Malaga FinancialMLGF -0.11%55 FCF Yield % is 11.43 as of Jun. 24, 2026, which is 7% above its 10-year median of 10.69. GuruFocus rates MLGF with a GF Score™ of 55/100 and a GF Value™ of $20.18 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,505 Banks companies, Malaga Financial ranks better than 63.85% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Malaga Financial FCF Yield % Related Terms
Malaga Financial FCF Yield % Historical Data
* Premium members only.
The historical data trend for Malaga Financial's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Malaga Financial's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Malaga Financial FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Malaga Financial's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Malaga Financial's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Malaga Financial (MLGF) has a FCF Yield % of 11.43 as of Jun. 24, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Malaga Financial and its competitors. This is near median its historical median of 10.69. Over the past decade, Malaga Financial's FCF Yield % has ranged from 4.55 to 14.35. According to the industry distribution chart, Malaga Financial ranks #544 out of 1505 companies in the Banks industry, placing it in the top 36.1%.
Is Malaga Financial's FCF Yield % too high?
Malaga Financial's current FCF Yield % of 11.43 is near median its 10-year median of 10.69. Over the past 10 years, this metric has ranged from a low of 4.55 to a high of 14.35. The Banks industry median FCF Yield % is 8.26. Malaga Financial's value of 11.43 is 38.4% above this industry median. Based on the distribution chart, Malaga Financial ranks #544 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Malaga Financial has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Malaga Financial's FCF Yield % compare to MRBK and EFSI?
According to the Banks industry distribution chart, Malaga Financial ranks #544 out of 1505 companies for FCF Yield %. This puts Malaga Financial in the upper half of its industry. The industry median FCF Yield % is 8.26. Malaga Financial's value of 11.43 is 38.4% above this benchmark. Historically, Malaga Financial's own FCF Yield % has ranged from 4.55 to 14.35 over the past decade. While the company's 10-year median is 10.69 vs. the industry median of 8.26, Malaga Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.26, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Malaga Financial's current FCF Yield % of 11.43 is 38.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Malaga Financial and its competitors. For the Banks industry, the median FCF Yield % is 8.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Malaga Financial's current FCF Yield % is 11.43, which is near median its own 10-year median of 10.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Malaga Financial stock overvalued right now?
Based on GuruFocus' analysis, Malaga Financial (MLGF) is currently considered Fairly Valued. The stock's GF Value™ is $20.18, compared to a current price of $21.47 — trading 6.4% above its estimated fair value. The current FCF Yield % is 11.43, which is near median its 10-year median of 10.69 and 38.4% above the Banks industry median of 8.26. Malaga Financial's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Malaga Financial (MLGF), the current FCF Yield % is 11.43 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Malaga Financial (MLGF) Overvalued in 2026?
Based on GuruFocus' analysis, Malaga Financial stock appears to be overvalued.
The current stock price of $21.47 is trading 6.4% above its estimated GF Value™ of $20.18.
GuruFocus considers Malaga Financial to be Fairly Valued.
Key valuation signals for MLGF:
FCF Yield %: 11.43 (near median its 10-year median of 10.69)
GF Value™: $20.18 vs. price of $21.47 (6.4% above fair value)
Industry Position: 38.4% above the Banks median (#544 of 1505)
No single metric tells the full story. See the MLGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Malaga Financial Corp is a full-service community bank. The bank is a real estate lender concentrating on financing apartments, construction projects, and single-family residences. Its operations are related to traditional banking activities, including the acceptance of deposits and the lending and investing of money. Its customers consist of individuals and small-to-midsize businesses located in the Palos Verdes Peninsula and adjoining areas of Los Angeles and Orange Counties, California.
55GF Score
Get the complete analysis for MLGF
FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MLGF has been successfully added to your 
