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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Enterprise Group's retained earnings for the quarter that ended in Dec. 2025 was GHS843 Mil.
Enterprise Group's quarterly retained earnings
increased
from Dec. 2023 (GHS641 Mil) to Dec. 2024 (GHS698 Mil) and
increased
from Dec. 2024 (GHS698 Mil) to Dec. 2025 (GHS843 Mil).
Enterprise Group's annual retained earnings
increased
from Dec. 2023 (GHS641 Mil) to Dec. 2024 (GHS698 Mil) and
increased
from Dec. 2024 (GHS698 Mil) to Dec. 2025 (GHS843 Mil).
Enterprise Group (XGHA:EGL) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
Enterprise Group Retained Earnings Historical Data
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The historical data trend for Enterprise Group's Retained Earnings can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
Enterprise Group (XGHA:EGL) has a Retained Earnings of GHS843 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Enterprise Group and its competitors.
Is Enterprise Group's Retained Earnings too high?
Enterprise Group's current Retained Earnings is GHS843 Mil. Overall, Enterprise Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Group's Retained Earnings compare to AFL and MET?
Enterprise Group's Retained Earnings of GHS843 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Enterprise Group and its competitors. Enterprise Group's current Retained Earnings is GHS843 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Group stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Group (XGHA:EGL) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS5.03, compared to a current price of GHS10.02 — trading 99.2% above its estimated fair value. The current Retained Earnings is GHS843 Mil. Enterprise Group's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Enterprise Group (XGHA:EGL), the current Retained Earnings is GHS843 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Enterprise Group (XGHA:EGL) Overvalued in 2026?
Based on GuruFocus' analysis, Enterprise Group stock appears to be overvalued.
The current stock price of GHS10.02 is trading 99.2% above its estimated GF Value™ of GHS5.03.
GuruFocus considers Enterprise Group to be Significantly Overvalued.
Key valuation signals for XGHA:EGL:
Retained Earnings: GHS843 Mil
GF Value™: GHS5.03 vs. price of GHS10.02 (99.2% above fair value)
No single metric tells the full story. See the XGHA:EGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Enterprise Group Ltd is engaged in the business of investments, life, non-life, and health insurance underwriting, pension fund management, provision of funeral services, and real estate development and management. It also underwrites insurance risks associated with death, disability, health, property, and liability. The company is organized into seven operating segments. These segments are Non-life insurance business; Life assurance business; Health insurance business; Pension administration; Real estate; Funeral services; and Investments. The company derives its revenues from the non-life insurance business. The company operates in Ghana, The Gambia, and Nigeria. The majority of revenue is from Ghana.
69GF Score
Get the complete analysis for XGHA:EGL
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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