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Malaga Financial (Malaga Financial) Net Margin % : 34.44% (As of Sep. 2007)


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What is Malaga Financial Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Malaga Financial's Net Income for the three months ended in Sep. 2007 was $1.56 Mil. Malaga Financial's Revenue for the three months ended in Sep. 2007 was $4.52 Mil. Therefore, Malaga Financial's net margin for the quarter that ended in Sep. 2007 was 34.44%.

The historical rank and industry rank for Malaga Financial's Net Margin % or its related term are showing as below:


MLGF's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 25.15
* Ranked among companies with meaningful Net Margin % only.

Malaga Financial Net Margin % Historical Data

The historical data trend for Malaga Financial's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Malaga Financial Net Margin % Chart

Malaga Financial Annual Data
Trend Dec02 Dec03 Dec04 Dec05 Dec06
Net Margin %
35.09 35.20 36.20 31.36 34.15

Malaga Financial Quarterly Data
Dec02 Mar03 Jun03 Sep03 Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.26 31.48 35.47 33.98 34.44

Competitive Comparison of Malaga Financial's Net Margin %

For the Banks - Regional subindustry, Malaga Financial's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Malaga Financial's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Malaga Financial's Net Margin % distribution charts can be found below:

* The bar in red indicates where Malaga Financial's Net Margin % falls into.



Malaga Financial Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Malaga Financial's Net Margin for the fiscal year that ended in Dec. 2006 is calculated as

Net Margin=Net Income (A: Dec. 2006 )/Revenue (A: Dec. 2006 )
=5.579/16.337
=34.15 %

Malaga Financial's Net Margin for the quarter that ended in Sep. 2007 is calculated as

Net Margin=Net Income (Q: Sep. 2007 )/Revenue (Q: Sep. 2007 )
=1.556/4.518
=34.44 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Malaga Financial  (OTCPK:MLGF) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Malaga Financial Net Margin % Related Terms

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Malaga Financial (Malaga Financial) Business Description

Traded in Other Exchanges
N/A
Address
2514 Via Tejon, Palos Verdes Estates, CA, USA, 90274
Malaga Financial Corp is a full-service community bank. It bank is a real estate lender concentrating on financing apartments, construction projects, and single-family residences. Its operations are related to traditional banking activities, including the acceptance of deposits and the lending and investing of money. Its customers consist of individuals and small-to-midsize businesses located in the Palos Verdes Peninsula and adjoining areas of Los Angeles and Orange Counties, California.

Malaga Financial (Malaga Financial) Headlines