FSGB (First Fedreal Of South Carolina Federalvings Bank) Cash-to-Debt : 4.85 (As of Dec. 2022)

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What is First Fedreal Of South Carolina Federalvings Bank Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. First Fedreal Of South Carolina Federalvings Bank's cash to debt ratio for the quarter that ended in Dec. 2022 was 4.85.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, First Fedreal Of South Carolina Federalvings Bank could pay off its debt using the cash in hand for the quarter that ended in Dec. 2022.

The historical rank and industry rank for First Fedreal Of South Carolina Federalvings Bank's Cash-to-Debt or its related term are showing as below:

FSGB' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.98 Med: 10.41 Max: No Debt
Current: 4.85

During the past 4 years, First Fedreal Of South Carolina Federalvings Bank's highest Cash to Debt Ratio was No Debt. The lowest was 0.98. And the median was 10.41.

FSGB's Cash-to-Debt is ranked better than
78.58% of 1564 companies
in the Banks industry
Industry Median: 1.27 vs FSGB: 4.85

First Fedreal Of South Carolina Federalvings Bank Cash-to-Debt Historical Data

The historical data trend for First Fedreal Of South Carolina Federalvings Bank's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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First Fedreal Of South Carolina Federalvings Bank Cash-to-Debt Chart

First Fedreal Of South Carolina Federalvings Bank Annual Data

Trend

Dec19

Dec20

Dec21

Dec22

Cash-to-Debt

0.98

15.97

No Debt

4.85

First Fedreal Of South Carolina Federalvings Bank Semi-Annual Data
	Dec19	Dec20	Dec21	Dec22
Cash-to-Debt	0.98	15.97	No Debt	4.85

Competitive Comparison of First Fedreal Of South Carolina Federalvings Bank's Cash-to-Debt

For the Banks - Regional subindustry, First Fedreal Of South Carolina Federalvings Bank's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Fedreal Of South Carolina Federalvings Bank's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, First Fedreal Of South Carolina Federalvings Bank's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where First Fedreal Of South Carolina Federalvings Bank's Cash-to-Debt falls into.

First Fedreal Of South Carolina Federalvings Bank Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

First Fedreal Of South Carolina Federalvings Bank's Cash to Debt Ratio for the fiscal year that ended in Dec. 2022 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	15.028	/	(0	+	3.1)
	=	4.85

First Fedreal Of South Carolina Federalvings Bank's Cash to Debt Ratio for the quarter that ended in Dec. 2022 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	15.028	/	(0	+	3.1)
	=	4.85

First Fedreal Of South Carolina Federalvings Bank (OTCPK:FSGB) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

First Fedreal Of South Carolina Federalvings Bank Cash-to-Debt Related Terms

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First Fedreal Of South Carolina Federalvings Bank Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » First Fedreal Of South Carolina Federal Savings Bank (OTCPK:FSGB) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

300 Robertson Boulevard, Walterboro, SC, USA, 29488

Website

https://www.1stfederalofsc.com

First Federal Of South Carolina Federal Savings Bank is a full-service bank. The bank services include accepting deposits, online and mobile banking, debit and credit cards, loans, mortgages, and others.

First Fedreal Of South Carolina Federalvings Bank Headlines

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