Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Enterprise GroupXGHA:EGL +0.10%71 Median PS Value is GHS5.53 as of Jul. 30, 2026, which is 100% below its 10-year median of 0.47. GuruFocus rates XGHA:EGL with a GF Score™ of 71/100 and a GF Value™ of GHS4.99 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 341 Insurance companies, Enterprise Group ranks worse than 84.46% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Enterprise Group's Median PS Value or its related term are showing as below:
XGHA:EGL'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.31 Med: 0.47 Max: 1.82
Current: 1.82
During the past 13 years, the highest Price to Median PS Value of Enterprise Group was 1.82. The lowest was 0.31. And the median was 0.47.
XGHA:EGL's Price-to-Median-PS-Value is ranked worse than 84.46% of 341
companies
in the Insurance industry
Industry Median: 1.04
vs XGHA:EGL: 1.82
Enterprise Group (XGHA:EGL) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Enterprise Group's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
10.04
/
5.53
=
1.82
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Group Median PS Value Related Terms
Enterprise Group Median PS Value Historical Data
* Premium members only.
The historical data trend for Enterprise Group's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XGHA:EGL vs AFL, MET, PRU: Median PS Value Comparison
For the Insurance - Life subindustry, Enterprise Group's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Enterprise Group Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Enterprise Group's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Enterprise Group's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.4773.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Enterprise Group's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was GHS11.587.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Group (XGHA:EGL) has a Median PS Value of GHS5.53 as of Jul. 30, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Enterprise Group and its competitors. This is 1077% above median its historical median of 0.47. Over the past decade, Enterprise Group's Median PS Value has ranged from 0.31 to 1.82. According to the industry distribution chart, Enterprise Group ranks #288 out of 341 companies in the Insurance industry, placing it in the top 84.5%.
Is Enterprise Group's Median PS Value too high?
Enterprise Group's current Median PS Value of GHS5.53 is 1077% above median its 10-year median of 0.47. Over the past 10 years, this metric has ranged from a low of 0.31 to a high of 1.82. Based on the distribution chart, Enterprise Group ranks #288 out of 341 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Enterprise Group has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Group's Median PS Value compare to AFL and MET?
According to the Insurance industry distribution chart, Enterprise Group ranks #288 out of 341 companies for Median PS Value. This places Enterprise Group in the lower half of its industry. The industry median Median PS Value is 1.04. Historically, Enterprise Group's own Median PS Value has ranged from 0.31 to 1.82 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 1.04, based on 341 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Enterprise Group and its competitors. For the Insurance industry, the median Median PS Value is 1.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enterprise Group's current Median PS Value is GHS5.53, which is 1077% above median its own 10-year median of 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Group stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Group (XGHA:EGL) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS4.99, compared to a current price of GHS10.04 — trading 101.2% above its estimated fair value. The current Median PS Value is GHS5.53, which is 1077% above median its 10-year median of 0.47. Enterprise Group's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Enterprise Group (XGHA:EGL), the current Median PS Value is GHS5.53 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Enterprise Group (XGHA:EGL) Overvalued in 2026?
Based on GuruFocus' analysis, Enterprise Group stock appears to be overvalued.
The current stock price of GHS10.04 is trading 101.2% above its estimated GF Value™ of GHS4.99.
GuruFocus considers Enterprise Group to be Significantly Overvalued.
Key valuation signals for XGHA:EGL:
Median PS Value: GHS5.53 (1077% above median its 10-year median of 0.47)
GF Value™: GHS4.99 vs. price of GHS10.04 (101.2% above fair value)
No single metric tells the full story. See the XGHA:EGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Enterprise Group Ltd is engaged in the business of investments, life, non-life, and health insurance underwriting, pension fund management, provision of funeral services, and real estate development and management. It also underwrites insurance risks associated with death, disability, health, property, and liability. The company is organized into seven operating segments. These segments are Non-life insurance business; Life assurance business; Health insurance business; Pension administration; Real estate; Funeral services; and Investments. The company derives its revenues from the non-life insurance business. The company operates in Ghana, The Gambia, and Nigeria. The majority of revenue is from Ghana.
71GF Score
Get the complete analysis for XGHA:EGL
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XGHA:EGL has been successfully added to your 
