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Enterprise GroupXGHA:EGL +0.10%71 OCF Margin % is 34.95% as of Dec. 2025, which is 2% below its 10-year median of 35.53. GuruFocus rates XGHA:EGL with a GF Score™ of 71/100 and a GF Value™ of GHS4.99 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 501 Insurance companies, Enterprise Group ranks better than 87.03% on this metric.
The historical rank and industry rank for Enterprise Group's OCF Margin % or its related term are showing as below:
XGHA:EGL'
s OCF Margin % Range Over the Past 10 Years
Min: 23.83 Med: 35.53 Max: 79.35
Current: 34.95
During the past 13 years, the highest OCF Margin % of Enterprise Group was 79.35%. The lowest was 23.83%. And the median was 35.53%.
XGHA:EGL's OCF Margin % is ranked better than 87.03% of 501
companies
in the Insurance industry
Industry Median: 10.93
vs XGHA:EGL: 34.95
Enterprise Group OCF Margin % Related Terms
Enterprise Group OCF Margin % Historical Data
* Premium members only.
The historical data trend for Enterprise Group's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XGHA:EGL vs AFL, MET, PRU: OCF Margin % Comparison
For the Insurance - Life subindustry, Enterprise Group's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Enterprise Group OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Enterprise Group's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Enterprise Group's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Group (XGHA:EGL) has a OCF Margin % of 34.95% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Enterprise Group and its competitors. This is near median its historical median of 35.53. Over the past decade, Enterprise Group's OCF Margin % has ranged from 23.83 to 79.35. According to the industry distribution chart, Enterprise Group ranks #65 out of 501 companies in the Insurance industry, placing it in the top 13%.
Is Enterprise Group's OCF Margin % too high?
Enterprise Group's current OCF Margin % of 34.95% is near median its 10-year median of 35.53. Over the past 10 years, this metric has ranged from a low of 23.83 to a high of 79.35. The Insurance industry median OCF Margin % is 10.93. Enterprise Group's value of 34.95% is 219.8% above this industry median. Based on the distribution chart, Enterprise Group ranks #65 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Enterprise Group has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Group's OCF Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Enterprise Group ranks #65 out of 501 companies for OCF Margin %. This places Enterprise Group in the top 13% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 10.93. Enterprise Group's value of 34.95% is 219.8% above this benchmark. Historically, Enterprise Group's own OCF Margin % has ranged from 23.83 to 79.35 over the past decade. While the company's 10-year median is 35.53 vs. the industry median of 10.93, Enterprise Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.93, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enterprise Group's current OCF Margin % of 34.95% is 219.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Enterprise Group and its competitors. For the Insurance industry, the median OCF Margin % is 10.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enterprise Group's current OCF Margin % is 34.95%, which is near median its own 10-year median of 35.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Group stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Group (XGHA:EGL) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS4.99, compared to a current price of GHS10.04 — trading 101.2% above its estimated fair value. The current OCF Margin % is 34.95%, which is near median its 10-year median of 35.53 and 219.8% above the Insurance industry median of 10.93. Enterprise Group's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Enterprise Group (XGHA:EGL), the current OCF Margin % is 34.95% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Enterprise Group (XGHA:EGL) Overvalued in 2026?
Based on GuruFocus' analysis, Enterprise Group stock appears to be overvalued.
The current stock price of GHS10.04 is trading 101.2% above its estimated GF Value™ of GHS4.99.
GuruFocus considers Enterprise Group to be Significantly Overvalued.
Key valuation signals for XGHA:EGL:
OCF Margin %: 34.95% (near median its 10-year median of 35.53)
GF Value™: GHS4.99 vs. price of GHS10.04 (101.2% above fair value)
Industry Position: 219.8% above the Insurance median (#65 of 501)
No single metric tells the full story. See the XGHA:EGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Enterprise Group Ltd is engaged in the business of investments, life, non-life, and health insurance underwriting, pension fund management, provision of funeral services, and real estate development and management. It also underwrites insurance risks associated with death, disability, health, property, and liability. The company is organized into seven operating segments. These segments are Non-life insurance business; Life assurance business; Health insurance business; Pension administration; Real estate; Funeral services; and Investments. The company derives its revenues from the non-life insurance business. The company operates in Ghana, The Gambia, and Nigeria. The majority of revenue is from Ghana.
71GF Score
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