MLGF (Malaga Financial) Tax Rate %: 29.32% (As of Dec. 2025)


MLGF Malaga Financial Corp MLGF
61 GF Score
Price $21.77
GF Value $20.19
Valuation Fairly Valued
! 3 Warning Signs
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What is Malaga Financial Tax Rate %?

Malaga Financial MLGF +0.97% 61 Tax Rate % is 29.32% as of Dec. 2025. GuruFocus rates MLGF with a GF Score™ of 61/100 and a GF Value™ of $20.19 (Fairly Valued). The stock has 3 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Malaga Financial's Tax Expense for the six months ended in Dec. 2025 was $8.94 Mil. Malaga Financial's Pre-Tax Income for the six months ended in Dec. 2025 was $30.50 Mil. Therefore, Malaga Financial's Tax Rate % for the quarter that ended in Dec. 2025 was 29.32%.


Malaga Financial Tax Rate % Related Terms


Malaga Financial Tax Rate % Historical Data

* Premium members only.

The historical data trend for Malaga Financial's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Malaga Financial Tax Rate % Chart

Malaga Financial Annual Data
Trend Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.57 29.63 29.56 29.10 29.32

Malaga Financial Semi-Annual Data
Dec02 Dec03 Dec04 Dec05 Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.57 29.63 29.56 29.10 29.32
MLGF
61GF Score
Malaga Financial Corp MLGF
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Malaga Financial Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Malaga Financial's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=8.941/30.495
=29.32 %

Malaga Financial's Tax Rate % for the quarter that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (Q: Dec. 2025 )/Pre-Tax Income (Q: Dec. 2025 )
=8.941/30.495
=29.32 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 29.32% mean?
Malaga Financial (MLGF) has a Tax Rate % of 29.32% as of Dec. 2025.
Is Malaga Financial's Tax Rate % too high?
Malaga Financial's current Tax Rate % is 29.32%. Overall, Malaga Financial has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Malaga Financial's Tax Rate % compare to OVBC and CBTN?
Malaga Financial's Tax Rate % of 29.32% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Malaga Financial's current Tax Rate % is 29.32%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Malaga Financial stock overvalued right now?
Based on GuruFocus' analysis, Malaga Financial (MLGF) is currently considered Fairly Valued. The stock's GF Value™ is $20.19, compared to a current price of $21.77 — trading 7.8% above its estimated fair value. The current Tax Rate % is 29.32%. Malaga Financial's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Malaga Financial (MLGF), the current Tax Rate % is 29.32% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Malaga Financial (MLGF) Overvalued in 2026?

Based on GuruFocus' analysis, Malaga Financial stock appears to be overvalued. The current stock price of $21.77 is trading 7.8% above its estimated GF Value™ of $20.19. GuruFocus considers Malaga Financial to be Fairly Valued.

Key valuation signals for MLGF:

  • Tax Rate %: 29.32%
  • GF Value™: $20.19 vs. price of $21.77 (7.8% above fair value)
  • GF Score™: 61/100 with 3 warning signs

No single metric tells the full story. See the MLGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Malaga Financial Business Description

Address 2514 Via Tejon, Palos Verdes Estates, CA, USA, 90274
Malaga Financial Corp is a full-service community bank. The bank is a real estate lender concentrating on financing apartments, construction projects, and single-family residences. Its operations are related to traditional banking activities, including the acceptance of deposits and the lending and investing of money. Its customers consist of individuals and small-to-midsize businesses located in the Palos Verdes Peninsula and adjoining areas of Los Angeles and Orange Counties, California.
61GF Score

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Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.77
Price
$20.19
GF Value