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* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
FSGB's PEG Ratio is ranked worse than 66.4% of 1232
companies
in the Banks industry
Industry Median: 1.55
vs FSGB: 2.40
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
First Fedreal Of South Carolina Federalvings Bank (OTCPK:FSGB) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
First Fedreal Of South Carolina Federalvings Bank PEG Ratio Related Terms
First Fedreal Of South Carolina Federalvings Bank PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Fedreal Of South Carolina Federalvings Bank PEG Ratio Chart
First Fedreal Of South Carolina Federalvings Bank Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Fedreal Of South Carolina Federalvings Bank PEG Ratio vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
First Fedreal Of South Carolina Federalvings Bank (FSGB) has a PEG Ratio of 2.40 as of Jul. 27, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on First Fedreal Of South Carolina Federalvings Bank and its competitors. This is near median its historical median of 2.37. Over the past decade, First Fedreal Of South Carolina Federalvings Bank's PEG Ratio has ranged from 2.36 to 2.40. According to the industry distribution chart, First Fedreal Of South Carolina Federalvings Bank ranks #818 out of 1232 companies in the Banks industry, placing it in the top 66.4%.
Is First Fedreal Of South Carolina Federalvings Bank's PEG Ratio too high?
First Fedreal Of South Carolina Federalvings Bank's current PEG Ratio of 2.40 is near median its 10-year median of 2.37. Over the past 10 years, this metric has ranged from a low of 2.36 to a high of 2.40. The Banks industry median PEG Ratio is 1.55. First Fedreal Of South Carolina Federalvings Bank's value of 2.40 is 54.8% above this industry median. Based on the distribution chart, First Fedreal Of South Carolina Federalvings Bank ranks #818 out of 1232 companies in the Banks industry, which is below the industry midpoint. Overall, First Fedreal Of South Carolina Federalvings Bank has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Fedreal Of South Carolina Federalvings Bank's PEG Ratio compare to CARV and EWSB?
According to the Banks industry distribution chart, First Fedreal Of South Carolina Federalvings Bank ranks #818 out of 1232 companies for PEG Ratio. This places First Fedreal Of South Carolina Federalvings Bank in the lower half of its industry. The industry median PEG Ratio is 1.55. First Fedreal Of South Carolina Federalvings Bank's value of 2.40 is 54.8% above this benchmark. Historically, First Fedreal Of South Carolina Federalvings Bank's own PEG Ratio has ranged from 2.36 to 2.40 over the past decade. While the company's 10-year median is 2.37 vs. the industry median of 1.55, First Fedreal Of South Carolina Federalvings Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.55, based on 1,232 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Fedreal Of South Carolina Federalvings Bank's current PEG Ratio of 2.40 is 54.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on First Fedreal Of South Carolina Federalvings Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Fedreal Of South Carolina Federalvings Bank's current PEG Ratio is 2.40, which is near median its own 10-year median of 2.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Fedreal Of South Carolina Federalvings Bank stock overvalued right now?
Based on GuruFocus' analysis, First Fedreal Of South Carolina Federalvings Bank (FSGB) is currently considered Significantly Undervalued. The stock's GF Value™ is $15.73, compared to a current price of $9.70 — trading 38.3% below its estimated fair value. The current PEG Ratio is 2.40, which is near median its 10-year median of 2.37 and 54.8% above the Banks industry median of 1.55. First Fedreal Of South Carolina Federalvings Bank's overall GF Score™ is 60/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For First Fedreal Of South Carolina Federalvings Bank (FSGB), the current PEG Ratio is 2.40 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Fedreal Of South Carolina Federalvings Bank (FSGB) Overvalued in 2026?
Based on GuruFocus' analysis, First Fedreal Of South Carolina Federalvings Bank stock appears to be undervalued.
The current stock price of $9.70 is trading 38.3% below its estimated GF Value™ of $15.73.
GuruFocus considers First Fedreal Of South Carolina Federalvings Bank to be Significantly Undervalued.
Key valuation signals for FSGB:
PEG Ratio: 2.40 (near median its 10-year median of 2.37)
GF Value™: $15.73 vs. price of $9.70 (38.3% below fair value)
Industry Position: 54.8% above the Banks median (#818 of 1232)
No single metric tells the full story. See the FSGB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Fedreal Of South Carolina Federalvings Bank Business Description
First Fedreal Of South Carolina Federal Savings Bank is a full-service bank. The bank services include accepting deposits, online and mobile banking, debit and credit cards, loans, mortgages, etc. The Bank's primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments.
60GF Score
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