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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Fedreal Of South Carolina Federalvings Bank FCF Margin % Chart
First Fedreal Of South Carolina Federalvings Bank Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Fedreal Of South Carolina Federalvings Bank FCF Margin % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Fedreal Of South Carolina Federalvings Bank (FSGB) has a FCF Margin % of 16.36% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on First Fedreal Of South Carolina Federalvings Bank and its competitors. This is near median its historical median of 16.36. According to the industry distribution chart, First Fedreal Of South Carolina Federalvings Bank ranks #943 out of 1504 companies in the Banks industry, placing it in the top 62.7%.
Is First Fedreal Of South Carolina Federalvings Bank's FCF Margin % too high?
First Fedreal Of South Carolina Federalvings Bank's current FCF Margin % of 16.36% is near median its 10-year median of 16.36. The Banks industry median FCF Margin % is 26.39. First Fedreal Of South Carolina Federalvings Bank's value of 16.36% is 38% below this industry median. Based on the distribution chart, First Fedreal Of South Carolina Federalvings Bank ranks #943 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, First Fedreal Of South Carolina Federalvings Bank has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Fedreal Of South Carolina Federalvings Bank's FCF Margin % compare to CARV and EWSB?
According to the Banks industry distribution chart, First Fedreal Of South Carolina Federalvings Bank ranks #943 out of 1504 companies for FCF Margin %. This places First Fedreal Of South Carolina Federalvings Bank in the lower half of its industry. The industry median FCF Margin % is 26.39. First Fedreal Of South Carolina Federalvings Bank's value of 16.36% is 38% below this benchmark. While the company's 10-year median is 16.36 vs. the industry median of 26.39, First Fedreal Of South Carolina Federalvings Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.39, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Fedreal Of South Carolina Federalvings Bank's current FCF Margin % of 16.36% is 38% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on First Fedreal Of South Carolina Federalvings Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Fedreal Of South Carolina Federalvings Bank's current FCF Margin % is 16.36%, which is near median its own 10-year median of 16.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Fedreal Of South Carolina Federalvings Bank stock overvalued right now?
Based on GuruFocus' analysis, First Fedreal Of South Carolina Federalvings Bank (FSGB) is currently considered Significantly Undervalued. The stock's GF Value™ is $15.73, compared to a current price of $9.70 — trading 38.3% below its estimated fair value. The current FCF Margin % is 16.36%, which is near median its 10-year median of 16.36 and 38% below the Banks industry median of 26.39. First Fedreal Of South Carolina Federalvings Bank's overall GF Score™ is 60/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For First Fedreal Of South Carolina Federalvings Bank (FSGB), the current FCF Margin % is 16.36% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Fedreal Of South Carolina Federalvings Bank (FSGB) Overvalued in 2026?
Based on GuruFocus' analysis, First Fedreal Of South Carolina Federalvings Bank stock appears to be undervalued.
The current stock price of $9.70 is trading 38.3% below its estimated GF Value™ of $15.73.
GuruFocus considers First Fedreal Of South Carolina Federalvings Bank to be Significantly Undervalued.
Key valuation signals for FSGB:
FCF Margin %: 16.36% (near median its 10-year median of 16.36)
GF Value™: $15.73 vs. price of $9.70 (38.3% below fair value)
Industry Position: 38% below the Banks median (#943 of 1504)
No single metric tells the full story. See the FSGB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Fedreal Of South Carolina Federalvings Bank Business Description
First Fedreal Of South Carolina Federal Savings Bank is a full-service bank. The bank services include accepting deposits, online and mobile banking, debit and credit cards, loans, mortgages, etc. The Bank's primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments.
60GF Score
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