Enterprise Group (XGHA:EGL) Selling, General, & Admin. Expense: GHS3 Mil (TTM As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XGHA:EGL Enterprise Group Ltd XGHA:EGL
69 GF Score
Price GHS10.02
GF Value GHS5.03
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Enterprise Group Selling, General, & Admin. Expense?

Enterprise Group XGHA:EGL 69 Selling, General, & Admin. Expense is GHS3 Mil as of Dec. 2025. GuruFocus rates XGHA:EGL with a GF Score™ of 69/100 and a GF Value™ of GHS5.03 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Enterprise Group's selling, general, & admin. expense for the six months ended in Dec. 2025 was GHS3 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was GHS3 Mil.


Enterprise Group  (XGHA:EGL) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Enterprise Group Selling, General, & Admin. Expense Related Terms


Enterprise Group Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Enterprise Group's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Group Selling, General, & Admin. Expense Chart

Enterprise Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.25 2.00 2.47 3.04 3.21

Enterprise Group Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.25 2.00 2.47 3.04 3.21

XGHA:EGL vs AFL, MET, PRU: Selling, General, & Admin. Expense Comparison

For the Insurance - Life subindustry, Enterprise Group's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Enterprise Group Selling, General, & Admin. Expense vs Insurance Industry

For the Insurance industry and Financial Services sector, Enterprise Group's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Enterprise Group's Selling, General, & Admin. Expense falls into.


XGHA:EGL
69GF Score
Enterprise Group Ltd XGHA:EGL
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Enterprise Group Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 was GHS3 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of GHS3 Mil mean?
Enterprise Group (XGHA:EGL) has a Selling, General, & Admin. Expense of GHS3 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Enterprise Group and its competitors.
Is Enterprise Group's Selling, General, & Admin. Expense too high?
Enterprise Group's current Selling, General, & Admin. Expense is GHS3 Mil. Overall, Enterprise Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Group's Selling, General, & Admin. Expense compare to AFL and MET?
Enterprise Group's Selling, General, & Admin. Expense of GHS3 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for an Insurance company?
A good Selling, General, & Admin. Expense depends on the Insurance industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Enterprise Group and its competitors. Enterprise Group's current Selling, General, & Admin. Expense is GHS3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Group stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Group (XGHA:EGL) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS5.03, compared to a current price of GHS10.02 — trading 99.2% above its estimated fair value. The current Selling, General, & Admin. Expense is GHS3 Mil. Enterprise Group's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Enterprise Group (XGHA:EGL), the current Selling, General, & Admin. Expense is GHS3 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Enterprise Group (XGHA:EGL) Overvalued in 2026?

Based on GuruFocus' analysis, Enterprise Group stock appears to be overvalued. The current stock price of GHS10.02 is trading 99.2% above its estimated GF Value™ of GHS5.03. GuruFocus considers Enterprise Group to be Significantly Overvalued.

Key valuation signals for XGHA:EGL:

  • Selling, General, & Admin. Expense: GHS3 Mil
  • GF Value™: GHS5.03 vs. price of GHS10.02 (99.2% above fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the XGHA:EGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Enterprise Group Business Description

Address Mayor Road, Ridge West, Accra, Advantage Place, Accra, GHA, PMB 150
Enterprise Group Ltd is engaged in the business of investments, life, non-life, and health insurance underwriting, pension fund management, provision of funeral services, and real estate development and management. It also underwrites insurance risks associated with death, disability, health, property, and liability. The company is organized into seven operating segments. These segments are Non-life insurance business; Life assurance business; Health insurance business; Pension administration; Real estate; Funeral services; and Investments. The company derives its revenues from the non-life insurance business. The company operates in Ghana, The Gambia, and Nigeria. The majority of revenue is from Ghana.
69GF Score

Get the complete analysis for XGHA:EGL

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS10.02
Price
GHS5.03
GF Value