FSGB (First Fedreal Of South Carolina Federalvings Bank) OCF Yield %: 12.84 (As of Jul. 27, 2026) — 90% Above Median

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FSGB First Fedreal Of South Carolina Federal Savings Bank FSGB
60 GF Score
Price $9.70
GF Value $15.73
Valuation Significantly Undervalued
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What is First Fedreal Of South Carolina Federalvings Bank OCF Yield %?

First Fedreal Of South Carolina Federalvings Bank FSGB 60 OCF Yield % is 12.84 as of Jul. 27, 2026, which is 90% above its 10-year median of 6.75. GuruFocus rates FSGB with a GF Score™ of 60/100 and a GF Value™ of $15.73 (Significantly Undervalued). Among 1,500 Banks companies, First Fedreal Of South Carolina Federalvings Bank ranks better than 65.2% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, First Fedreal Of South Carolina Federalvings Bank's Trailing 12-Month Cash Flow from Operations is $1.26 Mil, and Market Cap is $9.82 Mil. Therefore, First Fedreal Of South Carolina Federalvings Bank's OCF Yield % for today is 12.84%.

The historical rank and industry rank for First Fedreal Of South Carolina Federalvings Bank's OCF Yield % or its related term are showing as below:

FSGB' s OCF Yield % Range Over the Past 10 Years
Min: -3.1   Med: 6.75   Max: 14.75
Current: 12.84


During the past 7 years, the highest OCF Yield % of First Fedreal Of South Carolina Federalvings Bank was 14.75%. The lowest was -3.10%. And the median was 6.75%.

FSGB's OCF Yield % is ranked better than
65.2% of 1500 companies
in the Banks industry
Industry Median: 9.13 vs FSGB: 12.84

First Fedreal Of South Carolina Federalvings Bank's OCF Margin % for the quarter that ended in Dec. 2025 was %.


First Fedreal Of South Carolina Federalvings Bank OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


First Fedreal Of South Carolina Federalvings Bank OCF Yield % Related Terms


First Fedreal Of South Carolina Federalvings Bank OCF Yield % Historical Data

* Premium members only.

The historical data trend for First Fedreal Of South Carolina Federalvings Bank's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Fedreal Of South Carolina Federalvings Bank OCF Yield % Chart

First Fedreal Of South Carolina Federalvings Bank Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial -1.15 0.65 11.45 -1.05 13.04

First Fedreal Of South Carolina Federalvings Bank Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield % Get a 7-Day Free Trial -1.15 0.65 11.45 -1.05 13.04

FSGB vs CARV, EWSB, SRNN: OCF Yield % Comparison

For the Banks - Regional subindustry, First Fedreal Of South Carolina Federalvings Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Fedreal Of South Carolina Federalvings Bank OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, First Fedreal Of South Carolina Federalvings Bank's OCF Yield % distribution charts can be found below:

* The bar in red indicates where First Fedreal Of South Carolina Federalvings Bank's OCF Yield % falls into.


FSGB
60GF Score
First Fedreal Of South Carolina Federal Savings Bank FSGB
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Fedreal Of South Carolina Federalvings Bank OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

First Fedreal Of South Carolina Federalvings Bank's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=1.261 / 9.6689837
=13.04%

First Fedreal Of South Carolina Federalvings Bank's annualized OCF Yield % for the quarter that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=1.261 * 1 / 9.6689837
=13.04%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 12.84 mean?
First Fedreal Of South Carolina Federalvings Bank (FSGB) has a OCF Yield % of 12.84 as of Jul. 27, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First Fedreal Of South Carolina Federalvings Bank and its competitors. This is 90% above median its historical median of 6.75. According to the industry distribution chart, First Fedreal Of South Carolina Federalvings Bank ranks #522 out of 1500 companies in the Banks industry, placing it in the top 34.8%.
Is First Fedreal Of South Carolina Federalvings Bank's OCF Yield % too high?
First Fedreal Of South Carolina Federalvings Bank's current OCF Yield % of 12.84 is 90% above median its 10-year median of 6.75. The Banks industry median OCF Yield % is 9.13. First Fedreal Of South Carolina Federalvings Bank's value of 12.84 is 40.6% above this industry median. Based on the distribution chart, First Fedreal Of South Carolina Federalvings Bank ranks #522 out of 1500 companies in the Banks industry, which is above the industry midpoint. Overall, First Fedreal Of South Carolina Federalvings Bank has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Fedreal Of South Carolina Federalvings Bank's OCF Yield % compare to CARV and EWSB?
According to the Banks industry distribution chart, First Fedreal Of South Carolina Federalvings Bank ranks #522 out of 1500 companies for OCF Yield %. This puts First Fedreal Of South Carolina Federalvings Bank in the upper half of its industry. The industry median OCF Yield % is 9.13. First Fedreal Of South Carolina Federalvings Bank's value of 12.84 is 40.6% above this benchmark. While the company's 10-year median is 6.75 vs. the industry median of 9.13, First Fedreal Of South Carolina Federalvings Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.13, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Fedreal Of South Carolina Federalvings Bank's current OCF Yield % of 12.84 is 40.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First Fedreal Of South Carolina Federalvings Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Fedreal Of South Carolina Federalvings Bank's current OCF Yield % is 12.84, which is 90% above median its own 10-year median of 6.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Fedreal Of South Carolina Federalvings Bank stock overvalued right now?
Based on GuruFocus' analysis, First Fedreal Of South Carolina Federalvings Bank (FSGB) is currently considered Significantly Undervalued. The stock's GF Value™ is $15.73, compared to a current price of $9.70 — trading 38.3% below its estimated fair value. The current OCF Yield % is 12.84, which is 90% above median its 10-year median of 6.75 and 40.6% above the Banks industry median of 9.13. First Fedreal Of South Carolina Federalvings Bank's overall GF Score™ is 60/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For First Fedreal Of South Carolina Federalvings Bank (FSGB), the current OCF Yield % is 12.84 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Fedreal Of South Carolina Federalvings Bank (FSGB) Overvalued in 2026?

Based on GuruFocus' analysis, First Fedreal Of South Carolina Federalvings Bank stock appears to be undervalued. The current stock price of $9.70 is trading 38.3% below its estimated GF Value™ of $15.73. GuruFocus considers First Fedreal Of South Carolina Federalvings Bank to be Significantly Undervalued.

Key valuation signals for FSGB:

  • OCF Yield %: 12.84 (90% above median its 10-year median of 6.75)
  • GF Value™: $15.73 vs. price of $9.70 (38.3% below fair value)
  • GF Score™: 60/100
  • Industry Position: 40.6% above the Banks median (#522 of 1500)

No single metric tells the full story. See the FSGB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Fedreal Of South Carolina Federalvings Bank Business Description

Address 300 Robertson Boulevard, Walterboro, SC, USA, 29488
First Fedreal Of South Carolina Federal Savings Bank is a full-service bank. The bank services include accepting deposits, online and mobile banking, debit and credit cards, loans, mortgages, etc. The Bank's primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments.
60GF Score

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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.70
Price
$15.73
GF Value