FSGB (First Fedreal Of South Carolina Federalvings Bank) Volatility: 5.07% (As of Jul. 27, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FSGB First Fedreal Of South Carolina Federal Savings Bank FSGB
60 GF Score
Price $9.70
GF Value $15.73
Valuation Significantly Undervalued
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What is First Fedreal Of South Carolina Federalvings Bank Volatility?

First Fedreal Of South Carolina Federalvings Bank FSGB 60 Volatility is 5.07% as of Jul. 27, 2026. GuruFocus rates FSGB with a GF Score™ of 60/100 and a GF Value™ of $15.73 (Significantly Undervalued).

Volatility is a statistical measure of the dispersion of returns for a given security or market index, it shows how the price swings around its mean. The volatility here is measured as the annualized standard deviation between monthly returns from the security over the past year. In most cases, the higher the volatility, the riskier the security.

As of today (2026-07-27), First Fedreal Of South Carolina Federalvings Bank's Volatility is 5.07%.


First Fedreal Of South Carolina Federalvings Bank  (OTCPK:FSGB) Volatility Explanation

Volatility is a statistical measure of the dispersion of returns for a given security or market index. It’s often measured as standard deviation or variance of historical returns over a certain period. The volatility here is measured as the annualized standard deviation between monthly returns from the security over the past year.

Volatility reflects the uncertainty or risk of a security’s value. Generally speaking, a higher volatility suggests a higher risk, because it implies a wider fluctuation around average price. This means the price of the security can change dramatically in either direction within a short period. Conversely, a lower volatility means that the security's price is more steady, which suggests a lower risk.

Another measurement of relative volatility is Beta. Beta is a measure of systematic risk of a security or a portfolio in comparison to the market as a whole. Beta is usually compared to 1. A beta of greater than 1 indicates that the security's price will be more volatile than the market.


First Fedreal Of South Carolina Federalvings Bank Volatility Related Terms


FSGB vs CARV, EWSB, SRNN: Volatility Comparison

For the Banks - Regional subindustry, First Fedreal Of South Carolina Federalvings Bank's Volatility, along with its competitors' market caps and Volatility data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Fedreal Of South Carolina Federalvings Bank Volatility vs Banks Industry

For the Banks industry and Financial Services sector, First Fedreal Of South Carolina Federalvings Bank's Volatility distribution charts can be found below:

* The bar in red indicates where First Fedreal Of South Carolina Federalvings Bank's Volatility falls into.


FSGB
60GF Score
First Fedreal Of South Carolina Federal Savings Bank FSGB
Volatility is just one metric. See GF Score™, valuation, warning signs, and more.
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First Fedreal Of South Carolina Federalvings Bank  (OTCPK:FSGB) Volatility Calculation

The annualized volatility is calculated as following:

σA=σM * 12
= 1/(n-1) ∑(Ri - R')^2 * 12

Where: σM is the monthly volatility, n is the number of months in the period, Ri is the security's historical monthly returns and R' is the arithmetic mean of monthly returns.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Volatility →
What does a Volatility of 5.07% mean?
First Fedreal Of South Carolina Federalvings Bank (FSGB) has a Volatility of 5.07% as of Jul. 27, 2026. Volatility is measured as the annualized standard deviation between monthly returns from the security over the past year. View historical data on First Fedreal Of South Carolina Federalvings Bank and its competitors.
Is First Fedreal Of South Carolina Federalvings Bank's Volatility too high?
First Fedreal Of South Carolina Federalvings Bank's current Volatility is 5.07%. Overall, First Fedreal Of South Carolina Federalvings Bank has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Fedreal Of South Carolina Federalvings Bank's Volatility compare to CARV and EWSB?
First Fedreal Of South Carolina Federalvings Bank's Volatility of 5.07% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Volatility for a Banks company?
A good Volatility depends on the Banks industry context. However, Volatility should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Volatility mean?
A high Volatility can signal that a stock is expensive relative to its fundamentals. Volatility is measured as the annualized standard deviation between monthly returns from the security over the past year. View historical data on First Fedreal Of South Carolina Federalvings Bank and its competitors. First Fedreal Of South Carolina Federalvings Bank's current Volatility is 5.07%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Fedreal Of South Carolina Federalvings Bank stock overvalued right now?
Based on GuruFocus' analysis, First Fedreal Of South Carolina Federalvings Bank (FSGB) is currently considered Significantly Undervalued. The stock's GF Value™ is $15.73, compared to a current price of $9.70 — trading 38.3% below its estimated fair value. The current Volatility is 5.07%. First Fedreal Of South Carolina Federalvings Bank's overall GF Score™ is 60/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Volatility calculated?
Volatility is calculated from a company's financial statements. For First Fedreal Of South Carolina Federalvings Bank (FSGB), the current Volatility is 5.07% as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Fedreal Of South Carolina Federalvings Bank (FSGB) Overvalued in 2026?

Based on GuruFocus' analysis, First Fedreal Of South Carolina Federalvings Bank stock appears to be undervalued. The current stock price of $9.70 is trading 38.3% below its estimated GF Value™ of $15.73. GuruFocus considers First Fedreal Of South Carolina Federalvings Bank to be Significantly Undervalued.

Key valuation signals for FSGB:

  • Volatility: 5.07%
  • GF Value™: $15.73 vs. price of $9.70 (38.3% below fair value)
  • GF Score™: 60/100

No single metric tells the full story. See the FSGB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Fedreal Of South Carolina Federalvings Bank Business Description

Address 300 Robertson Boulevard, Walterboro, SC, USA, 29488
First Fedreal Of South Carolina Federal Savings Bank is a full-service bank. The bank services include accepting deposits, online and mobile banking, debit and credit cards, loans, mortgages, etc. The Bank's primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments.
60GF Score

Get the complete analysis for FSGB

Volatility is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.70
Price
$15.73
GF Value