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Enterprise GroupXGHA:EGL +0.10%71 EBITDA Margin % is 22.02% as of Dec. 2025, which is at its 10-year median of 22.02. GuruFocus rates XGHA:EGL with a GF Score™ of 71/100 and a GF Value™ of GHS4.99 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 370 Insurance companies, Enterprise Group ranks better than 69.46% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Enterprise Group's EBITDA for the
six
months ended in Dec. 2025 was GHS436 Mil. Enterprise Group's Revenue for the
six
months ended in Dec. 2025 was GHS1,980 Mil. Therefore, Enterprise Group's EBITDA margin for the quarter that ended in Dec. 2025 was 22.02%.
Enterprise Group (XGHA:EGL) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Enterprise Group EBITDA Margin % Related Terms
Enterprise Group EBITDA Margin % Historical Data
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The historical data trend for Enterprise Group's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XGHA:EGL vs AFL, MET, PRU: EBITDA Margin % Comparison
For the Insurance - Life subindustry, Enterprise Group's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Enterprise Group EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Enterprise Group's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Enterprise Group's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Group (XGHA:EGL) has a EBITDA Margin % of 22.02% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Enterprise Group and its competitors. This is near median its historical median of 22.02. Over the past decade, Enterprise Group's EBITDA Margin % has ranged from 14.62 to 34.55. According to the industry distribution chart, Enterprise Group ranks #113 out of 370 companies in the Insurance industry, placing it in the top 30.5%.
Is Enterprise Group's EBITDA Margin % too high?
Enterprise Group's current EBITDA Margin % of 22.02% is near median its 10-year median of 22.02. Over the past 10 years, this metric has ranged from a low of 14.62 to a high of 34.55. The Insurance industry median EBITDA Margin % is 14.94. Enterprise Group's value of 22.02% is 47.4% above this industry median. Based on the distribution chart, Enterprise Group ranks #113 out of 370 companies in the Insurance industry, which is above the industry midpoint. Overall, Enterprise Group has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Group's EBITDA Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Enterprise Group ranks #113 out of 370 companies for EBITDA Margin %. This puts Enterprise Group in the upper half of its industry. The industry median EBITDA Margin % is 14.94. Enterprise Group's value of 22.02% is 47.4% above this benchmark. Historically, Enterprise Group's own EBITDA Margin % has ranged from 14.62 to 34.55 over the past decade. While the company's 10-year median is 22.02 vs. the industry median of 14.94, Enterprise Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.94, based on 370 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enterprise Group's current EBITDA Margin % of 22.02% is 47.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Enterprise Group and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enterprise Group's current EBITDA Margin % is 22.02%, which is near median its own 10-year median of 22.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Group stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Group (XGHA:EGL) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS4.99, compared to a current price of GHS10.04 — trading 101.2% above its estimated fair value. The current EBITDA Margin % is 22.02%, which is near median its 10-year median of 22.02 and 47.4% above the Insurance industry median of 14.94. Enterprise Group's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Enterprise Group (XGHA:EGL), the current EBITDA Margin % is 22.02% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Enterprise Group (XGHA:EGL) Overvalued in 2026?
Based on GuruFocus' analysis, Enterprise Group stock appears to be overvalued.
The current stock price of GHS10.04 is trading 101.2% above its estimated GF Value™ of GHS4.99.
GuruFocus considers Enterprise Group to be Significantly Overvalued.
Key valuation signals for XGHA:EGL:
EBITDA Margin %: 22.02% (near median its 10-year median of 22.02)
GF Value™: GHS4.99 vs. price of GHS10.04 (101.2% above fair value)
Industry Position: 47.4% above the Insurance median (#113 of 370)
No single metric tells the full story. See the XGHA:EGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Enterprise Group Ltd is engaged in the business of investments, life, non-life, and health insurance underwriting, pension fund management, provision of funeral services, and real estate development and management. It also underwrites insurance risks associated with death, disability, health, property, and liability. The company is organized into seven operating segments. These segments are Non-life insurance business; Life assurance business; Health insurance business; Pension administration; Real estate; Funeral services; and Investments. The company derives its revenues from the non-life insurance business. The company operates in Ghana, The Gambia, and Nigeria. The majority of revenue is from Ghana.
71GF Score
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