Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
First Fedreal Of South Carolina Federalvings Bank FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
First Fedreal Of South Carolina Federalvings Bank FCF Yield % Related Terms
First Fedreal Of South Carolina Federalvings Bank FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Fedreal Of South Carolina Federalvings Bank FCF Yield % Chart
First Fedreal Of South Carolina Federalvings Bank Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Fedreal Of South Carolina Federalvings Bank FCF Yield % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Fedreal Of South Carolina Federalvings Bank (FSGB) has a FCF Yield % of 10.92 as of Jul. 27, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on First Fedreal Of South Carolina Federalvings Bank and its competitors. This is 97% above median its historical median of 5.55. According to the industry distribution chart, First Fedreal Of South Carolina Federalvings Bank ranks #555 out of 1504 companies in the Banks industry, placing it in the top 36.9%.
Is First Fedreal Of South Carolina Federalvings Bank's FCF Yield % too high?
First Fedreal Of South Carolina Federalvings Bank's current FCF Yield % of 10.92 is 97% above median its 10-year median of 5.55. The Banks industry median FCF Yield % is 8.09. First Fedreal Of South Carolina Federalvings Bank's value of 10.92 is 35.1% above this industry median. Based on the distribution chart, First Fedreal Of South Carolina Federalvings Bank ranks #555 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, First Fedreal Of South Carolina Federalvings Bank has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Fedreal Of South Carolina Federalvings Bank's FCF Yield % compare to CARV and EWSB?
According to the Banks industry distribution chart, First Fedreal Of South Carolina Federalvings Bank ranks #555 out of 1504 companies for FCF Yield %. This puts First Fedreal Of South Carolina Federalvings Bank in the upper half of its industry. The industry median FCF Yield % is 8.09. First Fedreal Of South Carolina Federalvings Bank's value of 10.92 is 35.1% above this benchmark. While the company's 10-year median is 5.55 vs. the industry median of 8.09, First Fedreal Of South Carolina Federalvings Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.09, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Fedreal Of South Carolina Federalvings Bank's current FCF Yield % of 10.92 is 35.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on First Fedreal Of South Carolina Federalvings Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Fedreal Of South Carolina Federalvings Bank's current FCF Yield % is 10.92, which is 97% above median its own 10-year median of 5.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Fedreal Of South Carolina Federalvings Bank stock overvalued right now?
Based on GuruFocus' analysis, First Fedreal Of South Carolina Federalvings Bank (FSGB) is currently considered Significantly Undervalued. The stock's GF Value™ is $15.73, compared to a current price of $9.70 — trading 38.3% below its estimated fair value. The current FCF Yield % is 10.92, which is 97% above median its 10-year median of 5.55 and 35.1% above the Banks industry median of 8.09. First Fedreal Of South Carolina Federalvings Bank's overall GF Score™ is 60/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For First Fedreal Of South Carolina Federalvings Bank (FSGB), the current FCF Yield % is 10.92 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Fedreal Of South Carolina Federalvings Bank (FSGB) Overvalued in 2026?
Based on GuruFocus' analysis, First Fedreal Of South Carolina Federalvings Bank stock appears to be undervalued.
The current stock price of $9.70 is trading 38.3% below its estimated GF Value™ of $15.73.
GuruFocus considers First Fedreal Of South Carolina Federalvings Bank to be Significantly Undervalued.
Key valuation signals for FSGB:
FCF Yield %: 10.92 (97% above median its 10-year median of 5.55)
GF Value™: $15.73 vs. price of $9.70 (38.3% below fair value)
Industry Position: 35.1% above the Banks median (#555 of 1504)
No single metric tells the full story. See the FSGB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Fedreal Of South Carolina Federalvings Bank Business Description
First Fedreal Of South Carolina Federal Savings Bank is a full-service bank. The bank services include accepting deposits, online and mobile banking, debit and credit cards, loans, mortgages, etc. The Bank's primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments.
60GF Score
Get the complete analysis for FSGB
FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FSGB has been successfully added to your 
