Sagicor Group Jamaica (XJAM:SJ) EBIT: JMD0 Mil (TTM As of Dec. 2025)


XJAM:SJ Sagicor Group Jamaica Ltd XJAM:SJ
62 GF Score
Price JMD38.95
GF Value JMD48.32
Valuation Modestly Undervalued
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What is Sagicor Group Jamaica EBIT?

Sagicor Group Jamaica XJAM:SJ -1.22% 62 EBIT is JMD0 Mil as of Dec. 2025. GuruFocus rates XJAM:SJ with a GF Score™ of 62/100 and a GF Value™ of JMD48.32 (Modestly Undervalued).

Sagicor Group Jamaica's earnings before interest and taxes (EBIT) for the three months ended in Dec. 2025 was JMD0 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Dec. 2025 was JMD0 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Sagicor Group Jamaica's annualized ROC % for the quarter that ended in Dec. 2025 was 0.00%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Sagicor Group Jamaica's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was 0.00%.


Sagicor Group Jamaica  (XJAM:SJ) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Sagicor Group Jamaica's annualized ROC % for the quarter that ended in Dec. 2025 is calculated as:

ROC % (Q: Dec. 2025 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Sep. 2025 ) + Invested Capital (Q: Dec. 2025 ))/ count )
=0 * ( 1 - 24.48% )/( (637122.78485 + 630771.829)/ 2 )
=0/633947.306925
=0.00 %

where

Invested Capital(Q: Sep. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=675195.429 - 1136.636 - ( 38389.207 - 5% * 29063.977 )
=637122.78485

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=703596.778 - 11798.945 - ( 61101.259 - 5% * 1505.1 )
=630771.829

Note: The EBIT data used here is four times the quarterly (Dec. 2025) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Sagicor Group Jamaica's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Dec. 2025 )
=0/118243.947
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Sagicor Group Jamaica EBIT Related Terms


Sagicor Group Jamaica EBIT Historical Data

* Premium members only.

The historical data trend for Sagicor Group Jamaica's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sagicor Group Jamaica EBIT Chart

Sagicor Group Jamaica Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Sagicor Group Jamaica Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

XJAM:SJ vs AFL, MET, PRU: EBIT Comparison

For the Insurance - Life subindustry, Sagicor Group Jamaica's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sagicor Group Jamaica EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, Sagicor Group Jamaica's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Sagicor Group Jamaica's EV-to-EBIT falls into.


XJAM:SJ
62GF Score
Sagicor Group Jamaica Ltd XJAM:SJ
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Sagicor Group Jamaica EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was JMD0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of JMD0 Mil mean?
Sagicor Group Jamaica (XJAM:SJ) has a EBIT of JMD0 Mil as of Dec. 2025. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Sagicor Group Jamaica.
Is Sagicor Group Jamaica's EBIT too high?
Sagicor Group Jamaica's current EBIT is JMD0 Mil. Overall, Sagicor Group Jamaica has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Group Jamaica's EBIT compare to AFL and MET?
Sagicor Group Jamaica's EBIT of JMD0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Sagicor Group Jamaica. Sagicor Group Jamaica's current EBIT is JMD0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Group Jamaica stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Group Jamaica (XJAM:SJ) is currently considered Modestly Undervalued. The stock's GF Value™ is JMD48.32, compared to a current price of JMD38.95 — trading 19.4% below its estimated fair value. The current EBIT is JMD0 Mil. Sagicor Group Jamaica's overall GF Score™ is 62/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Sagicor Group Jamaica (XJAM:SJ), the current EBIT is JMD0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sagicor Group Jamaica (XJAM:SJ) Overvalued in 2026?

Based on GuruFocus' analysis, Sagicor Group Jamaica stock appears to be undervalued. The current stock price of JMD38.95 is trading 19.4% below its estimated GF Value™ of JMD48.32. GuruFocus considers Sagicor Group Jamaica to be Modestly Undervalued.

Key valuation signals for XJAM:SJ:

  • EBIT: JMD0 Mil
  • GF Value™: JMD48.32 vs. price of JMD38.95 (19.4% below fair value)
  • GF Score™: 62/100

No single metric tells the full story. See the XJAM:SJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sagicor Group Jamaica Business Description

Address 28 - 48 Barbados Avenue, R. Danny Williams Building, Kingston, JAM, 5
Sagicor Group Jamaica Ltd is a financial services company. The company's business segment includes Sagicor Life, Sagicor Jamaica, Sagicor Life USA, and Sagicor Canada. It generates revenue largely from the Sagicor Jamaica segment. Individual Insurance provides individual clients with life and health insurance policies, individual annuities, investment products, living benefits, and other insurance-related solutions through various products. Geographically, it derives a majority of its revenue from Jamaica.
62GF Score

Get the complete analysis for XJAM:SJ

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD38.95
Price
JMD48.32
GF Value