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First Fedreal Of South Carolina Federalvings Bank (OTCPK:FSGB) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
First Fedreal Of South Carolina Federalvings Bank Earnings per Share (Diluted) Related Terms
First Fedreal Of South Carolina Federalvings Bank Earnings per Share (Diluted) Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Fedreal Of South Carolina Federalvings Bank Earnings per Share (Diluted) Chart
First Fedreal Of South Carolina Federalvings Bank Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Fedreal Of South Carolina Federalvings Bank PE Ratio vs Banks Industry
First Fedreal Of South Carolina Federalvings Bank Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
For stock reported annually, GuruFocus uses latest annual data as the TTM data. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.81
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $0.81 mean?
First Fedreal Of South Carolina Federalvings Bank (FSGB) has a Earnings per Share (Diluted) of $0.81 as of Dec. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on First Fedreal Of South Carolina Federalvings Bank and its competitors. According to the industry distribution chart, First Fedreal Of South Carolina Federalvings Bank ranks #201 out of 1402 companies in the Banks industry, placing it in the top 14.3%.
Is First Fedreal Of South Carolina Federalvings Bank's Earnings per Share (Diluted) too high?
First Fedreal Of South Carolina Federalvings Bank's current Earnings per Share (Diluted) is $0.81. The Banks industry median Earnings per Share (Diluted) is 7.50. First Fedreal Of South Carolina Federalvings Bank's value of $0.81 is 89.2% below this industry median. Based on the distribution chart, First Fedreal Of South Carolina Federalvings Bank ranks #201 out of 1402 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Fedreal Of South Carolina Federalvings Bank has a GF Score™ of 51/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Fedreal Of South Carolina Federalvings Bank's Earnings per Share (Diluted) compare to EWSB and CARV?
According to the Banks industry distribution chart, First Fedreal Of South Carolina Federalvings Bank ranks #201 out of 1402 companies for Earnings per Share (Diluted). This places First Fedreal Of South Carolina Federalvings Bank in the top 14% of its industry — outperforming the majority of peers. The industry median Earnings per Share (Diluted) is 7.50. First Fedreal Of South Carolina Federalvings Bank's value of $0.81 is 89.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.50, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Fedreal Of South Carolina Federalvings Bank's current Earnings per Share (Diluted) of $0.81 is 89.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on First Fedreal Of South Carolina Federalvings Bank and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Fedreal Of South Carolina Federalvings Bank's current Earnings per Share (Diluted) is $0.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Fedreal Of South Carolina Federalvings Bank stock overvalued right now?
Based on GuruFocus' analysis, First Fedreal Of South Carolina Federalvings Bank (FSGB) is currently considered Significantly Undervalued. The stock's GF Value™ is $15.92, compared to a current price of $10.90 — trading 31.5% below its estimated fair value. The current Earnings per Share (Diluted) is $0.81 and 89.2% below the Banks industry median of 7.50. First Fedreal Of South Carolina Federalvings Bank's overall GF Score™ is 51/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For First Fedreal Of South Carolina Federalvings Bank (FSGB), the current Earnings per Share (Diluted) is $0.81 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Fedreal Of South Carolina Federalvings Bank (FSGB) Overvalued in 2026?
Based on GuruFocus' analysis, First Fedreal Of South Carolina Federalvings Bank stock appears to be undervalued.
The current stock price of $10.90 is trading 31.5% below its estimated GF Value™ of $15.92.
GuruFocus considers First Fedreal Of South Carolina Federalvings Bank to be Significantly Undervalued.
Key valuation signals for FSGB:
Earnings per Share (Diluted): $0.81
GF Value™: $15.92 vs. price of $10.90 (31.5% below fair value)
Industry Position: 89.2% below the Banks median (#201 of 1402)
No single metric tells the full story. See the FSGB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Fedreal Of South Carolina Federal Savings Bank is a full-service bank. The bank services include accepting deposits, online and mobile banking, debit and credit cards, loans, mortgages, etc. The Bank's primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments.
51GF Score
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