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Sagicor Group JamaicaXJAM:SJ +0.03%59 5-Year Yield-on-Cost % is 7.84 as of Aug. 01, 2026, which is 98% above its 10-year median of 3.95. GuruFocus rates XJAM:SJ with a GF Score™ of 59/100 and a GF Value™ of JMD49.19 (Modestly Undervalued). Among 420 Insurance companies, Sagicor Group Jamaica ranks better than 82.86% on this metric.
Sagicor Group Jamaica's yield on cost for the quarter that ended in Dec. 2025 was 7.84.
The historical rank and industry rank for Sagicor Group Jamaica's 5-Year Yield-on-Cost % or its related term are showing as below:
XJAM:SJ'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.45 Med: 3.95 Max: 8.18
Current: 7.84
During the past 13 years, Sagicor Group Jamaica's highest Yield on Cost was 8.18. The lowest was 1.45. And the median was 3.95.
XJAM:SJ's 5-Year Yield-on-Cost % is ranked better than 82.86% of 420
companies
in the Insurance industry
Industry Median: 3.87
vs XJAM:SJ: 7.84
Sagicor Group Jamaica (XJAM:SJ) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Sagicor Group Jamaica 5-Year Yield-on-Cost % Related Terms
XJAM:SJ vs AFL, MET, PRU: 5-Year Yield-on-Cost % Comparison
For the Insurance - Life subindustry, Sagicor Group Jamaica's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sagicor Group Jamaica 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sagicor Group Jamaica's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Sagicor Group Jamaica's 5-Year Yield-on-Cost % falls into.
Sagicor Group Jamaica 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Sagicor Group Jamaica (XJAM:SJ) has a 5-Year Yield-on-Cost % of 7.84 as of Aug. 01, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Sagicor Group Jamaica and its competitors. This is 98% above median its historical median of 3.95. Over the past decade, Sagicor Group Jamaica's 5-Year Yield-on-Cost % has ranged from 1.45 to 8.18. According to the industry distribution chart, Sagicor Group Jamaica ranks #72 out of 420 companies in the Insurance industry, placing it in the top 17.1%.
Is Sagicor Group Jamaica's 5-Year Yield-on-Cost % too high?
Sagicor Group Jamaica's current 5-Year Yield-on-Cost % of 7.84 is 98% above median its 10-year median of 3.95. Over the past 10 years, this metric has ranged from a low of 1.45 to a high of 8.18. The Insurance industry median 5-Year Yield-on-Cost % is 3.87. Sagicor Group Jamaica's value of 7.84 is 102.6% above this industry median. Based on the distribution chart, Sagicor Group Jamaica ranks #72 out of 420 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Sagicor Group Jamaica has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Group Jamaica's 5-Year Yield-on-Cost % compare to AFL and MET?
According to the Insurance industry distribution chart, Sagicor Group Jamaica ranks #72 out of 420 companies for 5-Year Yield-on-Cost %. This places Sagicor Group Jamaica in the top 17% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.87. Sagicor Group Jamaica's value of 7.84 is 102.6% above this benchmark. Historically, Sagicor Group Jamaica's own 5-Year Yield-on-Cost % has ranged from 1.45 to 8.18 over the past decade. While the company's 10-year median is 3.95 vs. the industry median of 3.87, Sagicor Group Jamaica has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.87, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sagicor Group Jamaica's current 5-Year Yield-on-Cost % of 7.84 is 102.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Sagicor Group Jamaica and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sagicor Group Jamaica's current 5-Year Yield-on-Cost % is 7.84, which is 98% above median its own 10-year median of 3.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Group Jamaica stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Group Jamaica (XJAM:SJ) is currently considered Modestly Undervalued. The stock's GF Value™ is JMD49.19, compared to a current price of JMD38.75 — trading 21.2% below its estimated fair value. The current 5-Year Yield-on-Cost % is 7.84, which is 98% above median its 10-year median of 3.95 and 102.6% above the Insurance industry median of 3.87. Sagicor Group Jamaica's overall GF Score™ is 59/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Sagicor Group Jamaica (XJAM:SJ), the current 5-Year Yield-on-Cost % is 7.84 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sagicor Group Jamaica (XJAM:SJ) Overvalued in 2026?
Based on GuruFocus' analysis, Sagicor Group Jamaica stock appears to be undervalued.
The current stock price of JMD38.75 is trading 21.2% below its estimated GF Value™ of JMD49.19.
GuruFocus considers Sagicor Group Jamaica to be Modestly Undervalued.
Key valuation signals for XJAM:SJ:
5-Year Yield-on-Cost %: 7.84 (98% above median its 10-year median of 3.95)
GF Value™: JMD49.19 vs. price of JMD38.75 (21.2% below fair value)
Industry Position: 102.6% above the Insurance median (#72 of 420)
No single metric tells the full story. See the XJAM:SJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sagicor Group Jamaica Ltd is a financial services company. The company's business segment includes Sagicor Life, Sagicor Jamaica, Sagicor Life USA, and Sagicor Canada. It generates revenue largely from the Sagicor Jamaica segment. Individual Insurance provides individual clients with life and health insurance policies, individual annuities, investment products, living benefits, and other insurance-related solutions through various products. Geographically, it derives a majority of its revenue from Jamaica.
59GF Score
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