MLGF (Malaga Financial) Total Debt per Share: $26.62 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MLGF Malaga Financial Corp MLGF
56 GF Score
Price $22.75
GF Value $20.20
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Malaga Financial Total Debt per Share?

Malaga Financial MLGF +3.41% 56 Total Debt per Share is $26.62 as of Dec. 2025. GuruFocus rates MLGF with a GF Score™ of 56/100 and a GF Value™ of $20.20 (Modestly Overvalued). The stock has 3 warning signs investors should review.

$26.62 (As of Dec. 2025)

Total Debt per Share is calculated as total debt divided by Shares Outstanding (EOP). Total debt is calculated as Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Malaga Financial's Total Debt Per Share for the quarter that ended in Dec. 2025 was $26.62.


Malaga Financial Total Debt per Share Historical Data

* Premium members only.

The historical data trend for Malaga Financial's Total Debt per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Malaga Financial Total Debt per Share Chart

Malaga Financial Annual Data
Trend Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.13 30.66 33.69 26.12 26.62

Malaga Financial Semi-Annual Data
Dec02 Dec03 Dec04 Dec05 Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.13 30.66 33.69 26.12 26.62
MLGF
56GF Score
Malaga Financial Corp MLGF
Total Debt per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Malaga Financial Total Debt per Share Calculation

Malaga Financial's Total Debt Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Malaga Financial's Total Debt Per Share for the quarter that ended in Dec. 2025 is calculated as:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Debt per Share →
What does a Total Debt per Share of $26.62 mean?
Malaga Financial (MLGF) has a Total Debt per Share of $26.62 as of Dec. 2025. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on Malaga Financial and its competitors.
Is Malaga Financial's Total Debt per Share too high?
Malaga Financial's current Total Debt per Share is $26.62. Overall, Malaga Financial has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Malaga Financial's Total Debt per Share compare to OVBC and CBTN?
Malaga Financial's Total Debt per Share of $26.62 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Debt per Share for a Banks company?
A good Total Debt per Share depends on the Banks industry context. However, Total Debt per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Debt per Share mean?
A high Total Debt per Share can signal that a stock is expensive relative to its fundamentals. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on Malaga Financial and its competitors. Malaga Financial's current Total Debt per Share is $26.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Malaga Financial stock overvalued right now?
Based on GuruFocus' analysis, Malaga Financial (MLGF) is currently considered Modestly Overvalued. The stock's GF Value™ is $20.20, compared to a current price of $22.75 — trading 12.6% above its estimated fair value. The current Total Debt per Share is $26.62. Malaga Financial's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Debt per Share calculated?
Total Debt per Share is calculated from a company's financial statements. For Malaga Financial (MLGF), the current Total Debt per Share is $26.62 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Malaga Financial (MLGF) Overvalued in 2026?

Based on GuruFocus' analysis, Malaga Financial stock appears to be overvalued. The current stock price of $22.75 is trading 12.6% above its estimated GF Value™ of $20.20. GuruFocus considers Malaga Financial to be Modestly Overvalued.

Key valuation signals for MLGF:

  • Total Debt per Share: $26.62
  • GF Value™: $20.20 vs. price of $22.75 (12.6% above fair value)
  • GF Score™: 56/100 with 3 warning signs

No single metric tells the full story. See the MLGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Malaga Financial Business Description

Address 2514 Via Tejon, Palos Verdes Estates, CA, USA, 90274
Malaga Financial Corp is a full-service community bank. The bank is a real estate lender concentrating on financing apartments, construction projects, and single-family residences. Its operations are related to traditional banking activities, including the acceptance of deposits and the lending and investing of money. Its customers consist of individuals and small-to-midsize businesses located in the Palos Verdes Peninsula and adjoining areas of Los Angeles and Orange Counties, California.
56GF Score

Get the complete analysis for MLGF

Total Debt per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.75
Price
$20.20
GF Value