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Malaga Financial (Malaga Financial) Liabilities-to-Assets : 0.92 (As of Sep. 2007)


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What is Malaga Financial Liabilities-to-Assets?

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Malaga Financial's Total Liabilities for the quarter that ended in Sep. 2007 was $649.92 Mil. Malaga Financial's Total Assets for the quarter that ended in Sep. 2007 was $705.45 Mil. Therefore, Malaga Financial's Liabilities-to-Assets Ratio for the quarter that ended in Sep. 2007 was 0.92.


Malaga Financial Liabilities-to-Assets Historical Data

The historical data trend for Malaga Financial's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Malaga Financial Liabilities-to-Assets Chart

Malaga Financial Annual Data
Trend Dec02 Dec03 Dec04 Dec05 Dec06
Liabilities-to-Assets
0.92 0.92 0.92 0.92 0.92

Malaga Financial Quarterly Data
Dec02 Mar03 Jun03 Sep03 Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.92 0.92 0.92 0.92 0.92

Competitive Comparison of Malaga Financial's Liabilities-to-Assets

For the Banks - Regional subindustry, Malaga Financial's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Malaga Financial's Liabilities-to-Assets Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Malaga Financial's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Malaga Financial's Liabilities-to-Assets falls into.



Malaga Financial Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Malaga Financial's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2006 is calculated as:

Liabilities-to-Assets (A: Dec. 2006 )=Total Liabilities/Total Assets
=618.992/669.742
=0.92

Malaga Financial's Liabilities-to-Assets Ratio for the quarter that ended in Sep. 2007 is calculated as

Liabilities-to-Assets (Q: Sep. 2007 )=Total Liabilities/Total Assets
=649.919/705.445
=0.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Malaga Financial  (OTCPK:MLGF) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Malaga Financial Liabilities-to-Assets Related Terms

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Malaga Financial (Malaga Financial) Business Description

Traded in Other Exchanges
N/A
Address
2514 Via Tejon, Palos Verdes Estates, CA, USA, 90274
Malaga Financial Corp is a full-service community bank. It bank is a real estate lender concentrating on financing apartments, construction projects, and single-family residences. Its operations are related to traditional banking activities, including the acceptance of deposits and the lending and investing of money. Its customers consist of individuals and small-to-midsize businesses located in the Palos Verdes Peninsula and adjoining areas of Los Angeles and Orange Counties, California.

Malaga Financial (Malaga Financial) Headlines