Enterprise Group (XGHA:EGL) Dividend Payout Ratio: 0.10 (As of Dec. 2025) — Near Median

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XGHA:EGL Enterprise Group Ltd XGHA:EGL
72 GF Score
Price GHS10.04
GF Value GHS4.99
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Enterprise Group Dividend Payout Ratio?

Enterprise Group XGHA:EGL +0.10% 72 Dividend Payout Ratio is 0.10 as of Dec. 2025, which is 9% below its 10-year median of 0.11. GuruFocus rates XGHA:EGL with a GF Score™ of 72/100 and a GF Value™ of GHS4.99 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 335 Insurance companies, Enterprise Group ranks better than 91.64% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Enterprise Group's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.10.

The historical rank and industry rank for Enterprise Group's Dividend Payout Ratio or its related term are showing as below:

XGHA:EGL' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.07   Med: 0.11   Max: 0.2
Current: 0.1

During the past 13 years, the highest Dividend Payout Ratio of Enterprise Group was 0.20. The lowest was 0.07. And the median was 0.11.

XGHA:EGL's Dividend Payout Ratio is ranked better than
91.64% of 335 companies
in the Insurance industry
Industry Median: 0.38 vs XGHA:EGL: 0.10

As of today (2026-07-30), the Dividend Yield % of Enterprise Group is 1.64%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Enterprise Group was 5.40%. The lowest was 0.97%. And the median was 2.81%.

Enterprise Group's Dividends per Share for the months ended in Dec. 2025 was GHS0.13.

During the past 12 months, Enterprise Group's average Dividends Per Share Growth Rate was 29.90% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 19.40% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 17.30% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Enterprise Group was 19.40% per year. The lowest was -3.50% per year. And the median was 16.10% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Enterprise Group (XGHA:EGL) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Enterprise Group Dividend Payout Ratio Related Terms

Enterprise Group Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Enterprise Group's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Group Dividend Payout Ratio Chart

Enterprise Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.15 0.15 0.11 0.07 0.10

Enterprise Group Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.15 0.15 0.11 0.07 0.10

XGHA:EGL vs AFL, MET, PRU: Dividend Payout Ratio Comparison

For the Insurance - Life subindustry, Enterprise Group's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Enterprise Group Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Enterprise Group's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Enterprise Group's Dividend Payout Ratio falls into.


XGHA:EGL
72GF Score
Enterprise Group Ltd XGHA:EGL
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Enterprise Group Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Enterprise Group's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.126/ 1.27
=0.10

Enterprise Group's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0.126/ 1.27
=0.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.10 mean?
Enterprise Group (XGHA:EGL) has a Dividend Payout Ratio of 0.10 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Enterprise Group and its competitors. This is near median its historical median of 0.11. Over the past decade, Enterprise Group's Dividend Payout Ratio has ranged from 0.07 to 0.20. According to the industry distribution chart, Enterprise Group ranks #28 out of 335 companies in the Insurance industry, placing it in the top 8.4%.
Is Enterprise Group's Dividend Payout Ratio too high?
Enterprise Group's current Dividend Payout Ratio of 0.10 is near median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.20. The Insurance industry median Dividend Payout Ratio is 0.38. Enterprise Group's value of 0.10 is 73.7% below this industry median. Based on the distribution chart, Enterprise Group ranks #28 out of 335 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Enterprise Group has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Group's Dividend Payout Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Enterprise Group ranks #28 out of 335 companies for Dividend Payout Ratio. This places Enterprise Group in the top 8% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.38. Enterprise Group's value of 0.10 is 73.7% below this benchmark. Historically, Enterprise Group's own Dividend Payout Ratio has ranged from 0.07 to 0.20 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.38, Enterprise Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 335 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enterprise Group's current Dividend Payout Ratio of 0.10 is 73.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Enterprise Group and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enterprise Group's current Dividend Payout Ratio is 0.10, which is near median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Group stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Group (XGHA:EGL) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS4.99, compared to a current price of GHS10.04 — trading 101.2% above its estimated fair value. The current Dividend Payout Ratio is 0.10, which is near median its 10-year median of 0.11 and 73.7% below the Insurance industry median of 0.38. Enterprise Group's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Enterprise Group (XGHA:EGL), the current Dividend Payout Ratio is 0.10 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Enterprise Group (XGHA:EGL) Overvalued in 2026?

Based on GuruFocus' analysis, Enterprise Group stock appears to be overvalued. The current stock price of GHS10.04 is trading 101.2% above its estimated GF Value™ of GHS4.99. GuruFocus considers Enterprise Group to be Significantly Overvalued.

Key valuation signals for XGHA:EGL:

  • Dividend Payout Ratio: 0.10 (near median its 10-year median of 0.11)
  • GF Value™: GHS4.99 vs. price of GHS10.04 (101.2% above fair value)
  • GF Score™: 72/100 with 3 warning signs
  • Industry Position: 73.7% below the Insurance median (#28 of 335)

No single metric tells the full story. See the XGHA:EGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Enterprise Group Business Description

Address Mayor Road, Ridge West, Accra, Advantage Place, Accra, GHA, PMB 150
Enterprise Group Ltd is engaged in the business of investments, life, non-life, and health insurance underwriting, pension fund management, provision of funeral services, and real estate development and management. It also underwrites insurance risks associated with death, disability, health, property, and liability. The company is organized into seven operating segments. These segments are Non-life insurance business; Life assurance business; Health insurance business; Pension administration; Real estate; Funeral services; and Investments. The company derives its revenues from the non-life insurance business. The company operates in Ghana, The Gambia, and Nigeria. The majority of revenue is from Ghana.
72GF Score

Get the complete analysis for XGHA:EGL

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS10.04
Price
GHS4.99
GF Value