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First Fedreal Of South Carolina Federalvings Bank (OTCPK:FSGB) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
First Fedreal Of South Carolina Federalvings Bank PS Ratio Related Terms
First Fedreal Of South Carolina Federalvings Bank PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Fedreal Of South Carolina Federalvings Bank PS Ratio Chart
First Fedreal Of South Carolina Federalvings Bank Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Fedreal Of South Carolina Federalvings Bank PS Ratio vs Banks Industry
First Fedreal Of South Carolina Federalvings Bank PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
First Fedreal Of South Carolina Federalvings Bank's Share Price of today is $9.70.
For company reported annually, GuruFocus uses latest annual data as the TTM data. First Fedreal Of South Carolina Federalvings Bank's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $6.48.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
First Fedreal Of South Carolina Federalvings Bank (FSGB) has a PS Ratio of 1.50 as of Jul. 27, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on First Fedreal Of South Carolina Federalvings Bank and its competitors. This is 41% below median its historical median of 2.53. Over the past decade, First Fedreal Of South Carolina Federalvings Bank's PS Ratio has ranged from 1.47 to 5.45. According to the industry distribution chart, First Fedreal Of South Carolina Federalvings Bank ranks #236 out of 1517 companies in the Banks industry, placing it in the top 15.6%.
Is First Fedreal Of South Carolina Federalvings Bank's PS Ratio too high?
First Fedreal Of South Carolina Federalvings Bank's current PS Ratio of 1.50 is 41% below median its 10-year median of 2.53. Over the past 10 years, this metric has ranged from a low of 1.47 to a high of 5.45. The Banks industry median PS Ratio is 3.06. First Fedreal Of South Carolina Federalvings Bank's value of 1.50 is 51% below this industry median. Based on the distribution chart, First Fedreal Of South Carolina Federalvings Bank ranks #236 out of 1517 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Fedreal Of South Carolina Federalvings Bank has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Fedreal Of South Carolina Federalvings Bank's PS Ratio compare to CARV and EWSB?
According to the Banks industry distribution chart, First Fedreal Of South Carolina Federalvings Bank ranks #236 out of 1517 companies for PS Ratio. This places First Fedreal Of South Carolina Federalvings Bank in the top 16% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.06. First Fedreal Of South Carolina Federalvings Bank's value of 1.50 is 51% below this benchmark. Historically, First Fedreal Of South Carolina Federalvings Bank's own PS Ratio has ranged from 1.47 to 5.45 over the past decade. While the company's 10-year median is 2.53 vs. the industry median of 3.06, First Fedreal Of South Carolina Federalvings Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.06, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Fedreal Of South Carolina Federalvings Bank's current PS Ratio of 1.50 is 51% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on First Fedreal Of South Carolina Federalvings Bank and its competitors. For the Banks industry, the median PS Ratio is 3.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Fedreal Of South Carolina Federalvings Bank's current PS Ratio is 1.50, which is 41% below median its own 10-year median of 2.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Fedreal Of South Carolina Federalvings Bank stock overvalued right now?
Based on GuruFocus' analysis, First Fedreal Of South Carolina Federalvings Bank (FSGB) is currently considered Significantly Undervalued. The stock's GF Value™ is $15.73, compared to a current price of $9.70 — trading 38.3% below its estimated fair value. The current PS Ratio is 1.50, which is 41% below median its 10-year median of 2.53 and 51% below the Banks industry median of 3.06. First Fedreal Of South Carolina Federalvings Bank's overall GF Score™ is 60/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For First Fedreal Of South Carolina Federalvings Bank (FSGB), the current PS Ratio is 1.50 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Fedreal Of South Carolina Federalvings Bank (FSGB) Overvalued in 2026?
Based on GuruFocus' analysis, First Fedreal Of South Carolina Federalvings Bank stock appears to be undervalued.
The current stock price of $9.70 is trading 38.3% below its estimated GF Value™ of $15.73.
GuruFocus considers First Fedreal Of South Carolina Federalvings Bank to be Significantly Undervalued.
Key valuation signals for FSGB:
PS Ratio: 1.50 (41% below median its 10-year median of 2.53)
GF Value™: $15.73 vs. price of $9.70 (38.3% below fair value)
Industry Position: 51% below the Banks median (#236 of 1517)
No single metric tells the full story. See the FSGB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Fedreal Of South Carolina Federalvings Bank Business Description
First Fedreal Of South Carolina Federal Savings Bank is a full-service bank. The bank services include accepting deposits, online and mobile banking, debit and credit cards, loans, mortgages, etc. The Bank's primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments.
60GF Score
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