FSGB (First Fedreal Of South Carolina Federalvings Bank) Enterprise Value: $4.07 Mil (As of Jul. 27, 2026) ***

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FSGB First Fedreal Of South Carolina Federal Savings Bank FSGB
60 GF Score
Price $9.70
GF Value $15.73
Valuation Significantly Undervalued
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What is First Fedreal Of South Carolina Federalvings Bank Enterprise Value?

First Fedreal Of South Carolina Federalvings Bank FSGB 60 Enterprise Value is $4.07 Mil as of Jul. 27, 2026. GuruFocus rates FSGB with a GF Score™ of 60/100 and a GF Value™ of $15.73 (Significantly Undervalued).

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, First Fedreal Of South Carolina Federalvings Bank's Enterprise Value is $4.07 Mil. First Fedreal Of South Carolina Federalvings Bank's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was $6.56 Mil. Therefore, First Fedreal Of South Carolina Federalvings Bank's EV-to-Revenue ratio for today is 0.62.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, First Fedreal Of South Carolina Federalvings Bank's Enterprise Value is $4.07 Mil. First Fedreal Of South Carolina Federalvings Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $1.26 Mil. Therefore, First Fedreal Of South Carolina Federalvings Bank's EV-to-OCF ratio for today is 3.23.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, First Fedreal Of South Carolina Federalvings Bank's Enterprise Value is $4.07 Mil. First Fedreal Of South Carolina Federalvings Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $1.07 Mil. Therefore, First Fedreal Of South Carolina Federalvings Bank's EV-to-FCF ratio for today is 3.79.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.

First Fedreal Of South Carolina Federalvings Bank  (OTCPK:FSGB) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

First Fedreal Of South Carolina Federalvings Bank's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=4.069/6.56
=0.62

First Fedreal Of South Carolina Federalvings Bank's current Enterprise Value is $4.07 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. First Fedreal Of South Carolina Federalvings Bank's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was $6.56 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

First Fedreal Of South Carolina Federalvings Bank's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=4.069/1.261
=3.23

First Fedreal Of South Carolina Federalvings Bank's current Enterprise Value is $4.07 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. First Fedreal Of South Carolina Federalvings Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $1.26 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

First Fedreal Of South Carolina Federalvings Bank's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=4.069/1.073
=3.79

First Fedreal Of South Carolina Federalvings Bank's current Enterprise Value is $4.07 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. First Fedreal Of South Carolina Federalvings Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $1.07 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Fedreal Of South Carolina Federalvings Bank Enterprise Value Related Terms

First Fedreal Of South Carolina Federalvings Bank Enterprise Value Historical Data

* Premium members only.

The historical data trend for First Fedreal Of South Carolina Federalvings Bank's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Fedreal Of South Carolina Federalvings Bank Enterprise Value Chart

First Fedreal Of South Carolina Federalvings Bank Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial 5.03 7.07 26.13 13.34 3.91

First Fedreal Of South Carolina Federalvings Bank Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value Get a 7-Day Free Trial 5.03 7.07 26.13 13.34 3.91

FSGB vs CARV, EWSB, SRNN: Enterprise Value Comparison

For the Banks - Regional subindustry, First Fedreal Of South Carolina Federalvings Bank's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Fedreal Of South Carolina Federalvings Bank Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, First Fedreal Of South Carolina Federalvings Bank's Enterprise Value distribution charts can be found below:

* The bar in red indicates where First Fedreal Of South Carolina Federalvings Bank's Enterprise Value falls into.


FSGB
60GF Score
First Fedreal Of South Carolina Federal Savings Bank FSGB
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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First Fedreal Of South Carolina Federalvings Bank Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

First Fedreal Of South Carolina Federalvings Bank's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Enterprise Value (A: Dec. 2025 )
=Market Cap+Preferred Stock+Long-Term Debt & Capital Lease Obligation
=9.6689837+0+2.134
+Short-Term Debt & Capital Lease Obligation+Minority Interest-Balance Sheet Cash And Cash Equivalents
+0+0-7.889
=3.91

First Fedreal Of South Carolina Federalvings Bank's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

Enterprise Value (Q: Dec. 2025 )
=Market Cap+Preferred Stock+Long-Term Debt & Capital Lease Obligation
=9.6689837+0+2.134
+Short-Term Debt & Capital Lease Obligation+Minority Interest-Balance Sheet Cash And Cash Equivalents
+0+0-7.889
=3.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of $4.07 Mil mean?
First Fedreal Of South Carolina Federalvings Bank (FSGB) has a Enterprise Value of $4.07 Mil as of Jul. 27, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on First Fedreal Of South Carolina Federalvings Bank and its competitors.
Is First Fedreal Of South Carolina Federalvings Bank's Enterprise Value too high?
First Fedreal Of South Carolina Federalvings Bank's current Enterprise Value is $4.07 Mil. Overall, First Fedreal Of South Carolina Federalvings Bank has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Fedreal Of South Carolina Federalvings Bank's Enterprise Value compare to CARV and EWSB?
First Fedreal Of South Carolina Federalvings Bank's Enterprise Value of $4.07 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on First Fedreal Of South Carolina Federalvings Bank and its competitors. First Fedreal Of South Carolina Federalvings Bank's current Enterprise Value is $4.07 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Fedreal Of South Carolina Federalvings Bank stock overvalued right now?
Based on GuruFocus' analysis, First Fedreal Of South Carolina Federalvings Bank (FSGB) is currently considered Significantly Undervalued. The stock's GF Value™ is $15.73, compared to a current price of $9.70 — trading 38.3% below its estimated fair value. The current Enterprise Value is $4.07 Mil. First Fedreal Of South Carolina Federalvings Bank's overall GF Score™ is 60/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For First Fedreal Of South Carolina Federalvings Bank (FSGB), the current Enterprise Value is $4.07 Mil as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Fedreal Of South Carolina Federalvings Bank (FSGB) Overvalued in 2026?

Based on GuruFocus' analysis, First Fedreal Of South Carolina Federalvings Bank stock appears to be undervalued. The current stock price of $9.70 is trading 38.3% below its estimated GF Value™ of $15.73. GuruFocus considers First Fedreal Of South Carolina Federalvings Bank to be Significantly Undervalued.

Key valuation signals for FSGB:

  • Enterprise Value: $4.07 Mil
  • GF Value™: $15.73 vs. price of $9.70 (38.3% below fair value)
  • GF Score™: 60/100

No single metric tells the full story. See the FSGB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Fedreal Of South Carolina Federalvings Bank Business Description

Address 300 Robertson Boulevard, Walterboro, SC, USA, 29488
First Fedreal Of South Carolina Federal Savings Bank is a full-service bank. The bank services include accepting deposits, online and mobile banking, debit and credit cards, loans, mortgages, etc. The Bank's primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments.
60GF Score

Get the complete analysis for FSGB

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.70
Price
$15.73
GF Value