Enterprise Group (XGHA:EGL) Interest Expense: GHS-20 Mil (TTM As of Dec. 2025)

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XGHA:EGL Enterprise Group Ltd XGHA:EGL
72 GF Score
Price GHS10.04
GF Value GHS4.99
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Enterprise Group Interest Expense?

Enterprise Group XGHA:EGL +0.10% 72 Interest Expense is GHS-20 Mil as of Dec. 2025. GuruFocus rates XGHA:EGL with a GF Score™ of 72/100 and a GF Value™ of GHS4.99 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Enterprise Group's interest expense for the six months ended in Dec. 2025 was GHS -20 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was GHS-20 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Enterprise Group's Operating Income for the six months ended in Dec. 2025 was GHS 399 Mil. Enterprise Group's Interest Expense for the six months ended in Dec. 2025 was GHS -20 Mil. Enterprise Group's Interest Coverage for the quarter that ended in Dec. 2025 was 20.26. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Enterprise Group  (XGHA:EGL) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Enterprise Group's Interest Expense for the six months ended in Dec. 2025 was GHS-20 Mil. Its EBIT for the six months ended in Dec. 2025 was GHS399 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Dec. 2025 was GHS14 Mil.

Enterprise Group's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Interest Coverage=-1* EBIT (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*399.122/-19.697
=20.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.


Enterprise Group Interest Expense Historical Data

* Premium members only.

The historical data trend for Enterprise Group's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Group Interest Expense Chart

Enterprise Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -3.05 -5.28 -2.62 -3.65 -19.70

Enterprise Group Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.05 -5.28 -2.62 -3.65 -19.70
XGHA:EGL
72GF Score
Enterprise Group Ltd XGHA:EGL
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Enterprise Group Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was GHS-20 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of GHS-20 Mil mean?
Enterprise Group (XGHA:EGL) has a Interest Expense of GHS-20 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Enterprise Group and its competitors.
Is Enterprise Group's Interest Expense too high?
Enterprise Group's current Interest Expense is GHS-20 Mil. Overall, Enterprise Group has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Group's Interest Expense compare to AFL and MET?
Enterprise Group's Interest Expense of GHS-20 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Enterprise Group and its competitors. Enterprise Group's current Interest Expense is GHS-20 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Group stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Group (XGHA:EGL) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS4.99, compared to a current price of GHS10.04 — trading 101.2% above its estimated fair value. The current Interest Expense is GHS-20 Mil. Enterprise Group's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Enterprise Group (XGHA:EGL), the current Interest Expense is GHS-20 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Enterprise Group (XGHA:EGL) Overvalued in 2026?

Based on GuruFocus' analysis, Enterprise Group stock appears to be overvalued. The current stock price of GHS10.04 is trading 101.2% above its estimated GF Value™ of GHS4.99. GuruFocus considers Enterprise Group to be Significantly Overvalued.

Key valuation signals for XGHA:EGL:

  • Interest Expense: GHS-20 Mil
  • GF Value™: GHS4.99 vs. price of GHS10.04 (101.2% above fair value)
  • GF Score™: 72/100 with 3 warning signs

No single metric tells the full story. See the XGHA:EGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Enterprise Group Business Description

Address Mayor Road, Ridge West, Accra, Advantage Place, Accra, GHA, PMB 150
Enterprise Group Ltd is engaged in the business of investments, life, non-life, and health insurance underwriting, pension fund management, provision of funeral services, and real estate development and management. It also underwrites insurance risks associated with death, disability, health, property, and liability. The company is organized into seven operating segments. These segments are Non-life insurance business; Life assurance business; Health insurance business; Pension administration; Real estate; Funeral services; and Investments. The company derives its revenues from the non-life insurance business. The company operates in Ghana, The Gambia, and Nigeria. The majority of revenue is from Ghana.
72GF Score

Get the complete analysis for XGHA:EGL

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS10.04
Price
GHS4.99
GF Value