The historical rank and industry rank for Sagicor Group Jamaica's FCF Margin % or its related term are showing as below:
XJAM:SJ'
s FCF Margin % Range Over the Past 10 Years
Min: -75.26 Med: -1.64 Max: 21.61
Current: -37.71
During the past 13 years, the highest FCF Margin % of Sagicor Group Jamaica was 21.61%. The lowest was -75.26%. And the median was -1.64%.
XJAM:SJ's FCF Margin % is ranked worse than 97.8% of 501
companies
in the Insurance industry
Industry Median: 9.6
vs XJAM:SJ: -37.71
Sagicor Group Jamaica FCF Margin % Related Terms
Sagicor Group Jamaica FCF Margin % Historical Data
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The historical data trend for Sagicor Group Jamaica's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Sagicor Group Jamaica's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sagicor Group Jamaica FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sagicor Group Jamaica's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Sagicor Group Jamaica's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sagicor Group Jamaica (XJAM:SJ) has a FCF Margin % of -552.00% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Sagicor Group Jamaica and its competitors. According to the industry distribution chart, Sagicor Group Jamaica ranks #490 out of 501 companies in the Insurance industry, placing it in the top 97.8%.
Is Sagicor Group Jamaica's FCF Margin % too high?
Sagicor Group Jamaica's current FCF Margin % is -552.00%. Based on the distribution chart, Sagicor Group Jamaica ranks #490 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Sagicor Group Jamaica has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Group Jamaica's FCF Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Sagicor Group Jamaica ranks #490 out of 501 companies for FCF Margin %. This places Sagicor Group Jamaica in the lower half of its industry. The industry median FCF Margin % is 9.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Sagicor Group Jamaica and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sagicor Group Jamaica's current FCF Margin % is -552.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Group Jamaica stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Group Jamaica (XJAM:SJ) is currently considered Modestly Undervalued. The stock's GF Value™ is JMD48.32, compared to a current price of JMD38.78 — trading 19.7% below its estimated fair value. The current FCF Margin % is -552.00%. Sagicor Group Jamaica's overall GF Score™ is 62/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Sagicor Group Jamaica (XJAM:SJ), the current FCF Margin % is -552.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sagicor Group Jamaica (XJAM:SJ) Overvalued in 2026?
Based on GuruFocus' analysis, Sagicor Group Jamaica stock appears to be undervalued.
The current stock price of JMD38.78 is trading 19.7% below its estimated GF Value™ of JMD48.32.
GuruFocus considers Sagicor Group Jamaica to be Modestly Undervalued.
Key valuation signals for XJAM:SJ:
FCF Margin %: -552.00%
GF Value™: JMD48.32 vs. price of JMD38.78 (19.7% below fair value)
No single metric tells the full story. See the XJAM:SJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sagicor Group Jamaica Ltd is a financial services company. The company's business segment includes Sagicor Life, Sagicor Jamaica, Sagicor Life USA, and Sagicor Canada. It generates revenue largely from the Sagicor Jamaica segment. Individual Insurance provides individual clients with life and health insurance policies, individual annuities, investment products, living benefits, and other insurance-related solutions through various products. Geographically, it derives a majority of its revenue from Jamaica.
62GF Score
Get the complete analysis for XJAM:SJ
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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