Sagicor Group Jamaica (XJAM:SJ) Interest Expense: JMD-30,787 Mil (TTM As of Dec. 2025)

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XJAM:SJ Sagicor Group Jamaica Ltd XJAM:SJ
59 GF Score
Price JMD39.13
GF Value JMD48.83
Valuation Modestly Undervalued
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What is Sagicor Group Jamaica Interest Expense?

Sagicor Group Jamaica XJAM:SJ -0.18% 59 Interest Expense is JMD-30,787 Mil as of Dec. 2025. GuruFocus rates XJAM:SJ with a GF Score™ of 59/100 and a GF Value™ of JMD48.83 (Modestly Undervalued).

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Sagicor Group Jamaica's interest expense for the three months ended in Dec. 2025 was JMD -9,290 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was JMD-30,787 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Sagicor Group Jamaica's Operating Income for the three months ended in Dec. 2025 was JMD 0 Mil. Sagicor Group Jamaica's Interest Expense for the three months ended in Dec. 2025 was JMD -9,290 Mil. Sagicor Group Jamaica did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Sagicor Group Jamaica  (XJAM:SJ) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Sagicor Group Jamaica's Interest Expense for the three months ended in Dec. 2025 was JMD-9,290 Mil. Its EBIT for the three months ended in Dec. 2025 was JMD0 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Dec. 2025 was JMD24,330 Mil.

Sagicor Group Jamaica's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.


Sagicor Group Jamaica Interest Expense Historical Data

* Premium members only.

The historical data trend for Sagicor Group Jamaica's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sagicor Group Jamaica Interest Expense Chart

Sagicor Group Jamaica Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -19,609.80 0.00 -22,866.59 -24,344.04 -30,787.18

Sagicor Group Jamaica Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4,221.90 -6,961.61 -6,932.52 -7,603.35 -9,289.70
XJAM:SJ
59GF Score
Sagicor Group Jamaica Ltd XJAM:SJ
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Sagicor Group Jamaica Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was JMD-30,787 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of JMD-30,787 Mil mean?
Sagicor Group Jamaica (XJAM:SJ) has a Interest Expense of JMD-30,787 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Sagicor Group Jamaica and its competitors.
Is Sagicor Group Jamaica's Interest Expense too high?
Sagicor Group Jamaica's current Interest Expense is JMD-30,787 Mil. Overall, Sagicor Group Jamaica has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Group Jamaica's Interest Expense compare to AFL and MET?
Sagicor Group Jamaica's Interest Expense of JMD-30,787 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Sagicor Group Jamaica and its competitors. Sagicor Group Jamaica's current Interest Expense is JMD-30,787 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Group Jamaica stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Group Jamaica (XJAM:SJ) is currently considered Modestly Undervalued. The stock's GF Value™ is JMD48.83, compared to a current price of JMD39.13 — trading 19.9% below its estimated fair value. The current Interest Expense is JMD-30,787 Mil. Sagicor Group Jamaica's overall GF Score™ is 59/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Sagicor Group Jamaica (XJAM:SJ), the current Interest Expense is JMD-30,787 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sagicor Group Jamaica (XJAM:SJ) Overvalued in 2026?

Based on GuruFocus' analysis, Sagicor Group Jamaica stock appears to be undervalued. The current stock price of JMD39.13 is trading 19.9% below its estimated GF Value™ of JMD48.83. GuruFocus considers Sagicor Group Jamaica to be Modestly Undervalued.

Key valuation signals for XJAM:SJ:

  • Interest Expense: JMD-30,787 Mil
  • GF Value™: JMD48.83 vs. price of JMD39.13 (19.9% below fair value)
  • GF Score™: 59/100

No single metric tells the full story. See the XJAM:SJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sagicor Group Jamaica Business Description

Address 28 - 48 Barbados Avenue, R. Danny Williams Building, Kingston, JAM, 5
Sagicor Group Jamaica Ltd is a financial services company. The company's business segment includes Sagicor Life, Sagicor Jamaica, Sagicor Life USA, and Sagicor Canada. It generates revenue largely from the Sagicor Jamaica segment. Individual Insurance provides individual clients with life and health insurance policies, individual annuities, investment products, living benefits, and other insurance-related solutions through various products. Geographically, it derives a majority of its revenue from Jamaica.
59GF Score

Get the complete analysis for XJAM:SJ

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD39.13
Price
JMD48.83
GF Value