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During the past 12 months, Rizal Commercial Banking's average EPS without NRIGrowth Rate was 63.10% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was -6.10% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 8.00% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 5.10% per year.
During the past 13 years, Rizal Commercial Banking's highest 3-Year average EPS without NRI Growth Rate was 43.40% per year. The lowest was -14.60% per year. And the median was 2.70% per year.
Rizal Commercial Banking (PHS:RCB) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Rizal Commercial Banking Earnings per Share (Diluted) Related Terms
Rizal Commercial Banking Earnings per Share (Diluted) Historical Data
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The historical data trend for Rizal Commercial Banking's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Rizal Commercial Banking Earnings per Share (Diluted) Chart
Rizal Commercial Banking Earnings per Share (Diluted) Competitor Comparison
For the Banks - Regional subindustry, Rizal Commercial Banking's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rizal Commercial Banking PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Rizal Commercial Banking's PE Ratio distribution charts can be found below:
* The bar in red indicates where Rizal Commercial Banking's PE Ratio falls into.
Rizal Commercial Banking Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Rizal Commercial Banking's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱5.25
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of ₱5.25 mean?
Rizal Commercial Banking (PHS:RCB) has a Earnings per Share (Diluted) of ₱5.25 as of Mar. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Rizal Commercial Banking and its competitors. According to the industry distribution chart, Rizal Commercial Banking ranks #1165 out of 1417 companies in the Banks industry, placing it in the top 82.2%.
Is Rizal Commercial Banking's Earnings per Share (Diluted) too high?
Rizal Commercial Banking's current Earnings per Share (Diluted) is ₱5.25. Based on the distribution chart, Rizal Commercial Banking ranks #1165 out of 1417 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Rizal Commercial Banking has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Rizal Commercial Banking's Earnings per Share (Diluted) compare to competitors?
According to the Banks industry distribution chart, Rizal Commercial Banking ranks #1165 out of 1417 companies for Earnings per Share (Diluted). This places Rizal Commercial Banking in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.30, based on 1,417 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Rizal Commercial Banking and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rizal Commercial Banking's current Earnings per Share (Diluted) is ₱5.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rizal Commercial Banking stock overvalued right now?
Based on GuruFocus' analysis, Rizal Commercial Banking (PHS:RCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱29.77, compared to a current price of ₱23.40 — trading 21.4% below its estimated fair value. The current Earnings per Share (Diluted) is ₱5.25. Rizal Commercial Banking's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Rizal Commercial Banking (PHS:RCB), the current Earnings per Share (Diluted) is ₱5.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rizal Commercial Banking (PHS:RCB) Overvalued in 2026?
Based on GuruFocus' analysis, Rizal Commercial Banking stock appears to be undervalued.
The current stock price of ₱23.40 is trading 21.4% below its estimated GF Value™ of ₱29.77.
GuruFocus considers Rizal Commercial Banking to be Modestly Undervalued.
Key valuation signals for PHS:RCB:
Earnings per Share (Diluted): ₱5.25
GF Value™: ₱29.77 vs. price of ₱23.40 (21.4% below fair value)
No single metric tells the full story. See the PHS:RCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rizal Commercial Banking Corporation is a bank. The company provides banking and financial products and services to its customers in the Philippines but also in Asia, Europe, and the United States. The bank operates in the below segments: Retail, Corporate, Small and Medium enterprises, Treasury, and Others. Of these segments, the contributor to revenue is the retail banking function, followed by corporate banking. Services provided to clients include checking and savings accounts, deposits, credit cards, consumer and commercial loans, money market and trading services, investment banking, foreign exchange, wealth management, economic and investment research, syndicated loans, and wholesale lending.
77GF Score
Get the complete analysis for PHS:RCB
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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