MLGF (Malaga Financial) YoY EPS Growth: -4.80% (As of Dec. 2025)

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MLGF Malaga Financial Corp MLGF
59 GF Score
Price $22.25
GF Value $20.21
Valuation Fairly Valued
! 3 Warning Signs
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What is Malaga Financial YoY EPS Growth?

Malaga Financial MLGF +2.49% 59 YoY EPS Growth is -4.80% as of Dec. 2025. GuruFocus rates MLGF with a GF Score™ of 59/100 and a GF Value™ of $20.21 (Fairly Valued). The stock has 3 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Malaga Financial's YoY EPS Growth for the quarter that ended in Dec. 2025 was -4.80%.

Malaga Financial's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was $2.18.

Malaga Financial YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for Malaga Financial's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Malaga Financial YoY EPS Growth Chart

Malaga Financial Annual Data
Trend Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.37 8.66 7.64 -1.46 -4.80

Malaga Financial Semi-Annual Data
Dec02 Dec03 Dec04 Dec05 Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.37 8.66 7.64 -1.46 -4.80
MLGF
59GF Score
Malaga Financial Corp MLGF
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Malaga Financial YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Malaga Financial's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(2.18-2.29)/ | 2.29 |
=-4.80 %

Malaga Financial's YoY EPS Growth for the quarter that ended in Dec. 2025 is calculated as:

YoY EPS Growth (Q: Dec. 2025 )
=(Earnings per Share (Diluted) (Q: Dec. 2025 )-Earnings per Share (Diluted) (Q: Dec. 2024 )) / | Earnings per Share (Diluted) (Q: Dec. 2024 ) |
=(2.18-2.29)/ | 2.29 |
=-4.80 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of -4.80% mean?
Malaga Financial (MLGF) has a YoY EPS Growth of -4.80% as of Dec. 2025. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Malaga Financial and its competitors.
Is Malaga Financial's YoY EPS Growth too high?
Malaga Financial's current YoY EPS Growth is -4.80%. Overall, Malaga Financial has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Malaga Financial's YoY EPS Growth compare to KISB and CMTV?
Malaga Financial's YoY EPS Growth of -4.80% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Malaga Financial and its competitors. Malaga Financial's current YoY EPS Growth is -4.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Malaga Financial stock overvalued right now?
Based on GuruFocus' analysis, Malaga Financial (MLGF) is currently considered Fairly Valued. The stock's GF Value™ is $20.21, compared to a current price of $22.25 — trading 10.1% above its estimated fair value. The current YoY EPS Growth is -4.80%. Malaga Financial's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Malaga Financial (MLGF), the current YoY EPS Growth is -4.80% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Malaga Financial (MLGF) Overvalued in 2026?

Based on GuruFocus' analysis, Malaga Financial stock appears to be overvalued. The current stock price of $22.25 is trading 10.1% above its estimated GF Value™ of $20.21. GuruFocus considers Malaga Financial to be Fairly Valued.

Key valuation signals for MLGF:

  • YoY EPS Growth: -4.80%
  • GF Value™: $20.21 vs. price of $22.25 (10.1% above fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the MLGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Malaga Financial Business Description

Address 2514 Via Tejon, Palos Verdes Estates, CA, USA, 90274
Malaga Financial Corp is a full-service community bank. The bank is a real estate lender concentrating on financing apartments, construction projects, and single-family residences. Its operations are related to traditional banking activities, including the acceptance of deposits and the lending and investing of money. Its customers consist of individuals and small-to-midsize businesses located in the Palos Verdes Peninsula and adjoining areas of Los Angeles and Orange Counties, California.
59GF Score

Get the complete analysis for MLGF

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.25
Price
$20.21
GF Value