Enterprise Group (XGHA:EGL) OCF Yield %: 40.34 (As of Jul. 30, 2026) — 49% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XGHA:EGL Enterprise Group Ltd XGHA:EGL
71 GF Score
Price GHS10.04
GF Value GHS4.99
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Enterprise Group OCF Yield %?

Enterprise Group XGHA:EGL +0.10% 71 OCF Yield % is 40.34 as of Jul. 30, 2026, which is 49% below its 10-year median of 78.42. GuruFocus rates XGHA:EGL with a GF Score™ of 71/100 and a GF Value™ of GHS4.99 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 504 Insurance companies, Enterprise Group ranks better than 93.85% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Enterprise Group's Trailing 12-Month Cash Flow from Operations is GHS692 Mil, and Market Cap is GHS1,716 Mil. Therefore, Enterprise Group's OCF Yield % for today is 40.34%.

The historical rank and industry rank for Enterprise Group's OCF Yield % or its related term are showing as below:

XGHA:EGL' s OCF Yield % Range Over the Past 10 Years
Min: 15.99   Med: 78.42   Max: 222.63
Current: 40.34


During the past 13 years, the highest OCF Yield % of Enterprise Group was 222.63%. The lowest was 15.99%. And the median was 78.42%.

XGHA:EGL's OCF Yield % is ranked better than
93.85% of 504 companies
in the Insurance industry
Industry Median: 8.215 vs XGHA:EGL: 40.34

Enterprise Group's OCF Margin % for the quarter that ended in Dec. 2025 was %.


Enterprise Group OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Enterprise Group OCF Yield % Related Terms


Enterprise Group OCF Yield % Historical Data

* Premium members only.

The historical data trend for Enterprise Group's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Group OCF Yield % Chart

Enterprise Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 89.95 82.44 112.92 222.63 116.38

Enterprise Group Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 89.95 82.44 112.92 222.63 116.38

XGHA:EGL vs AFL, MET, PRU: OCF Yield % Comparison

For the Insurance - Life subindustry, Enterprise Group's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Enterprise Group OCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Enterprise Group's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Enterprise Group's OCF Yield % falls into.


XGHA:EGL
71GF Score
Enterprise Group Ltd XGHA:EGL
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Enterprise Group OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Enterprise Group's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=692.141 / 594.70764
=116.38%

Enterprise Group's annualized OCF Yield % for the quarter that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=692.141 * 1 / 594.70764
=116.38%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 40.34 mean?
Enterprise Group (XGHA:EGL) has a OCF Yield % of 40.34 as of Jul. 30, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Enterprise Group and its competitors. This is 49% below median its historical median of 78.42. Over the past decade, Enterprise Group's OCF Yield % has ranged from 15.99 to 222.63. According to the industry distribution chart, Enterprise Group ranks #31 out of 504 companies in the Insurance industry, placing it in the top 6.2%.
Is Enterprise Group's OCF Yield % too high?
Enterprise Group's current OCF Yield % of 40.34 is 49% below median its 10-year median of 78.42. Over the past 10 years, this metric has ranged from a low of 15.99 to a high of 222.63. The Insurance industry median OCF Yield % is 8.22. Enterprise Group's value of 40.34 is 391.1% above this industry median. Based on the distribution chart, Enterprise Group ranks #31 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Enterprise Group has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Group's OCF Yield % compare to AFL and MET?
According to the Insurance industry distribution chart, Enterprise Group ranks #31 out of 504 companies for OCF Yield %. This places Enterprise Group in the top 6% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 8.22. Enterprise Group's value of 40.34 is 391.1% above this benchmark. Historically, Enterprise Group's own OCF Yield % has ranged from 15.99 to 222.63 over the past decade. While the company's 10-year median is 78.42 vs. the industry median of 8.22, Enterprise Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.22, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enterprise Group's current OCF Yield % of 40.34 is 391.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Enterprise Group and its competitors. For the Insurance industry, the median OCF Yield % is 8.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enterprise Group's current OCF Yield % is 40.34, which is 49% below median its own 10-year median of 78.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Group stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Group (XGHA:EGL) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS4.99, compared to a current price of GHS10.04 — trading 101.2% above its estimated fair value. The current OCF Yield % is 40.34, which is 49% below median its 10-year median of 78.42 and 391.1% above the Insurance industry median of 8.22. Enterprise Group's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Enterprise Group (XGHA:EGL), the current OCF Yield % is 40.34 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Enterprise Group (XGHA:EGL) Overvalued in 2026?

Based on GuruFocus' analysis, Enterprise Group stock appears to be overvalued. The current stock price of GHS10.04 is trading 101.2% above its estimated GF Value™ of GHS4.99. GuruFocus considers Enterprise Group to be Significantly Overvalued.

Key valuation signals for XGHA:EGL:

  • OCF Yield %: 40.34 (49% below median its 10-year median of 78.42)
  • GF Value™: GHS4.99 vs. price of GHS10.04 (101.2% above fair value)
  • GF Score™: 71/100 with 3 warning signs
  • Industry Position: 391.1% above the Insurance median (#31 of 504)

No single metric tells the full story. See the XGHA:EGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Enterprise Group Business Description

Address Mayor Road, Ridge West, Accra, Advantage Place, Accra, GHA, PMB 150
Enterprise Group Ltd is engaged in the business of investments, life, non-life, and health insurance underwriting, pension fund management, provision of funeral services, and real estate development and management. It also underwrites insurance risks associated with death, disability, health, property, and liability. The company is organized into seven operating segments. These segments are Non-life insurance business; Life assurance business; Health insurance business; Pension administration; Real estate; Funeral services; and Investments. The company derives its revenues from the non-life insurance business. The company operates in Ghana, The Gambia, and Nigeria. The majority of revenue is from Ghana.
71GF Score

Get the complete analysis for XGHA:EGL

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS10.04
Price
GHS4.99
GF Value