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Enterprise GroupXGHA:EGL +0.10%71 Net Margin % is 11.02% as of Dec. 2025, which is 8% above its 10-year median of 10.25. GuruFocus rates XGHA:EGL with a GF Score™ of 71/100 and a GF Value™ of GHS4.99 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 500 Insurance companies, Enterprise Group ranks better than 58.2% on this metric.
The historical rank and industry rank for Enterprise Group's Net Margin % or its related term are showing as below:
XGHA:EGL'
s Net Margin % Range Over the Past 10 Years
Min: 5.72 Med: 10.25 Max: 14.48
Current: 11.02
XGHA:EGL's Net Margin % is ranked better than 58.2% of 500
companies
in the Insurance industry
Industry Median: 9.175
vs XGHA:EGL: 11.02
Enterprise Group (XGHA:EGL) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Enterprise Group Net Margin % Related Terms
Enterprise Group Net Margin % Historical Data
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The historical data trend for Enterprise Group's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XGHA:EGL vs AFL, MET, PRU: Net Margin % Comparison
For the Insurance - Life subindustry, Enterprise Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Enterprise Group Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Enterprise Group's Net Margin % distribution charts can be found below:
* The bar in red indicates where Enterprise Group's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Group (XGHA:EGL) has a Net Margin % of 11.02% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Enterprise Group and its competitors. This is near median its historical median of 10.25. Over the past decade, Enterprise Group's Net Margin % has ranged from 5.72 to 14.48. According to the industry distribution chart, Enterprise Group ranks #209 out of 500 companies in the Insurance industry, placing it in the top 41.8%.
Is Enterprise Group's Net Margin % too high?
Enterprise Group's current Net Margin % of 11.02% is near median its 10-year median of 10.25. Over the past 10 years, this metric has ranged from a low of 5.72 to a high of 14.48. The Insurance industry median Net Margin % is 9.18. Enterprise Group's value of 11.02% is 20.1% above this industry median. Based on the distribution chart, Enterprise Group ranks #209 out of 500 companies in the Insurance industry, which is above the industry midpoint. Overall, Enterprise Group has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Group's Net Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Enterprise Group ranks #209 out of 500 companies for Net Margin %. This puts Enterprise Group in the upper half of its industry. The industry median Net Margin % is 9.18. Enterprise Group's value of 11.02% is 20.1% above this benchmark. Historically, Enterprise Group's own Net Margin % has ranged from 5.72 to 14.48 over the past decade. While the company's 10-year median is 10.25 vs. the industry median of 9.18, Enterprise Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.18, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enterprise Group's current Net Margin % of 11.02% is 20.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Enterprise Group and its competitors. For the Insurance industry, the median Net Margin % is 9.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enterprise Group's current Net Margin % is 11.02%, which is near median its own 10-year median of 10.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Group stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Group (XGHA:EGL) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS4.99, compared to a current price of GHS10.04 — trading 101.2% above its estimated fair value. The current Net Margin % is 11.02%, which is near median its 10-year median of 10.25 and 20.1% above the Insurance industry median of 9.18. Enterprise Group's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Enterprise Group (XGHA:EGL), the current Net Margin % is 11.02% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Enterprise Group (XGHA:EGL) Overvalued in 2026?
Based on GuruFocus' analysis, Enterprise Group stock appears to be overvalued.
The current stock price of GHS10.04 is trading 101.2% above its estimated GF Value™ of GHS4.99.
GuruFocus considers Enterprise Group to be Significantly Overvalued.
Key valuation signals for XGHA:EGL:
Net Margin %: 11.02% (near median its 10-year median of 10.25)
GF Value™: GHS4.99 vs. price of GHS10.04 (101.2% above fair value)
Industry Position: 20.1% above the Insurance median (#209 of 500)
No single metric tells the full story. See the XGHA:EGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Enterprise Group Ltd is engaged in the business of investments, life, non-life, and health insurance underwriting, pension fund management, provision of funeral services, and real estate development and management. It also underwrites insurance risks associated with death, disability, health, property, and liability. The company is organized into seven operating segments. These segments are Non-life insurance business; Life assurance business; Health insurance business; Pension administration; Real estate; Funeral services; and Investments. The company derives its revenues from the non-life insurance business. The company operates in Ghana, The Gambia, and Nigeria. The majority of revenue is from Ghana.
71GF Score
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