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Enterprise GroupXGHA:EGL +0.30%72 EV-to-EBIT is 3.04 as of Sep. 01, 2026, which is 7% above its 10-year median of 2.84. GuruFocus rates XGHA:EGL with a GF Score™ of 72/100 and a GF Value™ of GHS5.08 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 343 Insurance companies, Enterprise Group ranks better than 88.92% on this metric.
Enterprise Group (XGHA:EGL) EV-to-EBIT Explanation
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Enterprise Group's Enterprise Value for the quarter that ended in Dec. 2025 was GHS661 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Enterprise Group's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was GHS399 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Group EV-to-EBIT Related Terms
Enterprise Group EV-to-EBIT Historical Data
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The historical data trend for Enterprise Group's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Enterprise Group's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Enterprise Group EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, Enterprise Group's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Enterprise Group's EV-to-EBIT falls into.
Enterprise Group's current Enterprise Value is GHS1,215 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Enterprise Group's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was GHS399 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Group (XGHA:EGL) has a EV-to-EBIT of 3.04 as of Sep. 01, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Enterprise Group and its competitors. This is near median its historical median of 2.84. Over the past decade, Enterprise Group's EV-to-EBIT has ranged from 0.67 to 7.28. According to the industry distribution chart, Enterprise Group ranks #38 out of 343 companies in the Insurance industry, placing it in the top 11.1%.
Is Enterprise Group's EV-to-EBIT too high?
Enterprise Group's current EV-to-EBIT of 3.04 is near median its 10-year median of 2.84. Over the past 10 years, this metric has ranged from a low of 0.67 to a high of 7.28. The Insurance industry median EV-to-EBIT is 8.55. Enterprise Group's value of 3.04 is 64.4% below this industry median. Based on the distribution chart, Enterprise Group ranks #38 out of 343 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Enterprise Group has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Group's EV-to-EBIT compare to MET and AFL?
According to the Insurance industry distribution chart, Enterprise Group ranks #38 out of 343 companies for EV-to-EBIT. This places Enterprise Group in the top 11% of its industry — outperforming the majority of peers. The industry median EV-to-EBIT is 8.55. Enterprise Group's value of 3.04 is 64.4% below this benchmark. Historically, Enterprise Group's own EV-to-EBIT has ranged from 0.67 to 7.28 over the past decade. While the company's 10-year median is 2.84 vs. the industry median of 8.55, Enterprise Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.55, based on 343 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enterprise Group's current EV-to-EBIT of 3.04 is 64.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Enterprise Group and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enterprise Group's current EV-to-EBIT is 3.04, which is near median its own 10-year median of 2.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Group stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Group (XGHA:EGL) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS5.08, compared to a current price of GHS6.72 — trading 32.3% above its estimated fair value. The current EV-to-EBIT is 3.04, which is near median its 10-year median of 2.84 and 64.4% below the Insurance industry median of 8.55. Enterprise Group's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Enterprise Group (XGHA:EGL), the current EV-to-EBIT is 3.04 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Enterprise Group (XGHA:EGL) Overvalued in 2026?
Based on GuruFocus' analysis, Enterprise Group stock appears to be overvalued.
The current stock price of GHS6.72 is trading 32.3% above its estimated GF Value™ of GHS5.08.
GuruFocus considers Enterprise Group to be Significantly Overvalued.
Key valuation signals for XGHA:EGL:
EV-to-EBIT: 3.04 (near median its 10-year median of 2.84)
GF Value™: GHS5.08 vs. price of GHS6.72 (32.3% above fair value)
Industry Position: 64.4% below the Insurance median (#38 of 343)
No single metric tells the full story. See the XGHA:EGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Enterprise Group Ltd is engaged in the business of investments, life, non-life, and health insurance underwriting, pension fund management, provision of funeral services, and real estate development and management. It also underwrites insurance risks associated with death, disability, health, property, and liability. The company is organized into seven operating segments. These segments are Non-life insurance business; Life assurance business; Health insurance business; Pension administration; Real estate; Funeral services; and Investments. The company derives its revenues from the non-life insurance business. The company operates in Ghana, The Gambia, and Nigeria. The majority of revenue is from Ghana.
72GF Score
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