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Pretax income is the income that a company earns before paying income taxes. Rizal Commercial Banking's pretax income for the
three
months ended in Mar. 2026 was ₱3,091 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was ₱13,193 Mil.
Rizal Commercial Banking's pretax margin was 19.90%.
During the past 13 years, Rizal Commercial Banking's highest Pretax Margin was 33.62%. The lowest was 17.12%. And the median was 22.35%.
Rizal Commercial Banking (PHS:RCB) Pre-Tax Income Explanation
Rizal Commercial Banking's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as
During the past 13 years, Rizal Commercial Banking's highest Pretax Margin was 33.62%. The lowest was 17.12%. And the median was 22.35%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Rizal Commercial Banking Pre-Tax Income Related Terms
Rizal Commercial Banking Pre-Tax Income Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Rizal Commercial Banking Pre-Tax Income Competitor Comparison
For the Banks - Regional subindustry, Rizal Commercial Banking's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rizal Commercial Banking Pre-Tax Income vs Banks Industry
For the Banks industry and Financial Services sector, Rizal Commercial Banking's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where Rizal Commercial Banking's Pre-Tax Income falls into.
Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱13,193 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Rizal Commercial Banking (PHS:RCB) has a Pre-Tax Income of ₱13,193 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Rizal Commercial Banking and its competitors.
Is Rizal Commercial Banking's Pre-Tax Income too high?
Rizal Commercial Banking's current Pre-Tax Income is ₱13,193 Mil. Overall, Rizal Commercial Banking has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Rizal Commercial Banking's Pre-Tax Income compare to competitors?
Rizal Commercial Banking's Pre-Tax Income of ₱13,193 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Rizal Commercial Banking and its competitors. Rizal Commercial Banking's current Pre-Tax Income is ₱13,193 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rizal Commercial Banking stock overvalued right now?
Based on GuruFocus' analysis, Rizal Commercial Banking (PHS:RCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱29.82, compared to a current price of ₱23.00 — trading 22.9% below its estimated fair value. The current Pre-Tax Income is ₱13,193 Mil. Rizal Commercial Banking's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Rizal Commercial Banking (PHS:RCB), the current Pre-Tax Income is ₱13,193 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rizal Commercial Banking (PHS:RCB) Overvalued in 2026?
Based on GuruFocus' analysis, Rizal Commercial Banking stock appears to be undervalued.
The current stock price of ₱23.00 is trading 22.9% below its estimated GF Value™ of ₱29.82.
GuruFocus considers Rizal Commercial Banking to be Modestly Undervalued.
Key valuation signals for PHS:RCB:
Pre-Tax Income: ₱13,193 Mil
GF Value™: ₱29.82 vs. price of ₱23.00 (22.9% below fair value)
No single metric tells the full story. See the PHS:RCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rizal Commercial Banking Corporation is a bank. The company provides banking and financial products and services to its customers in the Philippines but also in Asia, Europe, and the United States. The bank operates in the below segments: Retail, Corporate, Small and Medium enterprises, Treasury, and Others. Of these segments, the contributor to revenue is the retail banking function, followed by corporate banking. Services provided to clients include checking and savings accounts, deposits, credit cards, consumer and commercial loans, money market and trading services, investment banking, foreign exchange, wealth management, economic and investment research, syndicated loans, and wholesale lending.
75GF Score
Get the complete analysis for PHS:RCB
Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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