Sagicor Group Jamaica (XJAM:SJ) Long-Term Debt: JMD19,276 Mil (As of Dec. 2025)

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XJAM:SJ Sagicor Group Jamaica Ltd XJAM:SJ
59 GF Score
Price JMD38.53
GF Value JMD48.95
Valuation Modestly Undervalued
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What is Sagicor Group Jamaica Long-Term Debt?

Sagicor Group Jamaica XJAM:SJ -0.90% 59 Long-Term Debt is JMD19,276 Mil as of Dec. 2025. GuruFocus rates XJAM:SJ with a GF Score™ of 59/100 and a GF Value™ of JMD48.95 (Modestly Undervalued).

Sagicor Group Jamaica's Long-Term Debt for the quarter that ended in Dec. 2025 was JMD19,276 Mil.

Sagicor Group Jamaica's quarterly Long-Term Debt stayed the same from Jun. 2025 (JMD0 Mil) to Sep. 2025 (JMD0 Mil) but then increased from Sep. 2025 (JMD0 Mil) to Dec. 2025 (JMD19,276 Mil).

Sagicor Group Jamaica's annual Long-Term Debt increased from Dec. 2023 (JMD16,366 Mil) to Dec. 2024 (JMD19,089 Mil) and increased from Dec. 2024 (JMD19,089 Mil) to Dec. 2025 (JMD19,276 Mil).

Sagicor Group Jamaica  (XJAM:SJ) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Sagicor Group Jamaica Long-Term Debt Related Terms

Sagicor Group Jamaica Long-Term Debt Historical Data

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The historical data trend for Sagicor Group Jamaica's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sagicor Group Jamaica Long-Term Debt Chart

Sagicor Group Jamaica Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9,284.52 19,697.59 16,366.25 19,088.78 19,275.55

Sagicor Group Jamaica Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19,088.78 0.00 0.00 0.00 19,275.55
XJAM:SJ
59GF Score
Sagicor Group Jamaica Ltd XJAM:SJ
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of JMD19,276 Mil mean?
Sagicor Group Jamaica (XJAM:SJ) has a Long-Term Debt of JMD19,276 Mil as of Dec. 2025.
Is Sagicor Group Jamaica's Long-Term Debt too high?
Sagicor Group Jamaica's current Long-Term Debt is JMD19,276 Mil. Overall, Sagicor Group Jamaica has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Group Jamaica's Long-Term Debt compare to AFL and MET?
Sagicor Group Jamaica's Long-Term Debt of JMD19,276 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Sagicor Group Jamaica's current Long-Term Debt is JMD19,276 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Group Jamaica stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Group Jamaica (XJAM:SJ) is currently considered Modestly Undervalued. The stock's GF Value™ is JMD48.95, compared to a current price of JMD38.53 — trading 21.3% below its estimated fair value. The current Long-Term Debt is JMD19,276 Mil. Sagicor Group Jamaica's overall GF Score™ is 59/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Sagicor Group Jamaica (XJAM:SJ), the current Long-Term Debt is JMD19,276 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sagicor Group Jamaica (XJAM:SJ) Overvalued in 2026?

Based on GuruFocus' analysis, Sagicor Group Jamaica stock appears to be undervalued. The current stock price of JMD38.53 is trading 21.3% below its estimated GF Value™ of JMD48.95. GuruFocus considers Sagicor Group Jamaica to be Modestly Undervalued.

Key valuation signals for XJAM:SJ:

  • Long-Term Debt: JMD19,276 Mil
  • GF Value™: JMD48.95 vs. price of JMD38.53 (21.3% below fair value)
  • GF Score™: 59/100

No single metric tells the full story. See the XJAM:SJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sagicor Group Jamaica Business Description

Address 28 - 48 Barbados Avenue, R. Danny Williams Building, Kingston, JAM, 5
Sagicor Group Jamaica Ltd is a financial services company. The company's business segment includes Sagicor Life, Sagicor Jamaica, Sagicor Life USA, and Sagicor Canada. It generates revenue largely from the Sagicor Jamaica segment. Individual Insurance provides individual clients with life and health insurance policies, individual annuities, investment products, living benefits, and other insurance-related solutions through various products. Geographically, it derives a majority of its revenue from Jamaica.
59GF Score

Get the complete analysis for XJAM:SJ

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD38.53
Price
JMD48.95
GF Value