MLGF (Malaga Financial) Net Loan: $1,237.41 Mil (As of Dec. 2025)


MLGF Malaga Financial Corp MLGF
61 GF Score
Price $21.77
GF Value $20.19
Valuation Fairly Valued
! 3 Warning Signs
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What is Malaga Financial Net Loan?

Malaga Financial MLGF +0.97% 61 Net Loan is $1,237.41 Mil as of Dec. 2025. GuruFocus rates MLGF with a GF Score™ of 61/100 and a GF Value™ of $20.19 (Fairly Valued). The stock has 3 warning signs investors should review.

Malaga Financial's quarterly net loan declined from Dec. 2023 ($1,269.43 Mil) to Dec. 2024 ($1,239.29 Mil) and declined from Dec. 2024 ($1,239.29 Mil) to Dec. 2025 ($1,237.41 Mil).

Malaga Financial's annual net loan declined from Dec. 2023 ($1,269.43 Mil) to Dec. 2024 ($1,239.29 Mil) and declined from Dec. 2024 ($1,239.29 Mil) to Dec. 2025 ($1,237.41 Mil).

Malaga Financial Net Loan Historical Data

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The historical data trend for Malaga Financial's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Malaga Financial Net Loan Chart

Malaga Financial Annual Data
Trend Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,245.64 1,250.73 1,269.43 1,239.29 1,237.41

Malaga Financial Semi-Annual Data
Dec02 Dec03 Dec04 Dec05 Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,245.64 1,250.73 1,269.43 1,239.29 1,237.41
MLGF
61GF Score
Malaga Financial Corp MLGF
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Malaga Financial Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $1,237.41 Mil mean?
Malaga Financial (MLGF) has a Net Loan of $1,237.41 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Malaga Financial and its competitors.
Is Malaga Financial's Net Loan too high?
Malaga Financial's current Net Loan is $1,237.41 Mil. Overall, Malaga Financial has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Malaga Financial's Net Loan compare to OVBC and CBTN?
Malaga Financial's Net Loan of $1,237.41 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Malaga Financial and its competitors. Malaga Financial's current Net Loan is $1,237.41 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Malaga Financial stock overvalued right now?
Based on GuruFocus' analysis, Malaga Financial (MLGF) is currently considered Fairly Valued. The stock's GF Value™ is $20.19, compared to a current price of $21.77 — trading 7.8% above its estimated fair value. The current Net Loan is $1,237.41 Mil. Malaga Financial's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Malaga Financial (MLGF), the current Net Loan is $1,237.41 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Malaga Financial (MLGF) Overvalued in 2026?

Based on GuruFocus' analysis, Malaga Financial stock appears to be overvalued. The current stock price of $21.77 is trading 7.8% above its estimated GF Value™ of $20.19. GuruFocus considers Malaga Financial to be Fairly Valued.

Key valuation signals for MLGF:

  • Net Loan: $1,237.41 Mil
  • GF Value™: $20.19 vs. price of $21.77 (7.8% above fair value)
  • GF Score™: 61/100 with 3 warning signs

No single metric tells the full story. See the MLGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Malaga Financial Business Description

Address 2514 Via Tejon, Palos Verdes Estates, CA, USA, 90274
Malaga Financial Corp is a full-service community bank. The bank is a real estate lender concentrating on financing apartments, construction projects, and single-family residences. Its operations are related to traditional banking activities, including the acceptance of deposits and the lending and investing of money. Its customers consist of individuals and small-to-midsize businesses located in the Palos Verdes Peninsula and adjoining areas of Los Angeles and Orange Counties, California.
61GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.77
Price
$20.19
GF Value