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Enterprise GroupXGHA:EGL 75 Earnings Yield (Joel Greenblatt) % is 60.24% as of Dec. 2025, which is 71% above its 10-year median of 35.21. GuruFocus rates XGHA:EGL with a GF Score™ of 75/100 and a GF Value™ of GHS5.11 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 507 Insurance companies, Enterprise Group ranks better than 92.5% on this metric.
Enterprise Group's Enterprise Value for the quarter that ended in Dec. 2025 was GHS661 Mil.
Enterprise Group's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was GHS399 Mil. Enterprise Group's Earnings Yield (Joel Greenblatt) for the quarter that ended in Dec. 2025 was 60.24%.
The historical rank and industry rank for Enterprise Group's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:
XGHA:EGL'
s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: 13.73 Med: 35.21 Max: 148.88
Current: 31.65
During the past 13 years, the highest Earnings Yield (Joel Greenblatt) of Enterprise Group was 148.88%. The lowest was 13.73%. And the median was 35.21%.
XGHA:EGL's Earnings Yield (Joel Greenblatt) % is ranked better than 92.5% of 507
companies
in the Insurance industry
Industry Median: 7.27
vs XGHA:EGL: 31.65
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Enterprise Group's Forward Rate of Return (Yacktman) % for the quarter that ended in Dec. 2025 was 99.08%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
Enterprise Group (XGHA:EGL) Earnings Yield (Joel Greenblatt) % Explanation
Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.
Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.
Be Aware
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
Enterprise Group Earnings Yield (Joel Greenblatt) % Related Terms
Enterprise Group Earnings Yield (Joel Greenblatt) % Historical Data
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The historical data trend for Enterprise Group's Earnings Yield (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Group Earnings Yield (Joel Greenblatt) % Chart
For the Insurance - Life subindustry, Enterprise Group's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Enterprise Group Earnings Yield (Joel Greenblatt) % vs Insurance Industry
For the Insurance industry and Financial Services sector, Enterprise Group's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Enterprise Group's Earnings Yield (Joel Greenblatt) % falls into.
Enterprise Group Earnings Yield (Joel Greenblatt) % Calculation
In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.
Enterprise Groups Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Dec. 2025 is calculated as
Enterprise Group's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was GHS399 Mil.
What does a Earnings Yield (Joel Greenblatt) % of 60.24% mean?
Enterprise Group (XGHA:EGL) has a Earnings Yield (Joel Greenblatt) % of 60.24% as of Dec. 2025. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Enterprise Group and its competitors. This is 71% above median its historical median of 35.21. Over the past decade, Enterprise Group's Earnings Yield (Joel Greenblatt) % has ranged from 13.73 to 148.88. According to the industry distribution chart, Enterprise Group ranks #38 out of 507 companies in the Insurance industry, placing it in the top 7.5%.
Is Enterprise Group's Earnings Yield (Joel Greenblatt) % too high?
Enterprise Group's current Earnings Yield (Joel Greenblatt) % of 60.24% is 71% above median its 10-year median of 35.21. Over the past 10 years, this metric has ranged from a low of 13.73 to a high of 148.88. The Insurance industry median Earnings Yield (Joel Greenblatt) % is 7.27. Enterprise Group's value of 60.24% is 728.6% above this industry median. Based on the distribution chart, Enterprise Group ranks #38 out of 507 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Enterprise Group has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Group's Earnings Yield (Joel Greenblatt) % compare to MET and AFL?
According to the Insurance industry distribution chart, Enterprise Group ranks #38 out of 507 companies for Earnings Yield (Joel Greenblatt) %. This places Enterprise Group in the top 8% of its industry — outperforming the majority of peers. The industry median Earnings Yield (Joel Greenblatt) % is 7.27. Enterprise Group's value of 60.24% is 728.6% above this benchmark. Historically, Enterprise Group's own Earnings Yield (Joel Greenblatt) % has ranged from 13.73 to 148.88 over the past decade. While the company's 10-year median is 35.21 vs. the industry median of 7.27, Enterprise Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for an Insurance company?
The median Earnings Yield (Joel Greenblatt) % among Insurance companies is 7.27, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enterprise Group's current Earnings Yield (Joel Greenblatt) % of 60.24% is 728.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Enterprise Group and its competitors. For the Insurance industry, the median Earnings Yield (Joel Greenblatt) % is 7.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enterprise Group's current Earnings Yield (Joel Greenblatt) % is 60.24%, which is 71% above median its own 10-year median of 35.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Group stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Group (XGHA:EGL) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS5.11, compared to a current price of GHS7.00 — trading 37% above its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is 60.24%, which is 71% above median its 10-year median of 35.21 and 728.6% above the Insurance industry median of 7.27. Enterprise Group's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For Enterprise Group (XGHA:EGL), the current Earnings Yield (Joel Greenblatt) % is 60.24% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Enterprise Group (XGHA:EGL) Overvalued in 2026?
Based on GuruFocus' analysis, Enterprise Group stock appears to be overvalued.
The current stock price of GHS7.00 is trading 37% above its estimated GF Value™ of GHS5.11.
GuruFocus considers Enterprise Group to be Significantly Overvalued.
Key valuation signals for XGHA:EGL:
Earnings Yield (Joel Greenblatt) %: 60.24% (71% above median its 10-year median of 35.21)
GF Value™: GHS5.11 vs. price of GHS7.00 (37% above fair value)
Industry Position: 728.6% above the Insurance median (#38 of 507)
No single metric tells the full story. See the XGHA:EGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Enterprise Group Ltd is engaged in the business of investments, life, non-life, and health insurance underwriting, pension fund management, provision of funeral services, and real estate development and management. It also underwrites insurance risks associated with death, disability, health, property, and liability. The company is organized into seven operating segments. These segments are Non-life insurance business; Life assurance business; Health insurance business; Pension administration; Real estate; Funeral services; and Investments. The company derives its revenues from the non-life insurance business. The company operates in Ghana, The Gambia, and Nigeria. The majority of revenue is from Ghana.
75GF Score
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