS:RCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱29.69, compared to a current price of ₱23.50 — trading 20.8% below its estimated fair value. The current Beginning Cash Position is ₱181,837 Mil. Rizal Commercial Banking's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Rizal Commercial Banking (PHS:RCB), the current Beginning Cash Position is ₱181,837 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rizal Commercial Banking (PHS:RCB) Overvalued in 2026?

Based on GuruFocus' analysis, Rizal Commercial Banking stock appears to be undervalued. The current stock price of ₱23.50 is trading 20.8% below its estimated GF Value™ of ₱29.69. GuruFocus considers Rizal Commercial Banking to be Modestly Undervalued.

Key valuation signals for PHS:RCB:

  • Beginning Cash Position: ₱181,837 Mil
  • GF Value™: ₱29.69 vs. price of ₱23.50 (20.8% below fair value)
  • GF Score™: 81/100 with 3 warning signs

No single metric tells the full story. See the PHS:RCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Rizal Commercial Banking Business Description

Address 6819 Ayala Avenue, Yuchengco Tower, RCBC Plaza, Makati, PHL, 1200
Rizal Commercial Banking Corporation is a bank. The company provides banking and financial products and services to its customers in the Philippines but also in Asia, Europe, and the United States. The bank operates in the below segments: Retail, Corporate, Small and Medium enterprises, Treasury, and Others. Of these segments, the contributor to revenue is the retail banking function, followed by corporate banking. Services provided to clients include checking and savings accounts, deposits, credit cards, consumer and commercial loans, money market and trading services, investment banking, foreign exchange, wealth management, economic and investment research, syndicated loans, and wholesale lending.
81GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱23.50
Price
₱29.69
GF Value