Sagicor Group Jamaica (XJAM:SJ) FCF Yield %: -21.91 (As of Jul. 01, 2026)


XJAM:SJ Sagicor Group Jamaica Ltd XJAM:SJ
62 GF Score
Price JMD38.80
GF Value JMD48.44
Valuation Modestly Undervalued
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What is Sagicor Group Jamaica FCF Yield %?

Sagicor Group Jamaica XJAM:SJ +0.05% 62 FCF Yield % is -21.91 as of Jul. 01, 2026. GuruFocus rates XJAM:SJ with a GF Score™ of 62/100 and a GF Value™ of JMD48.44 (Modestly Undervalued). Among 508 Insurance companies, Sagicor Group Jamaica ranks worse than 93.7% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Sagicor Group Jamaica's Trailing 12-Month Free Cash Flow is JMD-33,160 Mil, and Market Cap is JMD151,335 Mil. Therefore, Sagicor Group Jamaica's FCF Yield % for today is -21.91%.

The historical rank and industry rank for Sagicor Group Jamaica's FCF Yield % or its related term are showing as below:

XJAM:SJ' s FCF Yield % Range Over the Past 10 Years
Min: -22.39   Med: -5.22   Max: 6.92
Current: -21.91


During the past 13 years, the highest FCF Yield % of Sagicor Group Jamaica was 6.92%. The lowest was -22.39%. And the median was -5.22%.

XJAM:SJ's FCF Yield % is ranked worse than
93.7% of 508 companies
in the Insurance industry
Industry Median: 7.08 vs XJAM:SJ: -21.91

Sagicor Group Jamaica's FCF Margin % for the quarter that ended in Dec. 2025 was -552.00%.


Sagicor Group Jamaica FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Sagicor Group Jamaica FCF Yield % Related Terms


Sagicor Group Jamaica FCF Yield % Historical Data

* Premium members only.

The historical data trend for Sagicor Group Jamaica's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sagicor Group Jamaica FCF Yield % Chart

Sagicor Group Jamaica Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.00 -13.29 -1.74 -3.52 -21.29

Sagicor Group Jamaica Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.53 -32.95 -30.94 4.43 -21.33

XJAM:SJ vs AFL, MET, PRU: FCF Yield % Comparison

For the Insurance - Life subindustry, Sagicor Group Jamaica's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sagicor Group Jamaica FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Sagicor Group Jamaica's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Sagicor Group Jamaica's FCF Yield % falls into.


XJAM:SJ
62GF Score
Sagicor Group Jamaica Ltd XJAM:SJ
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sagicor Group Jamaica FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Sagicor Group Jamaica's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-33160.15 / 155781.93606
=-21.29%

Sagicor Group Jamaica's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-8308.215 * 4 / 155781.93606
=-21.33%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -21.91 mean?
Sagicor Group Jamaica (XJAM:SJ) has a FCF Yield % of -21.91 as of Jul. 01, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Sagicor Group Jamaica and its competitors. According to the industry distribution chart, Sagicor Group Jamaica ranks #476 out of 508 companies in the Insurance industry, placing it in the top 93.7%.
Is Sagicor Group Jamaica's FCF Yield % too high?
Sagicor Group Jamaica's current FCF Yield % is -21.91. Based on the distribution chart, Sagicor Group Jamaica ranks #476 out of 508 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Sagicor Group Jamaica has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Group Jamaica's FCF Yield % compare to AFL and MET?
According to the Insurance industry distribution chart, Sagicor Group Jamaica ranks #476 out of 508 companies for FCF Yield %. This places Sagicor Group Jamaica in the lower half of its industry. The industry median FCF Yield % is 7.08. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.08, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Sagicor Group Jamaica and its competitors. For the Insurance industry, the median FCF Yield % is 7.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sagicor Group Jamaica's current FCF Yield % is -21.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Group Jamaica stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Group Jamaica (XJAM:SJ) is currently considered Modestly Undervalued. The stock's GF Value™ is JMD48.44, compared to a current price of JMD38.80 — trading 19.9% below its estimated fair value. The current FCF Yield % is -21.91. Sagicor Group Jamaica's overall GF Score™ is 62/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Sagicor Group Jamaica (XJAM:SJ), the current FCF Yield % is -21.91 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sagicor Group Jamaica (XJAM:SJ) Overvalued in 2026?

Based on GuruFocus' analysis, Sagicor Group Jamaica stock appears to be undervalued. The current stock price of JMD38.80 is trading 19.9% below its estimated GF Value™ of JMD48.44. GuruFocus considers Sagicor Group Jamaica to be Modestly Undervalued.

Key valuation signals for XJAM:SJ:

  • FCF Yield %: -21.91
  • GF Value™: JMD48.44 vs. price of JMD38.80 (19.9% below fair value)
  • GF Score™: 62/100

No single metric tells the full story. See the XJAM:SJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sagicor Group Jamaica Business Description

Address 28 - 48 Barbados Avenue, R. Danny Williams Building, Kingston, JAM, 5
Sagicor Group Jamaica Ltd is a financial services company. The company's business segment includes Sagicor Life, Sagicor Jamaica, Sagicor Life USA, and Sagicor Canada. It generates revenue largely from the Sagicor Jamaica segment. Individual Insurance provides individual clients with life and health insurance policies, individual annuities, investment products, living benefits, and other insurance-related solutions through various products. Geographically, it derives a majority of its revenue from Jamaica.
62GF Score

Get the complete analysis for XJAM:SJ

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD38.80
Price
JMD48.44
GF Value