Malaga FinancialMLGF +0.97%61 PEG Ratio is 1.35 as of Jul. 09, 2026, which is 141% above its 10-year median of 0.56. GuruFocus rates MLGF with a GF Score™ of 61/100 and a GF Value™ of $20.19 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,228 Banks companies, Malaga Financial ranks better than 55.13% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Malaga Financial's PEG Ratio or its related term are showing as below:
MLGF'
s PEG Ratio Range Over the Past 10 Years
Min: 0.26 Med: 0.56 Max: 1.36
Current: 1.35
During the past 13 years, Malaga Financial's highest PEG Ratio was 1.36. The lowest was 0.26. And the median was 0.56.
MLGF's PEG Ratio is ranked better than 55.13% of 1228
companies
in the Banks industry
Industry Median: 1.52
vs MLGF: 1.35
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Malaga Financial (OTCPK:MLGF) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Malaga Financial PEG Ratio Related Terms
Malaga Financial PEG Ratio Historical Data
* Premium members only.
The historical data trend for Malaga Financial's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Malaga Financial's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Malaga Financial PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Malaga Financial's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Malaga Financial's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Malaga Financial (MLGF) has a PEG Ratio of 1.35 as of Jul. 09, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Malaga Financial and its competitors. This is 141% above median its historical median of 0.56. Over the past decade, Malaga Financial's PEG Ratio has ranged from 0.26 to 1.36. According to the industry distribution chart, Malaga Financial ranks #551 out of 1228 companies in the Banks industry, placing it in the top 44.9%.
Is Malaga Financial's PEG Ratio too high?
Malaga Financial's current PEG Ratio of 1.35 is 141% above median its 10-year median of 0.56. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 1.36. The Banks industry median PEG Ratio is 1.52. Malaga Financial's value of 1.35 is 11.2% below this industry median. Based on the distribution chart, Malaga Financial ranks #551 out of 1228 companies in the Banks industry, which is above the industry midpoint. Overall, Malaga Financial has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Malaga Financial's PEG Ratio compare to OVBC and CBTN?
According to the Banks industry distribution chart, Malaga Financial ranks #551 out of 1228 companies for PEG Ratio. This puts Malaga Financial in the upper half of its industry. The industry median PEG Ratio is 1.52. Malaga Financial's value of 1.35 is 11.2% below this benchmark. Historically, Malaga Financial's own PEG Ratio has ranged from 0.26 to 1.36 over the past decade. While the company's 10-year median is 0.56 vs. the industry median of 1.52, Malaga Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Malaga Financial's current PEG Ratio of 1.35 is 11.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Malaga Financial and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Malaga Financial's current PEG Ratio is 1.35, which is 141% above median its own 10-year median of 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Malaga Financial stock overvalued right now?
Based on GuruFocus' analysis, Malaga Financial (MLGF) is currently considered Fairly Valued. The stock's GF Value™ is $20.19, compared to a current price of $21.77 — trading 7.8% above its estimated fair value. The current PEG Ratio is 1.35, which is 141% above median its 10-year median of 0.56 and 11.2% below the Banks industry median of 1.52. Malaga Financial's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Malaga Financial (MLGF), the current PEG Ratio is 1.35 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Malaga Financial (MLGF) Overvalued in 2026?
Based on GuruFocus' analysis, Malaga Financial stock appears to be overvalued.
The current stock price of $21.77 is trading 7.8% above its estimated GF Value™ of $20.19.
GuruFocus considers Malaga Financial to be Fairly Valued.
Key valuation signals for MLGF:
PEG Ratio: 1.35 (141% above median its 10-year median of 0.56)
GF Value™: $20.19 vs. price of $21.77 (7.8% above fair value)
Industry Position: 11.2% below the Banks median (#551 of 1228)
No single metric tells the full story. See the MLGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Malaga Financial Corp is a full-service community bank. The bank is a real estate lender concentrating on financing apartments, construction projects, and single-family residences. Its operations are related to traditional banking activities, including the acceptance of deposits and the lending and investing of money. Its customers consist of individuals and small-to-midsize businesses located in the Palos Verdes Peninsula and adjoining areas of Los Angeles and Orange Counties, California.
61GF Score
Get the complete analysis for MLGF
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