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3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Sagicor Group Jamaica's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 0.00%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Sagicor Group Jamaica's 3-Year ROIIC % or its related term are showing as below:
XJAM:SJ's 3-Year ROIIC % is not ranked *
in the Insurance industry.
Industry Median: 5.275 * Ranked among companies with meaningful 3-Year ROIIC % only.
Sagicor Group Jamaica (XJAM:SJ) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Sagicor Group Jamaica 3-Year ROIIC % Related Terms
Sagicor Group Jamaica 3-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for Sagicor Group Jamaica's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XJAM:SJ vs AFL, MET, PRU: 3-Year ROIIC % Comparison
For the Insurance - Life subindustry, Sagicor Group Jamaica's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sagicor Group Jamaica 3-Year ROIIC % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sagicor Group Jamaica's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Sagicor Group Jamaica's 3-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Sagicor Group Jamaica (XJAM:SJ) has a 3-Year ROIIC % of 0.00 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Sagicor Group Jamaica and its competitors. Over the past decade, Sagicor Group Jamaica's 3-Year ROIIC % has ranged from 3.71 to 5.37. According to the industry distribution chart, Sagicor Group Jamaica ranks #999999 out of 334 companies in the Insurance industry.
Is Sagicor Group Jamaica's 3-Year ROIIC % too high?
Sagicor Group Jamaica's current 3-Year ROIIC % is 0.00. Over the past 10 years, this metric has ranged from a low of 3.71 to a high of 5.37. Based on the distribution chart, Sagicor Group Jamaica ranks #999999 out of 334 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Sagicor Group Jamaica has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Group Jamaica's 3-Year ROIIC % compare to AFL and MET?
According to the Insurance industry distribution chart, Sagicor Group Jamaica ranks #999999 out of 334 companies for 3-Year ROIIC %. This places Sagicor Group Jamaica in the lower half of its industry. The industry median 3-Year ROIIC % is 5.28. Historically, Sagicor Group Jamaica's own 3-Year ROIIC % has ranged from 3.71 to 5.37 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for an Insurance company?
The median 3-Year ROIIC % among Insurance companies is 5.28, based on 334 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Sagicor Group Jamaica and its competitors. For the Insurance industry, the median 3-Year ROIIC % is 5.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sagicor Group Jamaica's current 3-Year ROIIC % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Group Jamaica stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Group Jamaica (XJAM:SJ) is currently considered Modestly Undervalued. The stock's GF Value™ is JMD48.97, compared to a current price of JMD36.90 — trading 24.6% below its estimated fair value. The current 3-Year ROIIC % is 0.00. Sagicor Group Jamaica's overall GF Score™ is 60/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Sagicor Group Jamaica (XJAM:SJ), the current 3-Year ROIIC % is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sagicor Group Jamaica (XJAM:SJ) Overvalued in 2026?
Based on GuruFocus' analysis, Sagicor Group Jamaica stock appears to be undervalued.
The current stock price of JMD36.90 is trading 24.6% below its estimated GF Value™ of JMD48.97.
GuruFocus considers Sagicor Group Jamaica to be Modestly Undervalued.
Key valuation signals for XJAM:SJ:
3-Year ROIIC %: 0.00
GF Value™: JMD48.97 vs. price of JMD36.90 (24.6% below fair value)
No single metric tells the full story. See the XJAM:SJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sagicor Group Jamaica Ltd is a financial services company. The company's business segment includes Sagicor Life, Sagicor Jamaica, Sagicor Life USA, and Sagicor Canada. It generates revenue largely from the Sagicor Jamaica segment. Individual Insurance provides individual clients with life and health insurance policies, individual annuities, investment products, living benefits, and other insurance-related solutions through various products. Geographically, it derives a majority of its revenue from Jamaica.
60GF Score
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