Malaga Financial's earnings per share without non-recurring items for the
six
months ended in Dec. 2025 was $2.17.
Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was $2.17.
During the past 12 months, Malaga Financial's average earnings per share (NRI) Growth Rate was -3.50% per year.
During the past 3 years, the average earnings per share (NRI) Growth Rate was 0.20% per year.
During the past 5 years, the average earnings per share (NRI) Growth Rate was 3.50% per year.
During the past 10 years, the average earnings per share (NRI) Growth Rate was 14.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.
The historical rank and industry rank for Malaga Financial's EPS without NRI or its related term are showing as below:
MLGF'
s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -5.9 Med: 8.4 Max: 51.3
Current: 0.2
During the past 13 years, Malaga Financial's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 51.30% per year. The lowest was -5.90% per year. And the median was 8.40% per year.
MLGF's 3-Year EPS without NRI Growth Rate is ranked worse than 70.92% of 1410
companies
in the Banks industry
Industry Median: 7.3
vs MLGF: 0.20
Malaga Financial's EPS (Basic) for the
six
months ended in Dec. 2025 was $2.18.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $2.18.
Malaga Financial (OTCPK:MLGF) EPS without NRI Explanation
EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Malaga Financial EPS without NRI Related Terms
Malaga Financial EPS without NRI Historical Data
* Premium members only.
The historical data trend for Malaga Financial's EPS without NRI can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MLGF vs MRBK, EFSI, CBTN: EPS without NRI Comparison
For the Banks - Regional subindustry, Malaga Financial's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Malaga Financial PE Ratio without NRI vs Banks Industry
For the Banks industry and Financial Services sector, Malaga Financial's PE Ratio without NRI distribution charts can be found below:
* The bar in red indicates where Malaga Financial's PE Ratio without NRI falls into.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.
For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $2.17
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Malaga Financial (MLGF) has a EPS without NRI of $2.17 as of Dec. 2025. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Malaga Financial and its competitors. According to the industry distribution chart, Malaga Financial ranks #1000 out of 1410 companies in the Banks industry, placing it in the top 70.9%.
Is Malaga Financial's EPS without NRI too high?
Malaga Financial's current EPS without NRI is $2.17. The Banks industry median EPS without NRI is 7.30. Malaga Financial's value of $2.17 is 70.3% below this industry median. Based on the distribution chart, Malaga Financial ranks #1000 out of 1410 companies in the Banks industry, which is below the industry midpoint. Overall, Malaga Financial has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Malaga Financial's EPS without NRI compare to MRBK and EFSI?
According to the Banks industry distribution chart, Malaga Financial ranks #1000 out of 1410 companies for EPS without NRI. This places Malaga Financial in the lower half of its industry. The industry median EPS without NRI is 7.30. Malaga Financial's value of $2.17 is 70.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,410 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Malaga Financial's current EPS without NRI of $2.17 is 70.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Malaga Financial and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Malaga Financial's current EPS without NRI is $2.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Malaga Financial stock overvalued right now?
Based on GuruFocus' analysis, Malaga Financial (MLGF) is currently considered Fairly Valued. The stock's GF Value™ is $20.18, compared to a current price of $21.47 — trading 6.4% above its estimated fair value. The current EPS without NRI is $2.17 and 70.3% below the Banks industry median of 7.30. Malaga Financial's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Malaga Financial (MLGF), the current EPS without NRI is $2.17 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Malaga Financial (MLGF) Overvalued in 2026?
Based on GuruFocus' analysis, Malaga Financial stock appears to be overvalued.
The current stock price of $21.47 is trading 6.4% above its estimated GF Value™ of $20.18.
GuruFocus considers Malaga Financial to be Fairly Valued.
Key valuation signals for MLGF:
EPS without NRI: $2.17
GF Value™: $20.18 vs. price of $21.47 (6.4% above fair value)
Industry Position: 70.3% below the Banks median (#1000 of 1410)
No single metric tells the full story. See the MLGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Malaga Financial Corp is a full-service community bank. The bank is a real estate lender concentrating on financing apartments, construction projects, and single-family residences. Its operations are related to traditional banking activities, including the acceptance of deposits and the lending and investing of money. Its customers consist of individuals and small-to-midsize businesses located in the Palos Verdes Peninsula and adjoining areas of Los Angeles and Orange Counties, California.
55GF Score
Get the complete analysis for MLGF
EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MLGF has been successfully added to your 
