MLGF (Malaga Financial) Dividend Yield %: 4.61% (As of Jun. 24, 2026) — 11% Above Median


MLGF Malaga Financial Corp MLGF
55 GF Score
Price $21.47
GF Value $20.18
Valuation Fairly Valued
! 3 Warning Signs
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What is Malaga Financial Dividend Yield %?

Malaga Financial MLGF -0.11% 55 Dividend Yield % is 4.61% as of Jun. 24, 2026, which is 11% above its 10-year median of 4.15. GuruFocus rates MLGF with a GF Score™ of 55/100 and a GF Value™ of $20.18 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,252 Banks companies, Malaga Financial ranks better than 71.65% on this metric.

As of today (2026-06-24), the Trailing Annual Dividend Yield of Malaga Financial is 4.61%.

Good Sign:

Malaga Financial Corp stock Dividend Yield % is close to 5-year high.

The historical rank and industry rank for Malaga Financial's Dividend Yield % or its related term are showing as below:

MLGF' s Dividend Yield % Range Over the Past 10 Years
Min: 2.65   Med: 4.15   Max: 5.51
Current: 4.61

During the past 13 years, the highest Dividend Yield of Malaga Financial was 5.51%. The lowest was 2.65%. And the median was 4.15%.

MLGF's Dividend Yield % is ranked better than
71.65% of 1252 companies
in the Banks industry
Industry Median: 3.04 vs MLGF: 4.61

Malaga Financial's Dividend Payout Ratio for the six months ended in Dec. 2025 was 0.44.

During the past 13 years, the highest Dividend Payout Ratio of Malaga Financial was 0.45. The lowest was 0.29. And the median was 0.41.

As of today (2026-06-24), the Forward Dividend Yield % of Malaga Financial is 4.66%.

Malaga Financial's Dividends per Share for the six months ended in Dec. 2025 was $0.96.

During the past 12 months, Malaga Financial's average Dividends Per Share Growth Rate was 5.00% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 5.00% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 5.00% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 18.00% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Malaga Financial was 114.10% per year. The lowest was 5.00% per year. And the median was 5.40% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Malaga Financial  (OTCPK:MLGF) Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


Malaga Financial Dividend Yield % Related Terms


Malaga Financial Dividend Yield % Historical Data

* Premium members only.

The historical data trend for Malaga Financial's Dividend Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Malaga Financial Dividend Yield % Chart

Malaga Financial Annual Data
Trend Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.71 4.19 4.19 4.31 4.48

Malaga Financial Semi-Annual Data
Dec02 Dec03 Dec04 Dec05 Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.71 4.19 4.19 4.31 4.48

MLGF vs MRBK, EFSI, CBTN: Dividend Yield % Comparison

For the Banks - Regional subindustry, Malaga Financial's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Malaga Financial Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Malaga Financial's Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Malaga Financial's Dividend Yield % falls into.


MLGF
55GF Score
Malaga Financial Corp MLGF
Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Malaga Financial Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

Malaga Financial Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.2500002026-06-222026-06-222026-07-01Cash DividendquarterlyUSD:USD 1.000000
USD 0.2500002026-03-252026-03-252026-04-01Cash DividendquarterlyUSD:USD 1.000000
USD 0.2500002025-12-192025-12-192026-01-02Cash DividendquarterlyUSD:USD 1.000000
USD 0.2380952025-09-232025-09-232025-10-01Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Malaga Financial's Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=0.988095/21.468289
=4.60 %

Current Share Price is $21.468289.
Malaga Financial's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.988095.

Malaga Financial's Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=1/21.468289
=4.66 %

Current Share Price is $21.468289.
Malaga Financial's Dividends per Share for the forward twelve months is calculated as $0.25 * 4 = $1.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Yield % →
What does a Dividend Yield % of 4.61% mean?
Malaga Financial (MLGF) has a Dividend Yield % of 4.61% as of Jun. 24, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Malaga Financial and its competitors. This is 11% above median its historical median of 4.15. Over the past decade, Malaga Financial's Dividend Yield % has ranged from 2.65 to 5.51. According to the industry distribution chart, Malaga Financial ranks #355 out of 1252 companies in the Banks industry, placing it in the top 28.4%.
Is Malaga Financial's Dividend Yield % too high?
Malaga Financial's current Dividend Yield % of 4.61% is 11% above median its 10-year median of 4.15. Over the past 10 years, this metric has ranged from a low of 2.65 to a high of 5.51. The Banks industry median Dividend Yield % is 3.04. Malaga Financial's value of 4.61% is 51.6% above this industry median. Based on the distribution chart, Malaga Financial ranks #355 out of 1252 companies in the Banks industry, which is above the industry midpoint. Overall, Malaga Financial has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Malaga Financial's Dividend Yield % compare to MRBK and EFSI?
According to the Banks industry distribution chart, Malaga Financial ranks #355 out of 1252 companies for Dividend Yield %. This puts Malaga Financial in the upper half of its industry. The industry median Dividend Yield % is 3.04. Malaga Financial's value of 4.61% is 51.6% above this benchmark. Historically, Malaga Financial's own Dividend Yield % has ranged from 2.65 to 5.51 over the past decade. While the company's 10-year median is 4.15 vs. the industry median of 3.04, Malaga Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.04, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Malaga Financial's current Dividend Yield % of 4.61% is 51.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Malaga Financial and its competitors. For the Banks industry, the median Dividend Yield % is 3.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Malaga Financial's current Dividend Yield % is 4.61%, which is 11% above median its own 10-year median of 4.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Malaga Financial stock overvalued right now?
Based on GuruFocus' analysis, Malaga Financial (MLGF) is currently considered Fairly Valued. The stock's GF Value™ is $20.18, compared to a current price of $21.47 — trading 6.4% above its estimated fair value. The current Dividend Yield % is 4.61%, which is 11% above median its 10-year median of 4.15 and 51.6% above the Banks industry median of 3.04. Malaga Financial's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Malaga Financial (MLGF), the current Dividend Yield % is 4.61% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Malaga Financial (MLGF) Overvalued in 2026?

Based on GuruFocus' analysis, Malaga Financial stock appears to be overvalued. The current stock price of $21.47 is trading 6.4% above its estimated GF Value™ of $20.18. GuruFocus considers Malaga Financial to be Fairly Valued.

Key valuation signals for MLGF:

  • Dividend Yield %: 4.61% (11% above median its 10-year median of 4.15)
  • GF Value™: $20.18 vs. price of $21.47 (6.4% above fair value)
  • GF Score™: 55/100 with 3 warning signs
  • Industry Position: 51.6% above the Banks median (#355 of 1252)

No single metric tells the full story. See the MLGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Malaga Financial Business Description

Address 2514 Via Tejon, Palos Verdes Estates, CA, USA, 90274
Malaga Financial Corp is a full-service community bank. The bank is a real estate lender concentrating on financing apartments, construction projects, and single-family residences. Its operations are related to traditional banking activities, including the acceptance of deposits and the lending and investing of money. Its customers consist of individuals and small-to-midsize businesses located in the Palos Verdes Peninsula and adjoining areas of Los Angeles and Orange Counties, California.
55GF Score

Get the complete analysis for MLGF

Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.47
Price
$20.18
GF Value