Sagicor Group Jamaica (XJAM:SJ) EV-to-EBITDA: (As of Aug. 22, 2026)

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XJAM:SJ Sagicor Group Jamaica Ltd XJAM:SJ
60 GF Score
Price JMD41.06
GF Value JMD49.70
Valuation Modestly Undervalued
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What is Sagicor Group Jamaica EV-to-EBITDA?

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Sagicor Group Jamaica's enterprise value is JMD126,474 Mil. Sagicor Group Jamaica's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was JMD0 Mil. Therefore, Sagicor Group Jamaica's EV-to-EBITDA for today is .

The historical rank and industry rank for Sagicor Group Jamaica's EV-to-EBITDA or its related term are showing as below:

During the past 13 years, the highest EV-to-EBITDA of Sagicor Group Jamaica was 48.99. The lowest was 21.24. And the median was 31.54.

XJAM:SJ's EV-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 8.095
* Ranked among companies with meaningful EV-to-EBITDA only.

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-08-22), Sagicor Group Jamaica's stock price is JMD41.06. Sagicor Group Jamaica's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was JMD4.158. Therefore, Sagicor Group Jamaica's PE Ratio (TTM) for today is 9.87.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Sagicor Group Jamaica  (XJAM:SJ) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Sagicor Group Jamaica's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=41.06/4.158
=9.87

Sagicor Group Jamaica's share price for today is JMD41.06.
Sagicor Group Jamaica's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was JMD4.158.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Sagicor Group Jamaica EV-to-EBITDA Related Terms


Sagicor Group Jamaica EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Sagicor Group Jamaica's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sagicor Group Jamaica EV-to-EBITDA Chart

Sagicor Group Jamaica Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Sagicor Group Jamaica Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

XJAM:SJ vs AFL, MET, PRU: EV-to-EBITDA Comparison

For the Insurance - Life subindustry, Sagicor Group Jamaica's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sagicor Group Jamaica EV-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Sagicor Group Jamaica's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Sagicor Group Jamaica's EV-to-EBITDA falls into.


XJAM:SJ
60GF Score
Sagicor Group Jamaica Ltd XJAM:SJ
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sagicor Group Jamaica EV-to-EBITDA Calculation

Sagicor Group Jamaica's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=126473.788/0
=

Sagicor Group Jamaica's current Enterprise Value is JMD126,474 Mil.
Sagicor Group Jamaica's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was JMD0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Sagicor Group Jamaica (XJAM:SJ) Overvalued in 2026?

Based on GuruFocus' analysis, Sagicor Group Jamaica stock appears to be undervalued. The current stock price of JMD41.06 is trading 17.4% below its estimated GF Value™ of JMD49.70. GuruFocus considers Sagicor Group Jamaica to be Modestly Undervalued.

Key valuation signals for XJAM:SJ:

  • EV-to-EBITDA:
  • GF Value™: JMD49.70 vs. price of JMD41.06 (17.4% below fair value)
  • GF Score™: 60/100

No single metric tells the full story. See the XJAM:SJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sagicor Group Jamaica Business Description

Address 28 - 48 Barbados Avenue, R. Danny Williams Building, Kingston, JAM, 5
Sagicor Group Jamaica Ltd is a financial services company. The company's business segment includes Sagicor Life, Sagicor Jamaica, Sagicor Life USA, and Sagicor Canada. It generates revenue largely from the Sagicor Jamaica segment. Individual Insurance provides individual clients with life and health insurance policies, individual annuities, investment products, living benefits, and other insurance-related solutions through various products. Geographically, it derives a majority of its revenue from Jamaica.
60GF Score

Get the complete analysis for XJAM:SJ

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD41.06
Price
JMD49.70
GF Value