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Malaga Financial's EPS (Basic) for the
six
months ended in Dec. 2025 was $2.18.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $2.18.
During the past 12 months, Malaga Financial's average EPS without NRIGrowth Rate was -3.50% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 0.20% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 3.50% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 14.90% per year.
During the past 13 years, Malaga Financial's highest 3-Year average EPS without NRI Growth Rate was 51.30% per year. The lowest was -5.90% per year. And the median was 8.40% per year.
Malaga Financial (OTCPK:MLGF) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Malaga Financial Earnings per Share (Diluted) Related Terms
Malaga Financial Earnings per Share (Diluted) Historical Data
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The historical data trend for Malaga Financial's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Malaga Financial Earnings per Share (Diluted) Chart
MLGF vs KISB, CMTV, CZWI: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, Malaga Financial's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Malaga Financial PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Malaga Financial's PE Ratio distribution charts can be found below:
* The bar in red indicates where Malaga Financial's PE Ratio falls into.
Malaga Financial Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Malaga Financial's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
For stock reported annually, GuruFocus uses latest annual data as the TTM data. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $2.18
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $2.18 mean?
Malaga Financial (MLGF) has a Earnings per Share (Diluted) of $2.18 as of Dec. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Malaga Financial and its competitors. According to the industry distribution chart, Malaga Financial ranks #1003 out of 1413 companies in the Banks industry, placing it in the top 71%.
Is Malaga Financial's Earnings per Share (Diluted) too high?
Malaga Financial's current Earnings per Share (Diluted) is $2.18. The Banks industry median Earnings per Share (Diluted) is 7.30. Malaga Financial's value of $2.18 is 70.1% below this industry median. Based on the distribution chart, Malaga Financial ranks #1003 out of 1413 companies in the Banks industry, which is below the industry midpoint. Overall, Malaga Financial has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Malaga Financial's Earnings per Share (Diluted) compare to KISB and CMTV?
According to the Banks industry distribution chart, Malaga Financial ranks #1003 out of 1413 companies for Earnings per Share (Diluted). This places Malaga Financial in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.30. Malaga Financial's value of $2.18 is 70.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.30, based on 1,413 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Malaga Financial's current Earnings per Share (Diluted) of $2.18 is 70.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Malaga Financial and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Malaga Financial's current Earnings per Share (Diluted) is $2.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Malaga Financial stock overvalued right now?
Based on GuruFocus' analysis, Malaga Financial (MLGF) is currently considered Modestly Overvalued. The stock's GF Value™ is $20.20, compared to a current price of $22.40 — trading 10.9% above its estimated fair value. The current Earnings per Share (Diluted) is $2.18 and 70.1% below the Banks industry median of 7.30. Malaga Financial's overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Malaga Financial (MLGF), the current Earnings per Share (Diluted) is $2.18 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Malaga Financial (MLGF) Overvalued in 2026?
Based on GuruFocus' analysis, Malaga Financial stock appears to be overvalued.
The current stock price of $22.40 is trading 10.9% above its estimated GF Value™ of $20.20.
GuruFocus considers Malaga Financial to be Modestly Overvalued.
Key valuation signals for MLGF:
Earnings per Share (Diluted): $2.18
GF Value™: $20.20 vs. price of $22.40 (10.9% above fair value)
Industry Position: 70.1% below the Banks median (#1003 of 1413)
No single metric tells the full story. See the MLGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Malaga Financial Corp is a full-service community bank. The bank is a real estate lender concentrating on financing apartments, construction projects, and single-family residences. Its operations are related to traditional banking activities, including the acceptance of deposits and the lending and investing of money. Its customers consist of individuals and small-to-midsize businesses located in the Palos Verdes Peninsula and adjoining areas of Los Angeles and Orange Counties, California.
58GF Score
Get the complete analysis for MLGF
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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