FSGB (First Fedreal Of South Carolina Federalvings Bank) Shareholder Yield % : 68.20% (As of Dec. 2025) — 39% Above Median

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FSGB First Fedreal Of South Carolina Federal Savings Bank FSGB
60 GF Score
Price $9.70
GF Value $15.73
Valuation Significantly Undervalued
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What is First Fedreal Of South Carolina Federalvings Bank Shareholder Yield %?

First Fedreal Of South Carolina Federalvings Bank FSGB 60 Shareholder Yield % is 68.20% as of Dec. 2025, which is 39% above its 10-year median of 49.21. GuruFocus rates FSGB with a GF Score™ of 60/100 and a GF Value™ of $15.73 (Significantly Undervalued). Among 1,502 Banks companies, First Fedreal Of South Carolina Federalvings Bank ranks better than 97.67% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, First Fedreal Of South Carolina Federalvings Bank's Shareholder Yield % was 68.20%.


First Fedreal Of South Carolina Federalvings Bank  (OTCPK:FSGB) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


First Fedreal Of South Carolina Federalvings Bank Shareholder Yield % Related Terms


First Fedreal Of South Carolina Federalvings Bank Shareholder Yield % Historical Data

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The historical data trend for First Fedreal Of South Carolina Federalvings Bank's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Fedreal Of South Carolina Federalvings Bank Shareholder Yield % Chart

First Fedreal Of South Carolina Federalvings Bank Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial 0.00 0.00 -151.70 135.41 69.29

First Fedreal Of South Carolina Federalvings Bank Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield % Get a 7-Day Free Trial 0.00 0.00 -151.70 135.41 69.29

FSGB vs CARV, EWSB, SRNN: Shareholder Yield % Comparison

For the Banks - Regional subindustry, First Fedreal Of South Carolina Federalvings Bank's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Fedreal Of South Carolina Federalvings Bank Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, First Fedreal Of South Carolina Federalvings Bank's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where First Fedreal Of South Carolina Federalvings Bank's Shareholder Yield % falls into.


FSGB
60GF Score
First Fedreal Of South Carolina Federal Savings Bank FSGB
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Fedreal Of South Carolina Federalvings Bank Shareholder Yield % Calculation

First Fedreal Of South Carolina Federalvings Bank's Shareholder Yield % for the quarter that ended in Dec. 2025 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=0.00 %+0 %+69.29 %
=69.29 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 68.20% mean?
First Fedreal Of South Carolina Federalvings Bank (FSGB) has a Shareholder Yield % of 68.20% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on First Fedreal Of South Carolina Federalvings Bank and its competitors. This is 39% above median its historical median of 49.21. According to the industry distribution chart, First Fedreal Of South Carolina Federalvings Bank ranks #35 out of 1502 companies in the Banks industry, placing it in the top 2.3%.
Is First Fedreal Of South Carolina Federalvings Bank's Shareholder Yield % too high?
First Fedreal Of South Carolina Federalvings Bank's current Shareholder Yield % of 68.20% is 39% above median its 10-year median of 49.21. The Banks industry median Shareholder Yield % is 1.51. First Fedreal Of South Carolina Federalvings Bank's value of 68.20% is 4416.6% above this industry median. Based on the distribution chart, First Fedreal Of South Carolina Federalvings Bank ranks #35 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Fedreal Of South Carolina Federalvings Bank has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Fedreal Of South Carolina Federalvings Bank's Shareholder Yield % compare to CARV and EWSB?
According to the Banks industry distribution chart, First Fedreal Of South Carolina Federalvings Bank ranks #35 out of 1502 companies for Shareholder Yield %. This places First Fedreal Of South Carolina Federalvings Bank in the top 2% of its industry — outperforming the majority of peers. The industry median Shareholder Yield % is 1.51. First Fedreal Of South Carolina Federalvings Bank's value of 68.20% is 4416.6% above this benchmark. While the company's 10-year median is 49.21 vs. the industry median of 1.51, First Fedreal Of South Carolina Federalvings Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.51, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Fedreal Of South Carolina Federalvings Bank's current Shareholder Yield % of 68.20% is 4416.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on First Fedreal Of South Carolina Federalvings Bank and its competitors. For the Banks industry, the median Shareholder Yield % is 1.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Fedreal Of South Carolina Federalvings Bank's current Shareholder Yield % is 68.20%, which is 39% above median its own 10-year median of 49.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Fedreal Of South Carolina Federalvings Bank stock overvalued right now?
Based on GuruFocus' analysis, First Fedreal Of South Carolina Federalvings Bank (FSGB) is currently considered Significantly Undervalued. The stock's GF Value™ is $15.73, compared to a current price of $9.70 — trading 38.3% below its estimated fair value. The current Shareholder Yield % is 68.20%, which is 39% above median its 10-year median of 49.21 and 4416.6% above the Banks industry median of 1.51. First Fedreal Of South Carolina Federalvings Bank's overall GF Score™ is 60/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For First Fedreal Of South Carolina Federalvings Bank (FSGB), the current Shareholder Yield % is 68.20% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Fedreal Of South Carolina Federalvings Bank (FSGB) Overvalued in 2026?

Based on GuruFocus' analysis, First Fedreal Of South Carolina Federalvings Bank stock appears to be undervalued. The current stock price of $9.70 is trading 38.3% below its estimated GF Value™ of $15.73. GuruFocus considers First Fedreal Of South Carolina Federalvings Bank to be Significantly Undervalued.

Key valuation signals for FSGB:

  • Shareholder Yield %: 68.20% (39% above median its 10-year median of 49.21)
  • GF Value™: $15.73 vs. price of $9.70 (38.3% below fair value)
  • GF Score™: 60/100
  • Industry Position: 4416.6% above the Banks median (#35 of 1502)

No single metric tells the full story. See the FSGB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Fedreal Of South Carolina Federalvings Bank Business Description

Address 300 Robertson Boulevard, Walterboro, SC, USA, 29488
First Fedreal Of South Carolina Federal Savings Bank is a full-service bank. The bank services include accepting deposits, online and mobile banking, debit and credit cards, loans, mortgages, etc. The Bank's primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments.
60GF Score

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Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.70
Price
$15.73
GF Value