Rizal Commercial Banking (PHS:RCB) Interest Income: ₱87,021 Mil (TTM As of Mar. 2026)

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PHS:RCB Rizal Commercial Banking Corp PHS:RCB
77 GF Score
Price ₱23.40
GF Value ₱29.75
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Rizal Commercial Banking Interest Income?

Rizal Commercial Banking PHS:RCB +1.08% 77 Interest Income is ₱87,021 Mil as of Mar. 2026. GuruFocus rates PHS:RCB with a GF Score™ of 77/100 and a GF Value™ of ₱29.75 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments. Rizal Commercial Banking's interest income for the three months ended in Mar. 2026 was ₱21,958 Mil. Its interest income for the trailing twelve months (TTM) ended in Mar. 2026 was ₱87,021 Mil.

Rizal Commercial Banking Interest Income Historical Data

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The historical data trend for Rizal Commercial Banking's Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rizal Commercial Banking Interest Income Chart

Rizal Commercial Banking Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 37,111.00 45,835.00 66,289.00 79,083.00 86,071.00

Rizal Commercial Banking Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21,008.00 21,272.00 21,668.00 22,123.00 21,958.00
PHS:RCB
77GF Score
Rizal Commercial Banking Corp PHS:RCB
Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Rizal Commercial Banking Interest Income Calculation

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments.

Interest Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱87,021 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Income →
What does a Interest Income of ₱87,021 Mil mean?
Rizal Commercial Banking (PHS:RCB) has a Interest Income of ₱87,021 Mil as of Mar. 2026. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Rizal Commercial Banking and its competitors.
Is Rizal Commercial Banking's Interest Income too high?
Rizal Commercial Banking's current Interest Income is ₱87,021 Mil. Overall, Rizal Commercial Banking has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Rizal Commercial Banking's Interest Income compare to competitors?
Rizal Commercial Banking's Interest Income of ₱87,021 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Income for a Banks company?
A good Interest Income depends on the Banks industry context. However, Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Income mean?
A high Interest Income can signal that a stock is expensive relative to its fundamentals. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Rizal Commercial Banking and its competitors. Rizal Commercial Banking's current Interest Income is ₱87,021 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rizal Commercial Banking stock overvalued right now?
Based on GuruFocus' analysis, Rizal Commercial Banking (PHS:RCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱29.75, compared to a current price of ₱23.40 — trading 21.3% below its estimated fair value. The current Interest Income is ₱87,021 Mil. Rizal Commercial Banking's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Income calculated?
Interest Income is calculated from a company's financial statements. For Rizal Commercial Banking (PHS:RCB), the current Interest Income is ₱87,021 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rizal Commercial Banking (PHS:RCB) Overvalued in 2026?

Based on GuruFocus' analysis, Rizal Commercial Banking stock appears to be undervalued. The current stock price of ₱23.40 is trading 21.3% below its estimated GF Value™ of ₱29.75. GuruFocus considers Rizal Commercial Banking to be Modestly Undervalued.

Key valuation signals for PHS:RCB:

  • Interest Income: ₱87,021 Mil
  • GF Value™: ₱29.75 vs. price of ₱23.40 (21.3% below fair value)
  • GF Score™: 77/100 with 3 warning signs

No single metric tells the full story. See the PHS:RCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Rizal Commercial Banking Business Description

Address 6819 Ayala Avenue, Yuchengco Tower, RCBC Plaza, Makati, PHL, 1200
Rizal Commercial Banking Corporation is a bank. The company provides banking and financial products and services to its customers in the Philippines but also in Asia, Europe, and the United States. The bank operates in the below segments: Retail, Corporate, Small and Medium enterprises, Treasury, and Others. Of these segments, the contributor to revenue is the retail banking function, followed by corporate banking. Services provided to clients include checking and savings accounts, deposits, credit cards, consumer and commercial loans, money market and trading services, investment banking, foreign exchange, wealth management, economic and investment research, syndicated loans, and wholesale lending.
77GF Score

Get the complete analysis for PHS:RCB

Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱23.40
Price
₱29.75
GF Value