FSGB (First Fedreal Of South Carolina Federalvings Bank) Asset Turnover: 0.05 (As of Dec. 2025)

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FSGB First Fedreal Of South Carolina Federal Savings Bank FSGB
60 GF Score
Price $9.70
GF Value $15.73
Valuation Significantly Undervalued
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What is First Fedreal Of South Carolina Federalvings Bank Asset Turnover?

First Fedreal Of South Carolina Federalvings Bank FSGB 60 Asset Turnover is 0.05 as of Dec. 2025. GuruFocus rates FSGB with a GF Score™ of 60/100 and a GF Value™ of $15.73 (Significantly Undervalued).

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. First Fedreal Of South Carolina Federalvings Bank's Revenue for the six months ended in Dec. 2025 was $6.56 Mil. First Fedreal Of South Carolina Federalvings Bank's Total Assets for the quarter that ended in Dec. 2025 was $143.36 Mil. Therefore, First Fedreal Of South Carolina Federalvings Bank's Asset Turnover for the quarter that ended in Dec. 2025 was 0.05.

Asset Turnover is linked to ROE % through Du Pont Formula. First Fedreal Of South Carolina Federalvings Bank's annualized ROE % for the quarter that ended in Dec. 2025 was 12.81%. It is also linked to ROA % through Du Pont Formula. First Fedreal Of South Carolina Federalvings Bank's annualized ROA % for the quarter that ended in Dec. 2025 was 1.15%.


First Fedreal Of South Carolina Federalvings Bank  (OTCPK:FSGB) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

First Fedreal Of South Carolina Federalvings Bank's annulized ROE % for the quarter that ended in Dec. 2025 is

ROE %**(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=1.642/12.8145
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(1.642 / 13.12)*(13.12 / 143.36)*(143.36/ 12.8145)
=Net Margin %*Asset Turnover*Equity Multiplier
=12.52 %*0.0915*11.1873
=ROA %*Equity Multiplier
=1.15 %*11.1873
=12.81 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

First Fedreal Of South Carolina Federalvings Bank's annulized ROA % for the quarter that ended in Dec. 2025 is

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=1.642/143.36
=(Net Income / Revenue)*(Revenue / Total Assets)
=(1.642 / 13.12)*(13.12 / 143.36)
=Net Margin %*Asset Turnover
=12.52 %*0.0915
=1.15 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


First Fedreal Of South Carolina Federalvings Bank Asset Turnover Related Terms


First Fedreal Of South Carolina Federalvings Bank Asset Turnover Historical Data

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The historical data trend for First Fedreal Of South Carolina Federalvings Bank's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Fedreal Of South Carolina Federalvings Bank Asset Turnover Chart

First Fedreal Of South Carolina Federalvings Bank Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial 0.05 0.04 0.04 0.03 0.05

First Fedreal Of South Carolina Federalvings Bank Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover Get a 7-Day Free Trial 0.05 0.04 0.04 0.03 0.05

FSGB vs CARV, EWSB, SRNN: Asset Turnover Comparison

For the Banks - Regional subindustry, First Fedreal Of South Carolina Federalvings Bank's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Fedreal Of South Carolina Federalvings Bank Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, First Fedreal Of South Carolina Federalvings Bank's Asset Turnover distribution charts can be found below:

* The bar in red indicates where First Fedreal Of South Carolina Federalvings Bank's Asset Turnover falls into.


FSGB
60GF Score
First Fedreal Of South Carolina Federal Savings Bank FSGB
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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First Fedreal Of South Carolina Federalvings Bank Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

First Fedreal Of South Carolina Federalvings Bank's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=6.56/( (144.932+141.788)/ 2 )
=6.56/143.36
=0.05

First Fedreal Of South Carolina Federalvings Bank's Asset Turnover for the quarter that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=6.56/( (144.932+141.788)/ 2 )
=6.56/143.36
=0.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.05 mean?
First Fedreal Of South Carolina Federalvings Bank (FSGB) has a Asset Turnover of 0.05 as of Dec. 2025. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on First Fedreal Of South Carolina Federalvings Bank and its competitors.
Is First Fedreal Of South Carolina Federalvings Bank's Asset Turnover too high?
First Fedreal Of South Carolina Federalvings Bank's current Asset Turnover is 0.05. Overall, First Fedreal Of South Carolina Federalvings Bank has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Fedreal Of South Carolina Federalvings Bank's Asset Turnover compare to CARV and EWSB?
First Fedreal Of South Carolina Federalvings Bank's Asset Turnover of 0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on First Fedreal Of South Carolina Federalvings Bank and its competitors. First Fedreal Of South Carolina Federalvings Bank's current Asset Turnover is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Fedreal Of South Carolina Federalvings Bank stock overvalued right now?
Based on GuruFocus' analysis, First Fedreal Of South Carolina Federalvings Bank (FSGB) is currently considered Significantly Undervalued. The stock's GF Value™ is $15.73, compared to a current price of $9.70 — trading 38.3% below its estimated fair value. The current Asset Turnover is 0.05. First Fedreal Of South Carolina Federalvings Bank's overall GF Score™ is 60/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For First Fedreal Of South Carolina Federalvings Bank (FSGB), the current Asset Turnover is 0.05 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Fedreal Of South Carolina Federalvings Bank (FSGB) Overvalued in 2026?

Based on GuruFocus' analysis, First Fedreal Of South Carolina Federalvings Bank stock appears to be undervalued. The current stock price of $9.70 is trading 38.3% below its estimated GF Value™ of $15.73. GuruFocus considers First Fedreal Of South Carolina Federalvings Bank to be Significantly Undervalued.

Key valuation signals for FSGB:

  • Asset Turnover: 0.05
  • GF Value™: $15.73 vs. price of $9.70 (38.3% below fair value)
  • GF Score™: 60/100

No single metric tells the full story. See the FSGB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Fedreal Of South Carolina Federalvings Bank Business Description

Address 300 Robertson Boulevard, Walterboro, SC, USA, 29488
First Fedreal Of South Carolina Federal Savings Bank is a full-service bank. The bank services include accepting deposits, online and mobile banking, debit and credit cards, loans, mortgages, etc. The Bank's primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments.
60GF Score

Get the complete analysis for FSGB

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.70
Price
$15.73
GF Value